转自：新华财经 锡林郭勒盟威远畜产品有限责任公司作为农业产业化国家重点龙头企业，以"龙头企业+合作社+牧 户"模式带动牧民增收，但缺乏传统抵押物导致融资困境。农行锡林郭勒分行创新推出冷冻肉抵押贷 款，投放1000万元信贷资金。"这笔'及时雨'让我们得以扩大生产、升级技术。"公司负责人表示，金融 支持让企业进一步延伸了产业链条。 创新服务模式畅通惠民通道 "让农牧民足不出村享便捷金融服务"是农行内蒙古分行的坚守。该行构建"网点+掌上银行+惠农服务站 +金融村主任+流动党员先锋队"五位一体服务体系，持续提升服务覆盖面与可得性。 针对地域辽阔、交通不便的实际，该行在偏远地区布局惠农服务站，组建流动团队，将贷款发放、金融 知识普及送到田间地头；选聘"村两委"成员、致富带头人担任"金融村主任"，发挥桥梁纽带作用；升级 掌上银行"乡村版"，推出蒙语版及适老化功能，让农牧民"会用、好用"。 产品创新上，该行推出"粮农e贷""乡旅贷"等专项产品，推广"农担e贷"，探索农村土地承包经营权等特 色抵押方式；加大对脱贫旗县、边境旗县及特殊群体的支持，通过"富民贷""固边贷"传递金融温度，推 动服务从单一贷款向综合金融服务转变。 作 ...

取得上述成绩，离不开金融的大力支持。2025年是"十四五"规划收官之年，也是我国粮食安全保障体系 迈向更高层次的关键一年。面对复杂多变的国内外环境，金融系统坚决贯彻落实党中央、国务院关于国 家粮食安全的决策部署，牢牢把握金融工作的政治性、人民性，聚焦粮食生产、流通、储备全链条，持 续加大资源倾斜，深化服务创新，强化风险保障，为夺取全年粮食丰收、实现"十四五"规划粮食安全目 标提供了坚实有力的金融支撑，书写了金融助力"大国粮仓"根基稳固新篇章。 强化顶层设计与政策协同 粮食安全金融支撑体系更加健全 "十四五"时期，我国粮食市场供应充足、运行总体平稳。国家发展改革委党组成员、国家粮食和储备局 局长刘焕鑫近期表示，5年来，全国粮食年产量稳定在1.3万亿斤以上，2024年首次迈上1.4万亿斤新台 阶，人均粮食占有量比"十三五"期末增加25公斤，达到500公斤，高于国际公认的人均400公斤粮食安全 线，做到了谷物基本自给、口粮绝对安全。把粮食收购摆在突出位置，多措并举畅通农民售粮渠道，持 续优化为农为企服务，年均粮食收购量在4亿吨以上。粮食库存充裕、市场平稳，中国人的饭碗端得更 牢。 织密风险保障网 "十四五"期间，金 ...

"家人们看过来，这筐刚摘的融安金桔，皮薄汁多甜度高，现在下单下午就发货！"12月的广西融安，漫 山金桔树挂满"金疙瘩"，电商直播间里的吆喝声与果园里的采摘声交织成丰收乐章。正值金桔集中上市 旺季，农行融安县支行的定制化金融服务，正顺着产业链的每一根脉络，为这颗"致富果"注入生长动 力。 融安县2025年金桔种植面积达23.1万亩，预计总产量28.7万吨，产值将突破56亿元。早在产业萌芽阶 段，农行融安县支行就结合产业特点，创新推出"金桔贷"等产品，全方位满足产业资金需求。截至目 前，该行支持金桔产业的贷款余额达2.42亿元，惠及1800余户种植户和商户。 转自：新华财经 助力深山土特产成为"香饽饽"，为农企生产线送上"及时雨"。近年来，农行柳州分行紧扣当地农业特 色，以"产品定制化+服务高效化"为抓手，为融安金桔、柳城肉鸡、鹿寨稻谷等优势产业"量体裁衣"， 让金融活水精准浸润产业全链条。截至2025年10月末，农行柳州分行农户贷款余额达32亿元，比年初增 加4.6亿元。 "金桔贷"浇红"致富果" 电商销路一路通 农行柳城县支行关注到农户建棚融资难题，联动区、市、县三级力量定制"金鸡贷"产品，单户最高授信 50 ...

