证券日报网讯 1月8日，创业慧康在互动平台回答投资者提问时表示，公司专注于医疗卫生健康信息化 的建设、研发及服务创新，产品涵盖智慧医疗、智慧卫生、医保、健康及养老等各种智慧场景。公司将 持续关注新兴医疗健康应用场景的市场机遇，若未来脑机接口等新应用场景在医疗行业逐步显现，公司 将依托现有技术积累与战略发展规划，及时跟进并积极探索拓展相关产品应用边界。 （编辑 丛可心） ...

有投资者在互动平台向创业慧康提问："公司是否储备脑机接口技术？" 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 针对上述提问，创业慧康回应称："尊敬的投资者，您好！公司专注于医疗卫生健康信息化的建设、研 发及服务创新，产品涵盖智慧医疗、智慧卫生、医保、健康及养老等各种智慧场景。公司将持续关注新 兴医疗健康应用场景的市场机遇，若未来脑机接口等新应用场景在医疗行业逐步显现，公司将依托现有 技术积累与战略发展规划，及时跟进并积极探索拓展相关产品应用边界。感谢您的关注！" ...

以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成 投资建议。 创业慧康回复：尊敬的投资者，您好！公司专注于医疗卫生健康信息化的建设、研发及服务创新，产品 涵盖智慧医疗、智慧卫生、医保、健康及养老等各种智慧场景。公司将持续关注新兴医疗健康应用场景 的市场机遇，若未来脑机接口等新应用场景在医疗行业逐步显现，公司将依托现有技术积累与战略发展 规划，及时跟进并积极探索拓展相关产品应用边界。感谢您的关注！ 证券之星消息，创业慧康(300451)01月08日在投资者关系平台上答复投资者关心的问题。 投资者提问：公司是否储备脑机接口技术？ ...

擘画未来，才能透视未来。目光有多远，行动有多实，未来才会有多美。不少人将中国视为规划力、执 行力超强的国家。前瞻中充满治理智慧，实干中积蓄前行力量。 目标感十足的坚定与战略感十足的节奏，持续强化着人们锚定未来发展的信心，也为不确定的世界注入 了强大确定性和正能量 把远大目标和务实工作结合起来，既有老黄牛的品格，又有千里马的气势，我们不仅能勇立时代潮头、 更能站在创造未来的源头 生活的细节里，往往藏着发展的逻辑。 陪家里老人看病。医生开出检查单，一项特殊检查的千余元费用，让她顿感一惊。缴费时，因之前做了 异地就医备案，医保直接结算、个人账户支付后，自己需缴费用并不算多。看着账单的老人，心忧变欣 喜。她连连感慨，"没想到""政策好"。 好政策带来获得感，这是实实在在的民生温度。惠民政策，之所以落地见效、利民有感，也得益于科技 赋能。依托信息技术，医保、医疗、医药数据资源被有效整合，就医看病从"卡时代"迈向"码时代"。技 术红利，让"想都不敢想的生活"变为"触手可及的日常"。政策托举生活，科技改变生活，幸福感十足。 中国的发展，是值得"惊叹"的。不久前，一位美国记者在体验换电机器人、自动驾驶送货卡车、无人机 送餐后 ...

我妈妈前段时间在医院住了一个星期，出院的时候拿到账单，本来想着有医保，自己不用掏太多钱。结果算下来，有些项目医保根本不给报销，自己得全部 自费。那天我陪她拿着账单去咨询医保科的工作人员，才明白原来有很多项目是医保规定不能报的。工作人员很耐心地给我们讲解了哪些是医保不报的范 围，我们这才恍然大悟。其实这些规定可能很多人都不知道，等到真正用医保的时候才会发现，结果就得自己掏钱。 在我们身边，有多少人都交了医保，却对医保具体能报什么、不能报什么并不十分清楚。有的人以为交了医保，去医院看病就什么都能报。有的人经历过几 次就慢慢明白了，有的人到现在还在吃亏。最近医保又有了一些新的调整，更加明确了哪些费用是不能报销的。这对于我们每个参保的人来说，都是需要提 前知道的，这样才能在看病的时候做好准备。 医保制度的出发点是什么呢？是为了让普通老百姓能够看得起病，减轻医疗费用的负担。但医保基金是有限的，每年的收入就那么多，要支撑全国这么多参 保人的医疗费用，就必须要有一定的规范和限制。哪些费用必须报，哪些费用不能报，这个规定就是为了确保医保基金能够用在最需要的地方。理解了这一 点，我们就能更加理性地看待医保的规定，而不是觉得为什 ...

