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保险护航低空经济“飞起来”“飞得稳”
Jin Rong Shi Bao· 2025-07-10 03:21
Core Insights - The development of low-altitude economy is becoming a significant part of China's new productive forces, integrating general aviation and drone services, and is seen as a key area for fostering new productive forces in the country [1][2][3] - Ping An Property & Casualty is actively exploring the "insurance + service + technology" model to provide customized insurance products and services for the low-altitude economy, covering various scenarios from large aviation fleets to drones [2][3] Group 1: Low-altitude Economy Applications - In Henan Province, a drone successfully delivered packages to villagers in just 7 minutes, addressing the "last mile" delivery challenge in remote mountainous areas [1] - In Hunan Province, a drone equipped with a smart temperature-controlled box transported blood products from a blood center to hospitals, establishing a medical supply air route [1] - The establishment of regular drone delivery stations and medical supply transport routes is expanding the low-altitude economy landscape and improving people's lives [3] Group 2: Insurance Services for Low-altitude Economy - Ping An Property & Casualty has insured over 150,000 drones, providing risk coverage exceeding 90 billion yuan, and is developing a multi-layered, differentiated insurance and service system for the low-altitude economy [1][2] - The company has tailored insurance solutions for various scenarios, including a dedicated insurance plan for a drone logistics station in Henan, with risk coverage exceeding 6 million yuan [3] - Ping An Property & Casualty is also addressing emerging risks in the low-altitude economy, such as professional negligence and cybersecurity, to meet the evolving needs of the industry [2][3] Group 3: Collaboration and Innovation - The company is collaborating with technology firms to create a seamless insurance experience, including a "one-click insurance and rapid claims" model for agricultural drones [4][5] - Ping An Property & Casualty is participating in the construction of a low-altitude economy risk protection ecosystem, working with reinsurance partners, industry associations, and research institutions to develop innovative insurance solutions [6][7] - The establishment of a new risk research institute for low-altitude economy by Ping An Property & Casualty and Zhongcai Reinsurance aims to create a comprehensive risk protection system with international perspectives and Chinese characteristics [6][7]