Core Viewpoint - The article highlights the rising cost of living in Germany, illustrating how even middle-class families are struggling to adjust their spending habits due to inflation and economic challenges [6][40]. Group 1: Public Transport Costs - The cost of a single bus ticket from a small town to Munich is 10.2 euros (approximately 85 RMB), which is perceived as excessively high for a 35-minute journey [10][12]. - The author notes that commuting costs can exceed 100 RMB for a round trip, leading to concerns about affordability for daily work [13][12]. - A bus driver empathizes with the high fare and offers a reduced fare option, reflecting a sense of community support among ordinary people facing financial difficulties [19][18]. Group 2: Changes in Consumer Behavior - Conversations with neighbors reveal a shift in shopping habits, with families now opting for discount supermarkets like ALDI due to rising prices [22][26]. - A middle-class family that previously preferred premium brands is now calculating costs more carefully, switching to cheaper alternatives for everyday items [27][28]. - The article emphasizes the stark contrast in consumer behavior, where even middle-class households are now price-sensitive and reconsidering their purchasing decisions [26][28]. Group 3: Personal Financial Struggles - A 75-year-old woman faces financial difficulties after her partner leaves her, highlighting the challenges of managing a mortgage and living expenses on a single retirement income [36][39]. - The woman’s situation illustrates the broader issue of financial insecurity among older adults in Germany, who may not have sufficient savings to cope with unexpected life changes [39][38]. - The article discusses how economic downturns and rising living costs have led to increased financial strain on individuals and families, even those who were previously stable [40][41].