Core Viewpoint - The leading medical information technology company, Chuangye Huikang, is set to change ownership as Hangzhou Genghao Investment Management Partnership has initiated a share transfer process, marking a significant shift in control amidst declining performance for both companies [1][8]. Group 1: Ownership Change - Hangzhou Genghao has paid approximately 158 million yuan as the first installment for the share transfer [1]. - The agreement involves Hangzhou Genghao acquiring 9,652,509 shares from the largest shareholder, Ge Hang, representing 6.23% of the total share capital, at a price of 5.18 yuan per share, totaling 500 million yuan [3][4]. - Following the transfer, Hangzhou Genghao's voting rights will increase from 0% to 12.64%, making it the largest shareholder of Chuangye Huikang [4]. Group 2: Financial Performance - Chuangye Huikang has experienced three consecutive years of declining performance, with a reported net loss of 173 million yuan in 2024, marking its first loss since going public [9]. - For the first three quarters of 2025, the company reported a revenue of 862 million yuan, a decrease of 26.26% year-on-year, and a net loss of 122 million yuan, a staggering decline of 331.69% [10]. - Hangzhou Genghao's parent company, Huajian Medical, also reported a decline in performance, with a revenue of 1.27 billion yuan in the first half of 2025, down 6.2%, and a net profit of 38.32 million yuan, down 70% [7][8]. Group 3: Strategic Intent - The acquisition aims to position Chuangye Huikang as a leader in the AI healthcare sector, with plans for board restructuring and potential capital increases to enhance control [5][8]. - Chuangye Huikang, founded in 1997, focuses on medical information services and has seen its market value drop significantly from over 20 billion yuan at its peak [8][10].

Core Points - The company is planning a change in control, potentially moving from a state of no actual controller to having one, involving major shareholder Ge Hang and Hangzhou Genghao Zhito Management Consulting Partnership [1] - The company's stock will be suspended from trading starting November 10, 2025, for a period not exceeding two trading days [1] Company Overview - Founded in 1997, the company is one of the early entrants in the medical and health information technology sector in China, focusing on the construction, research, and service innovation of health information systems [1] - The company has implemented nearly 20,000 health information construction projects, serving over 7,000 industry users, with public health projects covering more than 370 districts and counties nationwide, accumulating approximately 300 million resident health records [1] Financial Performance - For the first half of 2025, the company reported total revenue of 577 million yuan, a year-on-year decrease of 20.65% [1] - The net loss attributable to shareholders for the same period was 80.55 million yuan, compared to a loss of 27.37 million yuan in the previous year, indicating an expanded loss [1] Industry Metrics - In the first half of 2025, the internet hospital prescription flow reached 190,000 orders, with a 140% increase in traditional Chinese medicine prescription collaborations [2] - The company has partnered with over 250 commercial insurance institutions and aggregated payment merchants totaling 2,000, with 48 million new transactions and a transaction volume of 8.5 billion yuan [2] - Cloud nursing collaborations involve over 250 institutions, with more than 7,600 nurses and 93,800 orders processed [2]

