该行深入贯彻"科创江阴"战略部署，将科技金融列为全行发展的战略重心，致力于成为区域创新的"赋 能者"。 江南时报讯 面对金融业同质化困局，江阴农商银行以"特色经营"破题，通过个性化网点布局、业务结 构优化与产品服务创新，重塑增长逻辑，在实现自身高质量发展的征途上，奋力书写新时代金融"五篇 大文章"的生动实践。 做科技创新的"赋能者" 坐落于江阴传统工业重镇的周庄支行，就是该行服务民营经济的一个试点。该行派出专项团队，联动支 行开展产业调研，通过系统梳理区域产业格局与服务基础，结合产业规模与发展潜力，重点锁定金属新 材料、新能源两大核心赛道，打造产业金融特色品牌。在精准洞察产业需求的基础上，该行有针对性地 为民营企业适配金融产品：为金属新材料企业提供供应链融资服务，为新能源企业配套绿色信贷、专利 权质押等特色产品，并以"对公带动零售、零售反哺对公"的综合服务模式为企业主与员工提供财富管 理、个人信贷等零售服务。 在一系列机制与生态协同的推动下，该行科技金融服务成效持续显现。截至2025年9月末，江阴地区的 3700余户重点科创企业中，该行合作覆盖率达64%，授信面为30%，授信总规模达169.3亿元。全行科技 ...

Group 1 - The company, Juran Smart Home Group Co., Ltd., is providing a guarantee through its wholly-owned subsidiary, Changchun Juran Enterprise Management Co., Ltd., for a credit facility of RMB 500 million with a term of 10 years [2][3] - The collateral for this guarantee is a property held by Changchun Juran Enterprise Management Co., Ltd., specifically the Changchun Zhongshang World Shopping Center, which has a building area of 160,506.02 square meters [7][8] - As of December 31, 2024, the company reported total assets of RMB 49.68 billion, total liabilities of RMB 28.71 billion, and a net profit of RMB 835.19 million for the year [3][4] Group 2 - The company has a total of RMB 543.28 million in guarantees provided to subsidiaries, which represents 26.87% of the latest audited net assets [9][16] - The company and its subsidiaries have not provided any counter-guarantees for the current guarantee arrangements, indicating a controlled risk environment [8][16] - As of June 30, 2025, the company reported total assets of RMB 47.84 billion and a net profit of RMB 330.55 million for the first half of the year [4][5]

Core Viewpoint - The Everbright Bank Hohhot Branch is committed to supporting the high-quality development of the private economy and small and medium-sized enterprises in Inner Mongolia by optimizing service plans, building cooperation platforms, and innovating service models to inject financial momentum into regional economic vitality [1][6]. Group 1: Service Initiatives - The bank has established a special task force to respond to the "Six Actions" initiative, creating a "Service for Private Enterprises" action plan that focuses on resource optimization and service goals [2]. - The new plan emphasizes four key areas: technological innovation, manufacturing strength, green transformation, and inclusive finance for small and micro enterprises, offering supply chain financing, investment banking services, bond investment services, and cross-border financial services [2]. Group 2: Collaborative Efforts - The bank has formed a comprehensive service system based on "policy guidance + resource allocation + performance incentives" to enhance enterprise support [3]. - A strategic cooperation agreement was signed with the Inner Mongolia Federation of Industry and Commerce, resulting in financing agreements worth 3.195 billion yuan with 16 private enterprises, and 239 million yuan in credit approvals for 57 participating companies [3]. - The bank organized a seminar to discuss the financing needs of 69 key private enterprises, inviting leading companies in new productivity sectors to understand their requirements [3]. Group 3: Regional and Local Support - The bank is actively promoting cross-provincial collaboration under the "Jing-Mong Cooperation" strategy, providing over 200 million yuan in credit support for local agricultural and ecological tourism industries [4]. - A special meeting was held to address investment needs from Beijing enterprises in clean energy and equipment manufacturing, establishing a cross-regional service mechanism [4]. - The bank conducted field research to address challenges faced by county-level enterprises, providing tailored financing solutions and issuing 1.28 billion yuan in loans to Hohhot enterprises in the first quarter [4]. Group 4: Financial Innovation and Support - The bank has significantly increased credit issuance, with a total of 10.69 billion yuan in loans to local enterprises in the first quarter of 2025, a 71% year-on-year increase, with over 40% of new loans going to private enterprises [5]. - Collaboration with Everbright Securities has facilitated IPO guidance for one company and stock repurchase loans for three companies, along with the successful issuance of 5.8 billion yuan in SCP for Yili Group [5]. - The bank has innovated its product offerings, including the first direct opening bank guarantee in Inner Mongolia and a financing solution that significantly reduced costs for a biotechnology company [5]. Group 5: Future Directions - The Everbright Bank Hohhot Branch aims to continue optimizing service models and deepening collaboration among government, banks, and enterprises to contribute to the high-quality economic development of Inner Mongolia [6].