2026年以来，市场关于超50万亿元居民中长期定期存款集中到期的讨论持续升温。在此背景下，能够平衡风险与收益的资产配置型产品关注度显著提 升。 2026年2月2日晚间，南方基金发布公告，称南方稳嘉多元配置3个月持有混合型基金中基金（FOF）（以下简称"南方稳嘉多元配置3个月持有混合 （FOF）"，A类代码：026596，C类代码：026597）提前结束募集。 南方稳嘉多元配置3个月持有混合（FOF）也是南方基金"优生优养计划"下的重点产品。该计划聚焦于产品的全生命周期精细化管理，旨在通过精心匹配 渠道与投资者需求、实施深度投研支持与投资者陪伴，致力于打造 "基金业绩稳、投资者体验佳"的良性循环。 公告显示，该基金原定募集截止日期为2月13日。业内人士表示，该基金并未追求过高发行规模，而选择提前结募，旨在通过为投资者创造长期良好的 持有体验，从而为后续持续申购打下基础。此举也被视为践行公募基金行业高质量发展、回归"持有人利益至上"初心的重要体现。 入选建行"龙盈FOF计划" 助力多元配置需求 2025年以来，公募FOF凭借其分散风险、平滑波动的产品特性，迎来显著的规模增长。数据显示，2025年全年公募FOF合计 ...

Group 1 - The core viewpoint of the articles highlights the significant growth of public FOFs (Fund of Funds) since 2025, driven by a stable capital market environment and evolving investor allocation concepts, with total fundraising reaching 84.529 billion yuan, an increase of over 800% year-on-year, marking a three-year high [1][8] - In 2026, public FOFs are expected to continue expanding their development space, becoming a core choice in residents' asset allocation due to factors like "financial relocation," "pension demand," and "tool upgrades" [1][8] - Financial institutions are accelerating collaboration to respond to investor needs with more professional services, exemplified by the launch of the "Hui Tou Plan" by Bank of China in partnership with public fund management institutions [1][8] Group 2 - The "Hui Tou Plan" is designed based on in-depth market research by Bank of China, creating four product lines targeting different asset volatility levels, ensuring clear positioning and investment goals for investors [2][10] - The "You Sheng You Yang Plan" by Southern Fund focuses on the full lifecycle management of products, aiming to match fund products and investment strategies with channel and investor needs, thereby enhancing investor experience [3][9] Group 3 - The Southern Haoxin product, a focus of both plans, is characterized by its clear strategy and stable performance, meeting current market demands for low-volatility and stable-return investment tools [4][12] - Southern Haoxin employs a risk parity model to determine asset allocation, incorporating domestic and international stocks, gold, and convertible bonds, while maintaining a diversified strategy for enhanced returns [4][12] Group 4 - The management of Southern Haoxin is led by experienced professionals, including Li Wenliang and Wang Qingzhou, who bring extensive investment experience and a focus on steady growth and risk control [6][13] - The Southern Fund FOF team benefits from a robust integrated research platform, allowing for comprehensive resource integration across various asset classes, which supports the effective operation of products like Southern Haoxin [7][14] Group 5 - The collaboration between Bank of China and Southern Fund through the "Hui Tou Plan" and "You Sheng You Yang Plan" reflects a trend towards a service model centered on investor interests, aiming to enhance wealth management and support the real economy [15]

Group 1 - The core viewpoint of the articles highlights the significant growth of public FOFs (Fund of Funds) in 2025, with a total fundraising scale reaching 84.529 billion yuan, marking an over 8-fold year-on-year increase, reflecting the increasing demand for tools that effectively manage volatility in a macro environment characterized by market fluctuations and low interest rates [1] - In 2026, public FOFs are expected to continue expanding their development space, becoming a core choice in residents' asset allocation due to factors such as "financial relocation," "pension demand," and "tool upgrades" [1] - Financial institutions are accelerating collaboration to respond to investor needs with more professional services, exemplified by the launch of the "Hui Investment Plan" by Bank of China in partnership with public fund management institutions [1][2] Group 2 - The "Hui Investment Plan" is designed based on in-depth market research by Bank of China, offering four product lines targeting different risk-return profiles, thus providing clear and targeted asset allocation solutions for investors [2] - The "You Sheng You Yang Plan" by Southern Fund focuses on the full lifecycle management of products, aiming to match fund products and investment strategies with channel and investor needs, thereby creating a virtuous cycle of stable fund performance and positive investor experience [3] - The combination of these two models forms a complete service loop from demand insight to product supply and long-term support, establishing a solid foundation for the successful operation of products like Southern Haoxin [3] Group 3 - Southern Haoxin is highlighted for its clear strategy and stable performance, meeting the current market demand for low-volatility, stable-return investment tools [4] - The fund employs a risk parity model to determine asset allocation, focusing on a mix of domestic and international stocks, gold, and convertible bonds, while maintaining a diversified strategy for enhanced returns [4] - Recent quarterly reports indicate that Southern Haoxin A shares had a net value of 1.0635 yuan with a growth rate of 0.47%, while C shares had a net value of 1.0499 yuan with a growth rate of 0.37%, both outperforming their performance benchmarks [4] Group 4 - The management of Southern Haoxin is led by experienced professionals, including Li Wenliang and Wang Qingzhou, who bring extensive investment experience and a focus on steady growth and risk control [6] - The fund's investment philosophy emphasizes stable growth and a good client holding experience, with adjustments made to equity positions in response to market fluctuations [6] - The strong operational framework of Southern Fund's FOF team supports the fund's performance, leveraging integrated research resources across various asset classes [7] Group 5 - The ongoing growth in resident wealth management needs and the deepening of high-quality industry development will continue to enhance service models centered on investor interests and institutional collaboration [7] - The organic combination of the "Hui Investment Plan" and "You Sheng You Yang Plan," along with the practical launch of products like Southern Haoxin, exemplifies this trend [7] - The financial industry is expected to play a more significant role in helping residents preserve and increase their wealth while serving the real economy [7]