Core Insights - The integration of "digital intelligence" and "finance" is creating innovative practices that enhance financial services and support high-quality development [1] - Financial services are increasingly utilizing AI technology, transforming from passive to proactive engagement with customers [1] - Cross-border payment solutions are being enhanced through technological innovations, addressing pain points for foreign visitors in China [2] Group 1: Financial Services Innovation - The financial service exhibition at the China International Fair for Trade in Services showcased the deep integration of AI in finance, with practical applications like intelligent robots providing customer service [1] - Banks are implementing personalized financial solutions through interactive technologies, such as retirement calculators and AR glasses for elderly clients [1] - Financial institutions are focusing on enhancing service breadth and depth by directing resources towards technological innovation [3] Group 2: Support for Technological Innovation - Financial institutions are actively supporting tech innovation by providing comprehensive services across various financial products, including equity investment plans and specialized insurance [3] - The China Banking sector is promoting significant financial support for AI and technology projects, with initiatives like a 1 trillion yuan AI support plan [3] - The financial sector is increasingly utilizing data analytics to provide precise support for small and medium enterprises, enhancing the efficiency of green finance [4] Group 3: Financial Growth Metrics - As of June, loans related to the "five major articles" in finance accounted for approximately 70% of the total loan increment, with growth rates surpassing overall loan growth [5] - The ongoing transformation in finance is reshaping its boundaries while simultaneously catalyzing technological breakthroughs [5]

Core Viewpoint - Minsheng Bank actively participated in the 2025 China International Service Trade Fair, showcasing its innovative financial services under the theme "Smart Minsheng, Win Together" [1][10]. Group 1: Exhibition Highlights - The Minsheng Bank exhibition featured five experience zones, each demonstrating the bank's representative innovative achievements, allowing visitors to immerse themselves in the bank's digital charm and innovative warmth [3][10]. - In the Technology Finance zone, visitors could generate a personalized front page using the "Minsheng Bank Headlines" newspaper machine, creating a unique experience to take home [3]. - The Digital Finance zone showcased features like one-click card binding and instant payment through mobile banking, emphasizing the convenience of "seamless account opening" [3]. Group 2: Financial Services Focus - The Green Finance zone displayed real-time information on the "Minsheng Peak and Harmony" green financial product system, ESG index, and green carbon rights financial products, highlighting the bank's commitment to sustainable development [4]. - In the Inclusive Finance zone, an interactive game called "Kaka Elimination" was introduced, allowing visitors to engage with Minsheng Bank's credit card elements, promoting easy and accessible financial services [7]. - The Pension Finance zone featured a "Pension Calculator" that helps users estimate their pensions and provides professional planning advice, making retirement security more tangible and manageable [9]. Group 3: Strategic Positioning - Minsheng Bank's participation in the fair illustrated its commitment to high-level opening-up and support for the real economy, aligning with its mission of "serving the public and caring for people's livelihoods" [10].