该行深入贯彻"科创江阴"战略部署，将科技金融列为全行发展的战略重心，致力于成为区域创新的"赋 能者"。 江南时报讯 面对金融业同质化困局，江阴农商银行以"特色经营"破题，通过个性化网点布局、业务结 构优化与产品服务创新，重塑增长逻辑，在实现自身高质量发展的征途上，奋力书写新时代金融"五篇 大文章"的生动实践。 做科技创新的"赋能者" 坐落于江阴传统工业重镇的周庄支行，就是该行服务民营经济的一个试点。该行派出专项团队，联动支 行开展产业调研，通过系统梳理区域产业格局与服务基础，结合产业规模与发展潜力，重点锁定金属新 材料、新能源两大核心赛道，打造产业金融特色品牌。在精准洞察产业需求的基础上，该行有针对性地 为民营企业适配金融产品：为金属新材料企业提供供应链融资服务，为新能源企业配套绿色信贷、专利 权质押等特色产品，并以"对公带动零售、零售反哺对公"的综合服务模式为企业主与员工提供财富管 理、个人信贷等零售服务。 在一系列机制与生态协同的推动下，该行科技金融服务成效持续显现。截至2025年9月末，江阴地区的 3700余户重点科创企业中，该行合作覆盖率达64%，授信面为30%，授信总规模达169.3亿元。全行科技 ...

Group 1 - The national small and micro enterprise fund flow credit information sharing platform has significantly improved financing for small and micro enterprises in Hubei, with 19 pilot banks querying 20,200 fund flow credit information and providing credit of 12.213 billion yuan to 997 enterprises, resulting in loans of 4.325 billion yuan [1] - A typical small micro enterprise, an e-commerce company, previously unable to secure bank loans due to lack of collateral, successfully obtained a loan of 1.8 million yuan after the platform's launch, demonstrating the platform's effectiveness in matching credit products to business conditions [1] - A textile company, facing a short-term liquidity gap despite order growth, received a loan of 5.173 million yuan through a collaborative effort involving the fund flow information platform, showcasing the platform's role in facilitating timely financial support [1] Group 2 - An agricultural technology company, lacking sufficient collateral due to its light asset nature, was able to secure a credit loan of 1.5 million yuan through the fund flow information platform, which allowed for a more accurate assessment of its operational strength and credit status [2]