Core Viewpoint - The article emphasizes the importance of small and micro enterprises (SMEs) in the economy and highlights the efforts of CITIC Bank's Guangzhou branch to alleviate their financing difficulties through innovative financial products and supportive policies [2][5]. Group 1: Financing Support Mechanisms - CITIC Bank Guangzhou branch has established a financing coordination mechanism to support SMEs, resulting in a balance of over 600 billion yuan in inclusive loans by June 2025, serving nearly 30,000 SMEs [2][5]. - The bank has formed a dedicated task force to facilitate the implementation of policies aimed at supporting SMEs, ensuring that inclusive loan indicators are included in branch performance assessments [3][4]. Group 2: Innovative Financial Products - The bank has introduced innovative products such as "Science and Technology e-loan," "Supply Chain Finance," and "Government-Bank-Guarantee Cooperation" to address the unique financing needs of SMEs, characterized by short, small, frequent, and urgent requirements [4]. - Specific case studies illustrate the bank's tailored financial solutions, such as a 10 million yuan credit loan for a technology company and a flexible repayment plan for a steel trading company, leading to significant revenue growth for these businesses [4][5]. Group 3: Economic Impact and Future Outlook - The support provided by CITIC Bank has resulted in a win-win situation, enhancing the development of SMEs and contributing to regional economic growth, with the bank's SME loan balance exceeding 150 billion yuan by mid-2025, an increase of over 10 billion yuan since the beginning of the year [5]. - Looking ahead, CITIC Bank plans to deepen its financing coordination mechanisms to further enhance its support for SMEs and contribute to the high-quality development of the Guangdong-Hong Kong-Macao Greater Bay Area [5].