人民财讯12月7日电，中国共产党广西壮族自治区委员会关于制定国民经济和社会发展第十五个五年规 划的建议发布。其中提出，深化财税金融改革。加强财政科学管理，强化财源建设，规范政府非税收入 管理。加强财政资源和预算统筹，强化重大战略任务和基本民生财力保障。加强财政金融联动。推进财 政体制改革，完善转移支付制度，增强基层自主财力。推动地方税制结构优化，精准落实税费优惠政 策。深化零基预算改革，统一预算分配权，强化预算绩效管理，优化财政支出结构，完善国库集中收付 制度，加强财会监督。畅通货币政策传导机制。推动人工智能与金融双向赋能。建立健全与创新相适应 的科技金融体制。鼓励金融机构进行绿色金融创新。持续完善普惠金融标准化产品体系。丰富发展养老 金融产品和服务。优化融资担保体系，完善金融服务实体经济政策。积极发展股权、债券等直接融资， 培育壮大耐心资本，支持上市公司提质。推动地方法人金融机构深化改革、减量提质。推动数字人民币 稳步发展，深化跨境金融创新，扩大人民币跨境使用。 ...

Core Insights - China Bank has been the sole strategic partner of the China International Import Expo (CIIE) for eight consecutive years, enhancing its "Zhongyin Silver Age" brand influence through various elderly finance-themed activities [1] - The bank hosted a closed-door forum on November 7, where over twenty industry experts discussed the core issues and innovative pathways for the elderly care industry, covering the entire investment, financing, construction, management, and exit chain [1] - On November 8, China Bank signed a strategic cooperation agreement with Yidong Technology, marking significant progress in building an elderly care ecosystem in Shanghai [1] Group 1 - China Bank awarded the first batch of eight "Shanghai Partners" under the "Zhongyin Silver Age Partner Program," indicating a collaborative effort to explore new opportunities in the elderly economy [1] - The bank's Shanghai branch has been actively involved in various aspects of elderly finance, including optimizing financial products and services for the elderly care sector [2] - The bank has participated in the pilot of the "Elderly Service Batch Loan" guarantee business, successfully launching the first elderly industry loan in the city after the new policy was implemented [2] Group 2 - China Bank has introduced the "Zhongyin Long Care+" series of comprehensive financial service solutions to provide specialized support for niche market segments [2] - The bank has hosted elderly economy matchmaking events during the CIIE for six consecutive years, integrating deeply into the elderly care industry ecosystem [2] - The Shanghai branch aims to leverage the group's global advantages and continue innovating products and services to contribute to a sustainable elderly finance system in China [2]

Core Insights - The People's Bank of China Shandong Branch, in collaboration with 11 departments, has issued a work plan to enhance financial services for the elderly and promote the silver economy in Shandong Province [1][2]. Group 1: Key Initiatives - The work plan outlines 15 key tasks across five areas: innovation in pension financial products and services, increased investment support for the elderly industry, enhancement of the pension insurance system, improvement of financial services for elderly care, and establishment of a long-term mechanism for pension finance development [2]. - Financial institutions are encouraged to innovate products tailored to different elderly demographics and to provide comprehensive financial services [2]. - The plan emphasizes the need for financial institutions to support the financing of industries related to elderly products, smart health care, rehabilitation aids, anti-aging, and senior tourism [2]. Group 2: Regional Focus and Financial Support - Cities with a high proportion of elderly populations, such as Weihai, Yantai, Zibo, Rizhao, and Binzhou, are encouraged to develop innovative financing service models to lead in the development of the elderly industry [2]. - The government will leverage guiding funds to stimulate the silver economy and support enterprises in the elderly and pharmaceutical sectors through various financing methods, including public listings and bond issuance [2]. - As of April 2025, the loan balance for the elderly industry in Shandong Province reached 14.25 billion, reflecting a year-on-year growth of 24.8%, significantly outpacing the overall loan growth rate by 15.2 percentage points [3].