来源：进出口银行 1月7日至8日，中国进出口银行董事长陈怀宇在老挝开展工作调研。期间，拜会我驻老挝大使方虹；分别与老中铁路有限公司、老挝国家铁路公司、老中 银行主要负责人举行会谈；与驻老挝主要中资银行当地分支机构负责人座谈交流；实地考察中国进出口银行支持的重点项目。 在与老中铁路有限公司、老挝国家铁路公司会谈时，陈怀宇董事长表示，中老铁路是共建"一带一路"倡议与老挝"陆锁国变陆联国"战略对接的核心项目， 开通以来客货运量稳步增长，已成为连接中国与东南亚的运输动脉。作为中老铁路的主要融资机构，中国进出口银行将与各方加强协作，积极支持中老铁 路沿线开发，推动中老铁路从"运输通道"向"经济走廊"升级，携手为构建中老命运共同体贡献力量。 在与老中银行、驻老主要中资银行分支机构负责人座谈时，陈怀宇董事长强调，中国进出口银行将立足支持对外贸易投资发展与国际经济合作的职能定 位，充分发挥跨境金融服务和海外融资的专业优势，与金融同业深化协同、形成合力，促进中老经贸往来，推动区域经济发展，助力共建"一带一路"高质 量发展。 △与老挝国家铁路公司举行会谈 △实地调研中老铁路项目 来源：进出口银行 1月7日至8日，中国进出口银行董 ...

近年来，陕西中行依托中银集团全球布局与综合金融平台，积极推动"科技—产业—金融"良性循环。不 仅通过基金投资支持科创企业成长，更通过运用跨境金融服务、供应链金融、绿色信贷、普惠金融等多 元化产品，全力支持陕西现代化产业体系建设、传统产业转型升级以及外向型经济提质增效，为陕西争 做西部示范贡献了中行力量。（魏舒彤） 编辑：穆皓 陕西中赢兴盛科技创新协同发展基金合伙企业（有限合伙）于近日成立，执行事务合伙人为中银国际投 资有限责任公司、陕西投资基金管理有限公司，出资额为10亿元人民币。这是中国银行陕西省分行整合 对接中银集团优势资源，服务陕西地方经济发展的又一重要实践。 据悉，这家科技创新协同发展基金将重点聚焦新材料、新能源等战略性新兴产业，致力于支持陕西省内 拥有原始创新能力的科技型企业及产业链关键环节的优秀企业，培育壮大科创产业集群，推动产业链高 质量发展。 ...

近日，在金融界主办的2025年第十四届"金智奖"评选中，泸州银行凭借在跨境金融领域的卓越创新与扎实服务，荣膺"杰出跨境金融创新服务奖"。这一权威 奖项的获得，标志着该行自2020年开办国际业务以来，其以科技驱动、客户为中心的跨境金融服务体系与实践成果，获得了业界的认可与赞誉。 泸州银行跨境金融业务虽起步于2020年，但发展迅猛，成果斐然。截至目前，跨境结算量已实现跨越式增长，年均增幅超150%，累计规模突破200亿元。服 务网络从基础结算延伸至跨境清算、贸易融资、外债管理等多重领域，为川渝区域内的实体企业"走出去"与"引进来"，构建起了一座高效、稳健的金融桥 梁。 创新实践：精准破题，驱动业务高速增长 创新是泸州银行跨境金融服务的核心基因。该行不仅成功落地四川省首笔法人银行"银企融资对接"场景试点，破解中小外贸企业信息不对称难题，更针对轻 资产涉外企业量身定制综合解决方案，有效激活市场主体活力。 尤为突出的是，该行通过"进口信用证+跨行福费廷"创新组合模式，为四川当地龙头企业提供一站式跨境人民币综合服务，带动相关业务量同比增长488%， 位居区域前列。此举不仅显著助力企业管控汇率风险、降低财务成本，更是以实际 ...

