Core Points - The article discusses situations where medical insurance (医保) does not provide reimbursement for medical expenses, highlighting six specific scenarios [2][4][5][7]. Group 1: Situations Where Medical Insurance Does Not Cover Expenses - Work-related injuries are covered by work injury insurance, not medical insurance [2]. - Medical expenses from accidents caused by third parties, such as traffic accidents or fights, are not covered unless the responsible party is identified [2]. - Public health services funded by the government, such as free vaccinations and disease prevention, are not reimbursed by medical insurance [2][4]. - Medical expenses incurred while receiving treatment abroad are not covered by medical insurance [4]. - Preventive health measures, such as routine check-ups and wellness treatments, are not included in the coverage [4]. - Only expenses listed in the three major directories (medical insurance drug directory, medical treatment project directory, and medical service facility directory) are eligible for reimbursement [5][7]. Group 2: The Three Major Directories of Medical Insurance - The drug directory includes: - Class A drugs, which are fully reimbursed [8]. - Class B drugs, which require a personal contribution of 10% or 14% [8]. - Non-reimbursable drugs, often expensive or for rare diseases, are excluded from coverage [8]. - The medical treatment project directory includes necessary and effective clinical treatment projects, but excludes cosmetic procedures and certain fees [9]. - The medical service facility directory covers essential services provided by designated medical institutions, but excludes non-essential services like entertainment fees [9].

Group 1: Core Themes of the Event - The fourth China-Africa Economic and Trade Expo opened in Changsha, Hunan, with the theme "China-Africa Joint Action, Dreaming of Modernization" [1][2] - This year marks the 25th anniversary of the China-Africa Cooperation Forum and the beginning of implementing the outcomes of the 2024 Beijing Summit [1][2] - The expo aims to showcase cooperation achievements and gather resources to promote high-quality development of China-Africa economic and trade cooperation [1][3] Group 2: Participation and Engagement - The expo attracted over 30,000 participants, including 53 African countries, 11 international organizations, and 4,700 Chinese and African enterprises [3][4] - A total of 279 projects were signed during the expo, representing a 43.8% increase from the previous edition, with a total value of $11.39 billion [3][4] - The event featured various specialized exhibition areas, including clean energy, engineering machinery, and a showcase of African products [3][4] Group 3: Economic Data and Trends - In 2024, China-Africa trade reached $295.6 billion, marking a 4.8% year-on-year increase and a record high for the fourth consecutive year [4][7] - Since the establishment of the China-Africa Cooperation Forum in 2000, the total trade value has increased over 20 times, with an average annual growth rate of 14.2% [7] - In the first five months of this year, China's imports and exports to Africa reached $963.21 billion, a 12.4% year-on-year increase, setting a historical high for the same period [10][11] Group 4: Innovations and Mechanisms - The expo introduced a $1 billion China-Africa Economic and Trade Deep Cooperation Service Fund to support investment and cooperation [6] - New mechanisms such as a trial for "new type barter trade" and a pre-assessment system for African food exports to China were launched to enhance trade facilitation [6] - The event highlighted the importance of deepening cooperation in emerging sectors like green industries, e-commerce, and technology [7][12] Group 5: Cultural and Human Exchange - The expo serves as a platform for cultural exchange, featuring activities like the "2025 China-Africa Film Week" and music talent shows [8] - The event emphasizes the importance of mutual understanding and cultural ties between China and Africa [8][12] - Various cultural performances and exhibitions showcased the rich heritage and products of African nations [8][12]