齐鲁晚报.齐鲁壹点李可通讯员宋珂 乡村振兴，产业先行。养殖业是农村经济的重要支柱，关乎众多农户生计。但资金短缺、市场波动、疫 病风险等问题，常制约养殖户发展。成武农商银行作为本土银行，积极走在乡村振兴前列，针对养殖户 推出一系列金融支持信贷产品，助力产业升级和农户增收。 家庭养殖：破解养殖户融资难题 成武县天宫庙镇养殖户李先生表示，该行10万元的信贷资金让他扩建了两个标准化小型家庭养殖大棚， 养殖数量从原先的4000只增加到16000只，日收鸭蛋2000余枚，收入显著增加。 该行结合县域农业养殖优势，加大金融扶持力度，为养殖业发展提供有力支持，助力养殖户走上致富道 路。 成武县九女集镇的宋先生看中了水蛭养殖的商机，但养水蛭对水温、肥料、藻菌类要求较高。他积累一 定经验后，想扩大养殖规模。该行客户经理走访得知情况后，充分考察养殖农场建设、养殖情况和订单 数量，连夜提交信贷审批手续，很快为宋先生办理了130万元信贷授信，为水蛭园区扩建发展提供了资 金保障。 规模养殖：做好养殖户坚强后盾 成武县天宇禽业有限公司负责人鲍女士介绍，她起初是村里的贫困户，跟着别人学养鸡，从自家院子养 2000只开始，逐步扩建并成立公司， ...

Core Viewpoint - The article highlights the role of local banks, specifically Chengwu Rural Commercial Bank, in supporting small and micro enterprises through efficient financial services, thereby stabilizing local economies and employment [1][2]. Group 1: Financial Support for Small Enterprises - Chengwu Rural Commercial Bank provides timely financial assistance to small businesses, exemplified by a local fishing gear store owner who received a 100,000 yuan loan quickly, enabling him to stock up for the peak season [1]. - The bank's "Xinyidai" service facilitates easy loan applications via mobile banking, as demonstrated by a local snack shop owner who secured a 50,000 yuan loan to upgrade his store [2]. Group 2: Tailored Financial Products - The bank has developed specialized products like "Bole Huimin Loan" to meet the unique financing needs of small enterprises, which often require short-term, small, and urgent funding [2]. - A dedicated team of 26 mobile financial service units has been established to engage directly with clients in various communities, enhancing the bank's outreach and service delivery [2]. Group 3: Commitment to Local Economic Growth - Chengwu Rural Commercial Bank aims to continuously optimize its financial services for small enterprises by offering more convenient processes, attentive service, and favorable policies [2]. - The bank's efforts are positioned as a driving force for local entrepreneurship, contributing to the realization of business dreams within the community [2].

Core Insights - The logistics industry is crucial for economic development, connecting production and consumption, and local financial institutions like Chengwu Rural Commercial Bank play a significant role in supporting logistics companies through efficient credit services [1][2] Group 1: Financial Support to Logistics Companies - Chengwu Rural Commercial Bank actively provides financial assistance to logistics enterprises, exemplified by a loan of 2 million yuan granted to Mr. Shen, which helped him overcome cash flow difficulties and expand his business [1] - The bank's customer managers conduct on-site assessments to understand the operational status and funding gaps of logistics companies, ensuring timely financial support [1] Group 2: Empowering Local Entrepreneurs - Inspired by successful logistics operators like Mr. Shen, local residents are increasingly entering the logistics sector, as seen with Mr. Zhu, who received a 100,000 yuan loan to start his transportation business [2] - The bank employs tailored financial solutions, such as "one enterprise, one policy" and "one household, one plan," to meet the specific needs of both large companies and individual entrepreneurs in the logistics industry [2] Group 3: Commitment to Local Economic Development - Chengwu Rural Commercial Bank is dedicated to enhancing the logistics sector by providing high-quality financial services, thereby contributing to the construction of an efficient logistics system and promoting high-quality local economic development [2]

Core Insights - The article highlights the successful collaboration between a local entrepreneur and a rural commercial bank, showcasing the bank's role in supporting small businesses and rural development [1][2] - The bank's timely provision of a 500,000 yuan loan enabled the entrepreneur to expand his clothing factory, which is crucial for local employment and economic growth [1] Group 1: Entrepreneurial Impact - The entrepreneur operates three clothing factories with an annual production capacity of 1 million sets and sales reaching 10 million yuan [1] - The factory provides stable employment for over 50 rural women, allowing them to balance work and family responsibilities [1] Group 2: Financial Support - The local bank quickly assessed the entrepreneur's funding needs and approved a loan of 500,000 yuan to facilitate the expansion of the clothing factory [1] - The bank has a commitment to support rural revitalization and small-scale enterprises, offering tailored financial products to meet diverse customer needs [2] Group 3: Future Plans - The bank plans to continue innovating its financial services to support the development of rural industries and contribute to the robust growth of the rural economy [2]