Core Insights - The economic landscape of Chinese cities is undergoing significant changes, with Shanghai leading with a GDP of 5.7 trillion yuan, followed by Beijing at 5.2 trillion yuan and Shenzhen at 3.89 trillion yuan, indicating a shift towards a competition based on "new quality productivity" rather than mere scale [1][2] Group 1: Economic Performance - Shanghai's GDP of 57,073.36 billion yuan represents a growth of 3,146.65 billion yuan from the previous year, driven by a dual engine of finance and technology innovation [2] - Beijing's GDP is projected to reach 52,781.23 billion yuan, with an increase of 2,938.13 billion yuan, showcasing its stable economic position [2] - Shenzhen's GDP is expected to hit 39,025.67 billion yuan, reflecting a growth of 2,223.80 billion yuan, highlighting its role in the digital economy [2] Group 2: Emerging Cities - Quanzhou has surpassed Foshan with a GDP of 918.2 billion yuan, driven by a strong presence of global enterprises and a digital economy that is expected to contribute over 15% to its GDP by 2025 [5] - Yancheng's rise over Nanchang is attributed to its robust new energy sector, with an expected output of over 300 billion yuan, accounting for 28% of its GDP [7] - The digital transformation in Quanzhou's traditional industries has led to a significant increase in its semiconductor sector, which has grown from 3% to 7% of the national market share [5] Group 3: Industry Trends - The Long Triangle region is experiencing a "spillover effect" from Shanghai, with technology contract transactions expected to exceed 380 billion yuan in 2024 [3] - Yancheng's focus on a "dual carbon economy" is reflected in its advancements in renewable energy technologies, positioning it for sustainable growth [7] - Quanzhou's integration of traditional industries with digital capabilities has resulted in a 40% reduction in production cycles, enhancing its competitive edge [5]

由三亚市人民政府主办，《财经》杂志、财经网、《财经智库》、三亚中央商务区管理局、三亚经济研究院 共同承办的"2025三亚·财经国际论坛暨第五届三亚财富管理大会"于12月27日在三亚举行，主题为"海南自贸港未 来定位及三亚新机遇"。 《财经智库》总裁、《财经》杂志执行主编张燕冬博士在论坛上表示，当下，全球经济仍处在调整周期之 中，外部环境复杂多变，不确定性明显上升。与此同时，中国经济正在推进结构性转型与高质量发展，如何在稳 增长、防风险与促转型之间实现更高水平的平衡，成为各方面共同关注的核心议题。在这一背景下，开放的方向 是否坚定、制度的供给是否稳定，尤为关键。 2025年12月18日，海南自由贸易港全岛封关运作正式启动。张燕冬认为，这是中国推进高水平对外开放进程 中的一个重要节点，也意味着自贸港建设从政策探索期，进入制度系统集成和运行检验的新阶段。 三亚·财经国际论坛自2012年创立以来，已伴随大家走过了13载春秋，这13年，论坛放眼国际变化，立足中国 现实，落地海南和三亚需要，开展深入交流与对话的同时，也提出了许多有针对性的解决方案，逐步成长为链接 全球政商学界，洞察经济趋势，推动务实合作的重要桥梁。作为海 ...

记者丨 冯紫彤,余纪昕 编辑丨周炎炎 全球化浪潮下，近年来中资银行的海外足迹已从星星点点，逐渐连缀成网。作为金融出海 的"旗舰力量"，我国商业银行正建立起覆盖全球主要金融中心与"一带一路"沿线关键区域的综 合化服务网络。 无论在纽约、伦敦、新加坡、中国香港等国际枢纽地区，还是东南亚的印尼、泰国、越南、马 来西亚，抑或欧洲大陆的波兰、捷克、匈牙利、塞尔维亚，都可见其身影。这一网络既深度融 入国家发展大局，也为"走出去"的中资企业提供了坚实的跨境金融支持。 其中，值得关注的是， 近年来我国银行机构的全球布局脚步正从过往以欧美为主的传统市 场，向"一带一路"、东盟、中东、拉美等地区的新兴市场多元均衡演进。 有中资银行境外机构人士向记者表示，在不同区域，中资银行的业务亮点表现出了鲜明差异。 在"一带一路"共建国家，主要聚焦基础设施与能源合作，以项目融资和银团贷款为核心： 其 中在非洲，侧重于基础设施和产能合作；而在拉美地区，则主要围绕资源开发和贸易往来展开 业务，并借力人民币国际化推进服务深化。 这种基于区域特点的差异化经营或标志着，中资银行的国际化策略当前已进入 "因地制宜"、 与当地产业周期深度绑定的新阶段。 积 ...

