智通财经APP讯，盛业(06069)发布公告，于2025年12月19日，盛业保理(一间本公司的间接全资附属公 司)、海控集团及海控投控订立经修订融资支持协议以支持海控保理(一间本公司的联属公司)的业务发展 及为海控保理所从事的供应链金融业务提供融资支持。 ...

盛业(06069)发布公告，于2025年12月19日，盛隆(一间本公司的间接非全资附属公司)、盛业保理(一间 本公司的间接全资附属公司)及宁波国富(一间本公司的联属公司)订立补充融资支持协议以支持宁波国富 的业务发展及为宁波国富所从事的供应链金融业务提供融资支持。 ...

● 龚梦泽 熊永红 12月3日，港交所商用车服务龙头德银天下上演股价巨震。受香港证监会披露股权高度集中消息影响， 该股盘中最大跌幅超40%，最终收跌27.99%报7.05港元。4日，德银天下报收8.58港元，总市值为187亿 港元。这只9月、10月分别上涨184.58%、37.22%的大牛股，因股权结构问题突然被推至风口浪尖，其 背后的经营基本面与行业地位也随之引发市场重估。 中国证券报记者注意到，尽管德银天下强调2024年的独立第三方客户收入同比增长18.7%，但该部分收 入基数仅为9.93亿元，且主要集中于西部地区，外拓能力尚未经过全国市场检验。 从业绩总体表现看，2024年德银天下实现营业收入26.28亿元，归母净利润1.53亿元，同比增长2.7%， 看似跑赢行业增速，但营收呈现下滑趋势——2021年为31.27亿元，2023年降至31.19亿元，2024年进一 步下降15.7%。 股权高度集中引质询 此次股价异动的直接导火索，是香港证监会12月2日晚间发布的股权分布查询结果。文件显示，截至11 月18日，德银天下5.46亿股H股中，有98.90%由10名股东集中持有，仅余605.45万股（占比1.10 ...

近年来，数字化转型与产业链拓展正成为银行对公业务发展的双引擎。南通农商银行坚持对园区经济的 精耕细作和对产业链金融的深度拓展，通过系统化走访、数字化平台上线以及闭环式资金管理，推动对 公业务从单一信贷服务向综合化金融服务转变。至10月末，全行对公存款余额95.15亿元，较年初增长 9.48亿元；对公贷款余额突破403.97亿元，较年初增长51.32亿元。在规模稳步增长的同时，全行大额贷 款占比降至30.23%，客户结构持续优化。 数字赋能系统升级，供应链生态初具规模。公司展业系统于10月底正式上线。在10月29日完成系统测试 后，分三批次开展客户经理实操培训。至10月31日，崇川南片、北片所有普惠支行全面完成系统切换， 公司信贷业务的新增、增量和存量周转均通过公司展业平台进行申报。为保障系统平稳运行，专职对接 团队随时响应解决系统问题，确保业务无缝衔接。同时，推进供应链金融业务开展，累计完成授权扫码 1032户，成功采集有效链主企业845户，供应链客户生态进一步完善。重点走访调研叠石桥地区2家核心 链主企业，全面了解企业在合作权益、服务效率、配套支持等方面的实际诉求，精准匹配链主企业需 求。 产业链拓展与数字 ...

朱文馨（作者单位：农行南京建邺支行） 近年来，商业银行在供应链金融领域取得了显著成果。特别是随着大数据、人工智能、区块链等新技术 的应用，供应链金融逐渐向数字化、智能化方向发展。 尽管数字化转型成果显著，供应链金融深化发展仍面临多重梗阻。一是产业端存在数字化鸿沟。大量中 小企业信息化基础薄弱，数据采集难度大、质量差，导致商业银行风控模型成"无米之炊"，金融服务覆 盖广度受限。二是商业银行内部协同不足。部分银行虽搭建数字化平台，但部门间数据孤岛未彻底打 破，业务流程割裂，影响融资决策效率与客户体验。三是产品创新同质化。供应链金融产品设计趋同， 围绕核心企业的"复制式"服务居多，针对不同行业、不同发展阶段企业的差异化解决方案稀缺，难以适 配多样化融资需求。 面对这些问题，商业银行需从生态协同、技术攻坚、产品创新等方面破局。首先，加强与核心企业和平 台型企业的合作，构建更加完善的生态体系。通过接入电商平台、物流系统、政府平台等外部资源，商 业银行更全面地掌握企业真实的交易背景，从而更精准地提供金融服务。其次，商业银行要加强技术建 设，如完善客户信息收集系统、提高数据分析能力，提升风控水平。同时，还需要开发更多灵活多 ...

