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科技助力降赔,极目智能发布新能源轻卡风险减量成果
Core Viewpoint - The seminar on "Intelligent Commercial Vehicles and Risk Reduction" aims to address the persistent issues in the insurance sector for new energy commercial vehicles, focusing on high accident rates, high compensation costs, and difficulties in obtaining insurance [1][3]. Group 1: Industry Challenges - The logistics industry in China is expanding, leading to frequent accidents involving new energy light trucks due to high operational intensity and uneven safety configurations, which results in high compensation rates [3]. - The need for intelligent technology in commercial vehicles is emphasized as a crucial step for enhancing road safety and supporting national strategic initiatives [3][6]. Group 2: Technological Solutions - Jimu Intelligent showcased a comprehensive risk control system based on the principles of "prevention first, digital management, and post-loss reduction," which achieved a 37% reduction in compensation rates in a project involving nearly 7,000 new energy light trucks [3]. - The integration of AI visual algorithms, real-time risk intervention, and driver behavior management is highlighted as a means to improve insurance business profitability and provide replicable risk reduction solutions for the industry [3]. Group 3: Collaborative Efforts - Industry representatives, including those from insurance companies and vehicle manufacturers, discussed the importance of collaboration to enhance data exchange and streamline technology and data integration [8]. - The seminar serves as a platform for promoting a sustainable and healthy industrial ecosystem through collaborative innovation, ultimately aiming to improve the safety of commercial vehicles [8][10].