Core Insights - Chinese banks are expanding their overseas presence, establishing a comprehensive service network that covers major financial centers globally and key regions along the Belt and Road Initiative [1][4] - The internationalization strategy of Chinese banks has shifted from focusing primarily on traditional markets in Europe and the US to emerging markets in Southeast Asia, the Middle East, Latin America, and countries involved in the Belt and Road Initiative [1][9] Group 1: Overseas Expansion Strategies - Chinese banks utilize three main forms for overseas expansion: representative offices, branches, and subsidiaries, with larger banks often establishing branches or subsidiaries in mature markets and starting with representative offices in emerging markets [2][4] - The distribution of overseas institutions varies among banks, with a notable focus on new emerging markets and developing countries [2][4] Group 2: Performance of Major Banks - Bank of China leads in global presence with 539 overseas branches in 64 countries, including 45 countries involved in the Belt and Road Initiative, and has a strong focus on enhancing its competitive edge in Southeast Asia [4][12] - Industrial and Commercial Bank of China has 413 overseas institutions in 49 countries, with a significant presence in 30 Belt and Road countries, showcasing a flexible internationalization strategy [4][12] - Agricultural Bank of China has established 13 branches and 4 representative offices, focusing on supporting high-quality Belt and Road initiatives [4][12] Group 3: Revenue Growth and Performance Metrics - In the first half of 2025, Bank of China reported overseas revenue of 783.13 billion yuan, a 14.4% increase from the previous year, with overseas revenue accounting for 23.77% of total revenue [11][12] - Agricultural Bank of China achieved a 21.03% increase in overseas revenue, while Construction Bank's overseas revenue grew by 40.92%, indicating strong expansion momentum [12][14] - Shanghai Pudong Development Bank's overseas revenue surged by 119.37%, marking a significant growth and highlighting the effectiveness of its international strategy [14] Group 4: Challenges and Market Dynamics - Chinese banks face regulatory challenges in overseas markets, including compliance with both domestic and foreign regulations, which can lead to significant penalties [15][19] - The demand from Chinese enterprises for overseas financial services is evolving, with a shift towards more complex needs such as global treasury management and cross-border mergers and acquisitions [16][17] - Small and medium-sized enterprises are becoming a key growth driver for overseas financial services, emphasizing the need for lower financing thresholds and cost-effective payment solutions [16][17] Group 5: Future Directions and Strategic Focus - The future competitiveness of Chinese banks in international markets will depend on enhancing global collaboration, improving localization capabilities, and strengthening compliance risk management [18][19] - Emphasis on financial technology innovation and the development of cross-border digital infrastructure will be crucial for expanding their international footprint [19]

Core Insights - Chinese banks are expanding their overseas presence, establishing a comprehensive service network that covers major financial centers globally and key regions along the Belt and Road Initiative [1][2] - The internationalization strategy of Chinese banks has shifted from traditional markets in Europe and the US to emerging markets in Southeast Asia, the Middle East, Latin America, and countries involved in the Belt and Road Initiative [1][2] Group 1: Global Expansion Strategy - Chinese banks are utilizing representative offices, branches, and subsidiaries for overseas expansion, with larger banks often establishing branches in mature markets and starting with representative offices in emerging markets [2] - The distribution of overseas institutions shows that major state-owned banks are leading the expansion, with a focus on both traditional and emerging markets [2][4] Group 2: Performance Metrics - As of June 2025, Bank of China leads with 539 overseas branches in 64 countries, including 45 Belt and Road countries, showcasing its extensive global network [4] - Industrial and Commercial Bank of China follows with 413 overseas institutions in 49 countries, including 250 in Belt and Road countries, demonstrating a flexible international strategy [4] - Agricultural Bank of China has established 13 branches and 4 representative offices, focusing on supporting high-quality Belt and Road initiatives [4] Group 3: Revenue Growth and Market Dynamics - In the first half of 2025, Bank of China reported overseas revenue of 783.13 billion yuan, a 14.4% increase from the previous year, with overseas revenue accounting for 23.77% of total revenue [12] - Industrial and Commercial Bank of China's overseas revenue was 562.52 billion yuan, showing a slight decline of 1.88%, while Agricultural Bank of China experienced a 21.03% increase [12][11] - The growth of overseas revenue among joint-stock banks, such as Shanghai Pudong Development Bank, which saw a 119.37% increase, highlights the varying performance across banks [14] Group 4: Challenges and Future Directions - Chinese banks face regulatory challenges in overseas markets, including compliance with both domestic and foreign regulations, which can lead to significant penalties [15] - The demand for diversified financial services is evolving, with a shift from traditional trade financing to more complex needs such as global treasury management and cross-border mergers [16] - Future competitiveness will depend on enhancing global collaboration, local operational capabilities, compliance risk management, and financial technology innovation [18][19]