Core Viewpoint - Xuzhou Rural Commercial Bank is committed to its positioning as a "people's bank," continuously promoting service accessibility by expanding its service network, integrating government services, and fulfilling social responsibilities [1][2] Group 1: Service Network Expansion - The bank has established a comprehensive convenience service network with 139 physical outlets across the city, including 68 in rural areas, ensuring full coverage in townships [1] - It has set up 166 financial convenience service points and 45 benchmark demonstration points, allowing villagers to conduct business within a 15-minute walk [1] - Collaborations with village committees and merchants have led to the establishment of inclusive financial service points, enabling villagers to handle social security, deposits, withdrawals, and payments without leaving their villages [1] Group 2: Integration of Government Services - The bank has addressed public pain points in government service processing by integrating medical insurance, social security, and administrative services into its banking services [1] - It has established 77 comprehensive service outlets across the city, capable of handling over 200 types of services, including high-frequency tasks like social security card activation and business license applications [1] Group 3: Social Responsibility Initiatives - The bank has created three "Gig Worker Stations" to provide free employment matching and services for gig workers, successfully assisting over 2,000 individuals in finding local employment [1] - In terms of educational support, the bank has donated a total of 1.43 million yuan to assist 2,500 rural disadvantaged students and left-behind children through various initiatives such as pairing support and establishing scholarship classes [1]

Core Viewpoint - The trend of Hong Kong residents moving to mainland China to purchase social insurance, particularly for retirement planning, is gaining popularity, reflecting a shift in consumer behavior and lifestyle choices among this demographic [1][2][3]. Group 1: Social Insurance Demand - There is an increasing interest among Hong Kong residents in applying for social insurance in mainland China, particularly in the Guangdong-Hong Kong-Macao Greater Bay Area [2][4]. - As of August 2024, 332,800 Hong Kong and Macao residents participated in social insurance programs in Guangdong, marking a 118.93% increase since the launch of the "Bay Area Social Insurance" initiative at the end of 2021 [6]. - The social insurance options available include pension, medical, unemployment, work injury, and maternity insurance, which are seen as beneficial for retirement planning [12][13]. Group 2: Healthcare Services - The medical insurance provided under mainland social insurance is highly regarded for its efficiency and affordability compared to Hong Kong's healthcare system, which is often criticized for long wait times [7][10]. - Hong Kong residents report significant satisfaction with the medical services in mainland cities, citing lower costs and quicker access to treatment [8][9]. - The flexibility of the medical insurance system allows residents to apply for coverage based on their employment status, making it accessible for both employed and non-employed individuals [12][13]. Group 3: Policy Framework - The "Interim Measures" implemented in 2020 allow Hong Kong and Macao residents to participate in social insurance schemes in mainland China, facilitating their integration into the local system [12][13]. - The policies are designed to be inclusive, covering both employed and non-employed residents, and aim to improve cross-border social insurance services [13][14]. - Local authorities are actively working to enhance the accessibility and understanding of these policies among Hong Kong residents, addressing the need for better information dissemination [11][14].

Core Viewpoint - The article emphasizes the significant advancements in China's healthcare insurance system during the "14th Five-Year Plan" period, focusing on improving coverage, reducing medical expenses for citizens, and enhancing the overall quality of healthcare services [1][2]. Group 1: Universal Coverage - The national basic medical insurance coverage rate has stabilized at around 95% during the "14th Five-Year Plan" period, with nearly 20 billion instances of insurance reimbursement expected from 2021 to 2024 [2]. - The introduction of measures such as allowing newborns to enroll in insurance using their birth certificates and expanding the coverage of maternity insurance aims to enhance accessibility [3]. Group 2: Benefit Expansion - By June 2025, approximately 253 million people are projected to participate in maternity insurance, with cumulative expenditures reaching 438.3 billion yuan, benefiting over 96.14 million instances [3]. - Various medical assistance policies have benefited 673 million rural low-income individuals, alleviating medical expenses by over 650 billion yuan [3]. Group 3: Healthcare Service Improvement - The introduction of the "medical insurance wallet" allows insured individuals to transfer personal account funds to family members for medical expenses, breaking provincial limitations [4]. - The number of designated medical institutions has reached 1.1 million, and the total number of drugs in the insurance catalog has reached 3,159, further reducing the financial burden on citizens [5]. Group 4: Technological Advancements - The establishment of a unified national medical insurance information platform has significantly improved service efficiency, enabling cross-province handling of high-frequency matters [6]. - The regulatory framework for medical insurance funds has been fully established, recovering over 100 billion yuan in misused funds [6]. Group 5: Future Outlook - The National Medical Insurance Administration aims to continue managing and utilizing medical insurance funds effectively, supporting the development of the pharmaceutical industry and contributing to the overall health of the population [7].