Core Viewpoint - China Life Property & Casualty Insurance Yunnan Branch is actively enhancing agricultural insurance coverage and improving livelihood security services, focusing on targeted assistance and support for local agricultural development [1][2]. Group 1: Agricultural Insurance Development - The company has established a comprehensive and precise agricultural risk protection system, covering both central and local policy insurance, aligned with Yunnan's key agricultural industry layout [2]. - By mid-2025, the company provided risk protection worth 37.6 billion for 777,000 farming households, with claims amounting to 6.863 million, benefiting 51,000 households [2]. Group 2: Innovation in Insurance Services - The company is exploring the integration of technology in insurance services, utilizing internet, satellite remote sensing, and artificial intelligence to enhance underwriting and claims processes [3]. - In 2024, the company implemented a "one policy per household" model in livestock insurance, employing AI facial recognition technology to ensure the uniqueness of insured subjects, significantly reducing moral hazard and underinsurance [3]. - The "automatic underwriting" feature has improved operational efficiency, processing 54,800 policies from January to August 2025, reducing policy issuance time from hours to minutes or even seconds [3]. Group 3: Technological Integration in Insurance - The company utilizes drones and remote sensing technology to enhance the accuracy and completeness of insured information, preventing fraudulent underwriting and providing precise loss assessments [4]. - It has established a drone team, becoming one of the first insurance institutions in the province to enhance underwriting and claims accuracy through technological applications [4]. Group 4: Community Support and Financial Inclusion - The company promotes inclusive insurance products and collaborates with other financial institutions to establish comprehensive financial service stations, with the first 31 outlets already operational [4]. - The company has dispatched 16 personnel to support rural revitalization efforts, focusing on industry development, education, and healthcare in local communities [4]. - Future plans include continuous product innovation and service upgrades to enhance agricultural efficiency, rural vitality, and farmer income, contributing to comprehensive rural revitalization [4].

Group 1 - The core viewpoint of the article highlights the proactive measures taken by China Life Property & Casualty Insurance Guangdong Branch in response to Typhoon "Weipa," demonstrating the insurance industry's responsibility and commitment [1] Group 2 - Before the disaster, the company activated its emergency plan, efficiently coordinating across provincial, municipal, and county levels, and disseminated over 850,000 early warning messages and disaster prevention guidelines [2] - The company conducted on-site inspections at over 90 flood-prone areas and completed risk assessments for 251 key enterprises, showcasing its commitment to disaster prevention [2] Group 3 - During the disaster, the company's claims personnel were on high alert, providing immediate assistance to clients affected by the typhoon, including guiding clients to safety and coordinating rescue efforts [5][7] - The company reported receiving 405 claims related to the typhoon, with estimated losses of 9.74 million yuan, and deployed over 1,024 service personnel and 592 inspection vehicles [7] Group 4 - The agricultural insurance team provided on-site disaster prevention guidance to farmers, helping them mitigate risks to crops, particularly rice, during the typhoon [9][10] - The company assisted in the urgent harvesting of 16,200 acres of rice and inspected 1,208 acres of fish ponds, demonstrating its commitment to safeguarding agricultural production [12]

Core Viewpoint - The article highlights the efforts of insurance specialists in promoting agricultural insurance, particularly focusing on rice crop insurance, to provide farmers with financial security and support during challenging conditions [1][6]. Group 1: Company Operations - The company, People's Insurance Company of China (PICC), is actively involved in agricultural insurance, with specialists like Xu Dongdong conducting on-site inspections and insurance verification for farmers [1][3]. - Xu Dongdong, with 12 years of experience, oversees insurance for over 300 farmers in 11 communities, emphasizing the importance of thorough verification processes for insurance claims [1][4]. - The company utilizes technology such as drones to enhance the efficiency and accuracy of crop inspections, ensuring comprehensive documentation for insurance purposes [5][6]. Group 2: Industry Impact - Agricultural insurance is crucial for farmers, providing them with financial compensation in case of crop failures due to adverse weather conditions, as illustrated by a farmer receiving over 60,000 yuan in compensation for drought-related losses [6]. - The peak season for agricultural insurance activities occurs from June to August, during which specialists work tirelessly to ensure accurate assessments and support for farmers [6][7]. - The commitment of insurance specialists to their work is reflected in their dedication to understanding the challenges faced by farmers, reinforcing the importance of agricultural insurance in stabilizing production and income [6].