Core Viewpoint - The State Administration of Foreign Exchange has released the compliance and prudent operation assessment results for bank foreign exchange businesses for 2025, with ICBC Jiyuan Branch achieving an "A" rating for the third consecutive year, highlighting its strong compliance capabilities and stable operational performance in the foreign exchange sector [1][2]. Group 1: Compliance and Operational Excellence - ICBC Jiyuan Branch has adhered strictly to foreign exchange management policies and established a comprehensive compliance internal control system [1]. - The bank conducts regular specialized training and compliance checks to ensure that foreign exchange operations are standardized and risks are controllable [1]. - The branch has optimized cross-border financial services based on corporate needs and introduced various measures to benefit enterprises [1]. Group 2: Support for the Real Economy - The bank actively implements policies to facilitate trade foreign exchange receipts and payments, creating a "green channel" for compliant enterprises [1]. - It focuses on hedging against exchange rate risks by providing tailored solutions such as forward contracts and options, maintaining a leading position in the regional exchange rate hedging business [1]. - The branch is accelerating its digital transformation to expand the application scenarios of cross-border financial service platforms, enabling online processing of financing and settlement, thereby reducing operational costs for enterprises [1]. Group 3: Collaboration with Regulatory Authorities - ICBC Jiyuan Branch enhances communication and collaboration with regulatory authorities, actively participating in various research and inspection activities [1]. - The bank promptly conveys policy directions and builds a communication bridge between enterprises and regulatory bodies, fostering a positive interaction between regulation and operations [1]. Group 4: Future Commitment - The branch views its continued "A" rating as both an honor and a responsibility, committing to strengthen compliance management and innovate cross-border financial service models [2]. - It aims to enhance the quality of professional services to support local foreign trade enterprises and inject financial momentum into the high-quality development of the regional open economy [2].

Core Viewpoint - The article emphasizes the internationalization strategy of Guotou Securities, highlighting its role in connecting Chinese enterprises with global capital markets and enhancing cross-border financial services as part of China's capital market opening [1][2]. Group 1: Internationalization Strategy - Guotou Securities has been proactive in internationalization since 2009, establishing a foothold in cross-border business by acquiring Southern Securities (Hong Kong) and forming Guotou Securities International Financial Holdings [2]. - The company is the first Chinese securities firm to set up an office in Germany, using Hong Kong and Frankfurt as dual hubs to create a cross-border M&A network covering key European markets [2]. Group 2: Systematic Advancement - The company focuses on "domestic and foreign integration" as a core engine to enhance international competitiveness, systematically promoting collaboration across four dimensions: mechanism, business, talent, and operations [3]. - A leading cross-border collaboration assessment and incentive system has been established, along with a special incentive fund to motivate teams in cross-border business [3][4]. Group 3: Cross-Border Financing - Guotou Securities has effectively supported Chinese enterprises in international financing, exemplified by its role in helping Dongwei Technology raise approximately $105 million through GDR issuance on the Swiss Stock Exchange [5]. - The company has formed a specialized overseas debt team, assisting in nearly 200 offshore debt projects totaling over $27.5 billion, showcasing its multi-currency issuance capabilities [6]. Group 4: Cross-Border M&A Services - The firm has developed a comprehensive cross-border M&A service network, responding to the internationalization needs of Chinese enterprises, as demonstrated by its involvement in the acquisition of Merck's surface solutions business by Global New Materials [7]. - Guotou Securities facilitated a €320 million D-share issuance for Haier Smart Home, effectively bridging the regulatory differences between Chinese and European capital markets [7]. Group 5: Future Outlook - As Chinese enterprises transition from traditional product exports to technology, brand, and capital exports, the demand for enhanced cross-border service capabilities is increasing [8]. - Guotou Securities aims to continue enhancing its cross-border financial service capabilities, facilitating more Chinese enterprises' global participation while providing global investors with easier access to the Chinese market [8].