Core Viewpoint - Private enterprises are crucial for promoting high-quality economic development and advancing Chinese-style modernization, with a supportive atmosphere for their growth enhanced by the implementation of the Private Economy Promotion Law in May 2023 [1] Group 1: Financial Support for Private Enterprises - Xiamen Branch of Industrial Bank has been continuously gathering financial resources and innovating service models to provide ongoing financial support for the high-quality development of private enterprises [1] - A case study highlights how a technology company, facing a funding gap despite growth, received timely assistance from Industrial Bank, which provided a credit line through a specialized loan program tailored for private enterprises [2] Group 2: Strategic Initiatives and Policy Implementation - Since 2019, the Xiamen Branch has established a leadership group for financial services to private enterprises and has launched a series of measures to optimize service mechanisms [3] - The establishment of a dedicated department for the private economy in early 2024 aims to enhance management and improve the quality of financial services for private enterprises [3] - The bank has refined internal rules to encourage grassroots institutions and client managers to actively serve private and small enterprises, enhancing the "willing to lend" mechanism [3] Group 3: Tailored Financial Solutions - The bank adopts a "policy plus financial tools" approach to address the specific needs of small and micro enterprises, effectively solving their pain points through a multi-dimensional strategy [3] - For technology-driven enterprises with limited assets, the bank has implemented a "technology flow" credit evaluation system that assesses potential based on non-financial indicators like intellectual property and R&D investment [3] Group 4: Commitment to Supporting Private Enterprises - Industrial Bank's Xiamen Branch is committed to providing robust financial support for the development of private enterprises, helping them progress steadily on the path of high-quality development and injecting vitality into regional economic growth [4]