Group 1 - The core viewpoint of the articles highlights the financial performance and market position of COFCO Capital, indicating a decline in revenue and profit in the latest quarterly report [1][2] - As of May 15, COFCO Capital's stock closed at 11.96 yuan, down 3.00%, with a rolling PE ratio of 41.63 times and a total market capitalization of 27.557 billion yuan [1] - The average PE ratio for the diversified financial industry is 71.06 times, with a median of 28.85 times, placing COFCO Capital at the 15th position within the industry [1][2] Group 2 - The latest quarterly report for Q1 2025 shows COFCO Capital achieved operating revenue of 2.350 billion yuan, a year-on-year decrease of 8.74%, and a net profit of 392 million yuan, down 58.32% [1] - The company's gross profit margin stands at 52.97% [1] - As of April 10, 2025, COFCO Capital had 144,000 shareholders, an increase of 6,440 from the previous count, with an average holding value of 352,800 yuan and an average shareholding of 27,600 shares per shareholder [1]

Group 1 - The core viewpoint of the articles highlights the financial performance and market position of COFCO Capital, noting its current stock price, market capitalization, and earnings metrics [1][2] - As of May 6, COFCO Capital's stock closed at 12.13 yuan, with a 2.02% increase, resulting in a rolling PE ratio of 42.22 times and a total market value of 27.949 billion yuan [1] - The average PE ratio for the diversified financial industry is 72.22 times, with a median of 28.18 times, placing COFCO Capital at the 15th position within the industry [1][2] Group 2 - The latest quarterly report for Q1 2025 shows COFCO Capital achieved an operating revenue of 2.350 billion yuan, a year-on-year decrease of 8.74%, and a net profit of 392 million yuan, down 58.32% year-on-year, with a gross profit margin of 52.97% [1] - As of April 10, 2025, COFCO Capital had 144,000 shareholders, an increase of 6,440 from the previous count, with an average holding value of 352,800 yuan and an average shareholding of 27,600 shares per shareholder [1]

Core Viewpoint - Minsheng Bank has strengthened its balance sheet and enhanced its resilience to navigate through economic cycles, as highlighted by Chairman Gao Yingxin during the 2024 performance communication meeting [1]. Group 1: Financial Performance - Minsheng Bank's total assets reached 7.8 trillion yuan, indicating a positive operational trend [2]. - The net interest margin has stabilized, with a year-on-year decline of 7 basis points, but the rate of decline has narrowed [3]. - The bank's non-performing loan ratio stood at 1.47% at the end of last year, marking a four-year consecutive decline [3]. - The core Tier 1 capital adequacy ratio has increased from 9.17% in 2022 to 9.36% in 2024, reflecting effective capital management [3]. Group 2: Business Strategy - The bank aims to maintain its competitive edge in supply chain finance, which has seen significant growth, with a balance of 310.4 billion yuan and a 115% increase in core customer numbers [3][9]. - Minsheng Bank is focusing on small and medium-sized enterprises (SMEs) as a key business strategy, with SME loan balances nearing 1 trillion yuan and a compound annual growth rate of 20% over the past three years [8]. - The bank has implemented a comprehensive customer service model that includes account services, payment settlements, and credit services tailored to the lifecycle of clients [8]. Group 3: Retail Business Development - The bank's retail assets under management (AUM) approached 3 trillion yuan, with a year-on-year increase of 7.87% [12]. - The average cost of personal deposits decreased to 2.16%, down 11 basis points year-on-year, indicating improved cost management [12]. - The number of retail customers reached 130 million, with a growth rate of 5.99% [12]. Group 4: Supply Chain Finance - Minsheng Bank has established a diverse product system for supply chain finance, enhancing efficiency through digital solutions [10]. - The bank has shifted to a data-driven risk assessment model, utilizing transaction and logistics data for credit evaluations [10]. - A dedicated supply chain team has been formed to improve internal collaboration and service delivery [11]. Group 5: Future Outlook - The management expresses confidence in the bank's strategic transformation and its ability to enhance operational efficiency and customer service quality [16].