住房公积金制度

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这份重磅民生文件提及保障房与公积金,对职场青年释放哪些利好?
Xin Jing Bao· 2025-06-09 16:12
Group 1: Policy Overview - The recent policy document emphasizes the importance of "guaranteed housing" and aims to increase the supply of affordable housing through various funding channels and support for long-term rental housing operations [1][2] - The document highlights the need for local governments to combine guaranteed housing efforts with high-quality housing initiatives, indicating a trend towards improving the overall quality of housing products [2][3] Group 2: Youth Housing Solutions - The policy encourages the development of small-sized apartments and dormitory-style housing to balance work and living conditions for young people, with Beijing planning to provide nearly 150,000 housing units specifically for graduates this year [4] - The focus on affordable housing for different demographics, including youth, is part of a broader strategy to enhance living conditions and reduce commuting times for young professionals [4] Group 3: Flexible Employment and Housing Fund - The policy aims to gradually include flexible employment individuals, such as freelancers, into the housing provident fund system, which is crucial for improving their housing affordability [5][6] - Local governments are expected to create flexible insurance policies that accommodate the income variability of flexible employment workers, enhancing their participation in the housing fund [6] Group 4: Smart Technology for Seniors - The document also addresses the need for developing user-friendly smart technology products for the elderly, including the installation of elevators in older buildings, with a target of 600 elevators in Beijing this year [7] - The introduction of smart products for seniors is seen as a way to improve their quality of life and ensure they keep pace with technological advancements [7]
住房公积金制度助力灵活就业人员群体圆安居梦
Hai Nan Ri Bao· 2025-05-06 01:04
海南实施灵活就业人员缴存住房公积金政策,让更多就业群体借助住房公积金制度实现安居—— 住房公积金制度助力灵活就业人员群体圆安居梦 为贯彻落实党中央关于共同富裕的决策部署,充分发挥住房公积金制度作用,我省出台《海南省灵 活就业人员参加住房公积金制度管理办法》,全面支持我省灵活就业人员使用住房公积金解决住房贷款 问题,帮助更多灵活就业人员圆梦安居,在海南自贸港建设中实现共同富裕。 一、灵活就业人员如何缴存住房公积金? 未与用人单位建立全日制劳动关系,通过非传统就业形式实现就业的群体,包括个体经营者、自由 职业者、新业态从业者等在我省灵活就业各类人员,均可自愿参加住房公积金制度。 灵活就业人员根据自身收入情况,在最低工资标准至社平工资3倍区间自行确定缴存基数,在10% 至24%区间自行确定缴存比例(以海口地区为例,灵活就业人员可以在202元/月至6758元/月区间内选择 月缴存金额),缴存基数与比例每年可调整一次。 此外,灵活就业人员还可以自主明确缴存频次,可选择按月、按季或按年的频次,通过代扣方式, 委托省住房公积金管理局从指定的本人银行卡账户中自动扣缴,无需人工转账,更加方便快捷。 二、灵活就业人员缴存享受额外 ...