中国人寿财险云南省分公司积极探索利用互联网、卫星遥感、人工智能等创新科技，推动承保理赔 工作向数字化、智能化方向转变，以实际行动赋能乡村振兴。 在养殖险领域，中国人寿财险云南省分公司于2024年率先落地"一户一单"精准承保与验标模式，投 入使用生物AI识别技术(牛、猪脸识别、智能点数)，构建起肉牛、奶牛和能繁母猪的面部识别数据库， 从源头保障保险标的唯一性，显著防范道德风险与不足额投保现象。"育肥猪点数识别"技术大幅提升了 承保效率，尤其在规模化养殖场中，实现了从传统人力操作向智能化管理的跨越。 中国人寿财险云南省分公司"自动核保"功能实现了标准件自动秒级核保，有效提升线上化作业水 平，释放人力专注于处理复杂案件。2025年1至8月，"自动核保"系统审核通过保单量达到5.48万件，业 务处理能力得到极大释放，核保业务逐渐趋向智能化，整体核保效率提升，保单出单时间从"小时级"缩 短至"分钟级甚至秒级"。 在种植险、林木险方面，中国人寿财险云南省分公司依托"国寿i农图""国寿i农飞"等数字平台，利 用无人机结合遥感技术，提升承保标的信息的真实性、准确性、完整性，防范虚假承保;在理赔环节提 供科学精确的损失程度和损 ...

Group 1 - The core viewpoint of the article highlights the proactive measures taken by China Life Property & Casualty Insurance Guangdong Branch in response to Typhoon "Weipa," demonstrating the insurance industry's responsibility and commitment [1] Group 2 - Before the disaster, the company activated its emergency plan, efficiently coordinating across provincial, municipal, and county levels, and disseminated over 850,000 early warning messages and disaster prevention guidelines [2] - The company conducted on-site inspections at over 90 flood-prone areas and completed risk assessments for 251 key enterprises, showcasing its commitment to disaster prevention [2] Group 3 - During the disaster, the company's claims personnel were on high alert, providing immediate assistance to clients affected by the typhoon, including guiding clients to safety and coordinating rescue efforts [5][7] - The company reported receiving 405 claims related to the typhoon, with estimated losses of 9.74 million yuan, and deployed over 1,024 service personnel and 592 inspection vehicles [7] Group 4 - The agricultural insurance team provided on-site disaster prevention guidance to farmers, helping them mitigate risks to crops, particularly rice, during the typhoon [9][10] - The company assisted in the urgent harvesting of 16,200 acres of rice and inspected 1,208 acres of fish ponds, demonstrating its commitment to safeguarding agricultural production [12]

Core Viewpoint - The article highlights the efforts of insurance specialists in promoting agricultural insurance, particularly focusing on rice crop insurance, to provide farmers with financial security and support during challenging conditions [1][6]. Group 1: Company Operations - The company, People's Insurance Company of China (PICC), is actively involved in agricultural insurance, with specialists like Xu Dongdong conducting on-site inspections and insurance verification for farmers [1][3]. - Xu Dongdong, with 12 years of experience, oversees insurance for over 300 farmers in 11 communities, emphasizing the importance of thorough verification processes for insurance claims [1][4]. - The company utilizes technology such as drones to enhance the efficiency and accuracy of crop inspections, ensuring comprehensive documentation for insurance purposes [5][6]. Group 2: Industry Impact - Agricultural insurance is crucial for farmers, providing them with financial compensation in case of crop failures due to adverse weather conditions, as illustrated by a farmer receiving over 60,000 yuan in compensation for drought-related losses [6]. - The peak season for agricultural insurance activities occurs from June to August, during which specialists work tirelessly to ensure accurate assessments and support for farmers [6][7]. - The commitment of insurance specialists to their work is reflected in their dedication to understanding the challenges faced by farmers, reinforcing the importance of agricultural insurance in stabilizing production and income [6].