牛旭所说的"链式贷款"是河北各金融机构从面向单个企业到聚焦企业上下游转变推出的一项金融服务， 旨在缓解产业链资金瓶颈，推动产业链向"共赢链"升级。"'链式贷款'围绕产业链上下游拓展业务场景， 有针对性开展链式贷款的推广与资金支持，取得了积极成效。截至今年10月末，已累计发放贷款12.63 亿元，服务企业398户，覆盖电线电缆、机械机件、食品包装、纺织服装、光伏5个产业集群。"河北省 委金融办协调处赵金钰说。 河北省金融要素保障重点支持县域特色产业集群向新发展、向上突围。运用知识产权质押和信用贷款， 支持企业创新发展。中国农业银行河北省分行推出"冀群贷"产品，建立科技型客群，综合考察企业资 质、知识产权、科技人才等要素，最高提供1000万元信用贷款。为破解轻资产企业抵押难题，该行还开 辟知识产权质押融资绿色通道，联合专业评估机构，简化流程，提高"知产"变"资产"的效率。 近日，河北省重点工作推进会在石家庄召开。会议聚焦县域特色产业发展，提出坚持要素保障，深化政 银企对接，鼓励金融机构针对产业集群特点开发金融产品。今年以来，河北省通过金融支持重点县域产 业集群试点，推动金融机构更精准为集群企业赋能，为1.4万余家 ...

Core Insights - The article highlights the increasing role of financial services in supporting agricultural development in the Hebei province, particularly through innovative loan products tailored for farmers and agricultural enterprises [2][3][4]. Group 1: Agricultural Financing Innovations - The "Farm Loan" product has significantly boosted agricultural financing, with a reported growth rate of 499.1% in high-standard farmland loans in the first quarter [2]. - The "Grain Farmer e-Loan" addresses funding gaps for agricultural cooperatives, enabling timely procurement of essential supplies like fertilizers [3]. - The "Jiqun Loan" has provided tailored financial solutions for leading agricultural enterprises, with a total of 12.7 billion yuan in credit extended to over 400 agricultural enterprises [4]. Group 2: Impact on Agricultural Productivity - The financial support from Agricultural Bank of China has facilitated the construction of high-standard farmland, with a government investment of 60 million yuan for a project covering 20,000 acres [2]. - The proactive approach of the Agricultural Bank's financial service teams has ensured that farmers receive necessary funding without delays, thus enhancing agricultural productivity [3]. - The collaboration between financial institutions and agricultural enterprises is fostering a sustainable agricultural ecosystem, contributing to food security and economic growth in the region [5].