围绕安徽"6178"现代化产业体系建设，主动对接合肥国家综合试验区、大科学装置等重大科技任务，在 科研成果转化、产业链协同等方面提供全方位金融支持。创新科技金融服务模式，完善"科创金融事业 部+科技金融服务中心+科技专营支行+科技特色网点"专业化服务组织体系，一产一策构建专业评价模 型，对企业开展融资能力、经营能力、科创能力、股东能力等多维度评估，研发"科技e贷"等专属信贷 产品，实现企业全生命周期金融赋能。截至今年11月末，农行安徽分行科技贷款余额722亿元，较去年 末增长193亿元。 链式服务，打造产业金融新业态 2025年，中国农业银行安徽省分行(简称"农行安徽分行")坚守"服务乡村振兴领军银行、服务实体经济主 力银行"两大定位，锚定安徽"三地一区"发展目标，以金融活水持续赋能现代化产业体系建设，为安徽 实体经济高质量发展注入强劲金融动能。截至今年11月末，农行安徽分行各项贷款余额9974亿元，较去 年末增长710亿元。 农行安徽分行以供应链金融为引擎，聚焦"稳链、补链、强链"，制定实施"徽聚合力·惠万企"行动计 划，打造链式金融服务新业态，着力提升金融服务产业链上下游企业的质效。截至今年11月末，农行 ...

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Core Viewpoint - Food security is a national priority, and financial support from Agricultural Bank of China plays a crucial role in ensuring the stability of grain production and supply [1][7]. Group 1: Financial Support for Grain Security - Agricultural Bank of China has prioritized services for food security and the stable supply of important agricultural products, with loans in related fields reaching 1.24 trillion yuan by June 2025 [1]. - The bank has launched innovative credit products and services to support various stages of grain production, storage, circulation, and processing [1][5]. Group 2: Support for Seed Industry - The seed industry is considered a strategic core industry, and Agricultural Bank of China is adapting financial products to meet the financing needs of breeding enterprises and farmers [2]. - In Guizhou Province, the bank has provided over 95 million yuan in credit to leading seed companies and more than 110 seed farmers, enhancing the county's seed production capacity [2]. Group 3: Support for Grain Farmers - Agricultural Bank of China has introduced the "Grain Farmer e-loan" service to support grain farmers, with a total of 308.4 billion yuan disbursed to 950,000 grain planting entities by September 2025 [4]. - The bank's timely financial assistance has helped farmers address urgent cash flow issues, ensuring the successful harvest and processing of crops [3][4]. Group 4: Support for Grain Processing Enterprises - The bank targets key agricultural enterprises to strengthen the modern grain industry system, facilitating collaboration across the supply chain [5]. - For example, a loan of 50 million yuan was provided to a flour processing company to support the purchase of new season wheat, ensuring efficient operations and market supply [6]. Group 5: Comprehensive Financial Support Chain - Agricultural Bank of China's financial support spans the entire grain production chain, from planting to consumption, demonstrating its commitment to enhancing national food security [7]. - The bank's efforts not only bolster rural industry development but also solidify the foundation of food security, ensuring a stable and sufficient "Chinese rice bowl" [7].

Core Insights - The articles highlight the significant role of financial institutions, particularly Agricultural Bank of China (ABC), in supporting agricultural and rural development through innovative lending solutions tailored to the needs of farmers and agricultural enterprises [1][2][3][4][5][6][7][8][9][10][11][12][13][14][15][16][17] Group 1: Financial Support for Agriculture - ABC has launched various loan products such as "Grain Farmer e-loan" and "Smart Animal Husbandry Loan" to provide financial support without requiring traditional collateral, thus facilitating timely access to funds for farmers [2][4][6][17] - The bank's innovative approach includes using data from agricultural subsidies and electricity payments to assess creditworthiness, allowing farmers to secure loans based on their operational data rather than physical assets [9][12][16][17] - As of June 2025, ABC's loans for grain and important agricultural products reached 12.4 trillion yuan, with "惠农e贷" (Huinong e-loan) product balances exceeding 1.79 trillion yuan, indicating a robust demand for agricultural financing [2][17] Group 2: Impact on Local Economies - Financial support from ABC has been crucial in stabilizing local economies, particularly in rural areas, by ensuring that agricultural enterprises can maintain operations and support local employment [3][5][6][8][10][14] - The bank's initiatives have led to increased income for farmers, with reports of average annual income rising significantly due to access to timely financial resources [10][15][17] - The integration of financial services into agricultural production and processing is transforming the landscape of rural economies, making them more resilient and sustainable [6][12][17] Group 3: Innovative Lending Mechanisms - ABC has developed a "Financial Village Director" model, where local leaders assist in identifying trustworthy borrowers, enhancing the efficiency of loan approvals and fostering community trust [15][17] - The bank's focus on data-driven lending practices allows for quicker loan disbursements, with some loans being processed in as little as three days, thus meeting urgent financial needs of farmers [9][16][17] - The expansion of financial services into areas such as renewable energy projects and cultural heritage preservation demonstrates the bank's commitment to supporting diverse aspects of rural development [11][12][17]

Core Viewpoint - The article highlights the successful collaboration between local agricultural banks and farmers in Jiangsu Province, particularly in Huai'an, to enhance agricultural productivity and ensure food security through financial support and modern farming equipment [1][2][4]. Group 1: Agricultural Financing - Agricultural Bank of Jiangsu Huai'an Branch has provided financial products like "Huinong (Agricultural Machinery) Installment" and "Agricultural Machinery Loan" to support local farmers in purchasing modern farming equipment [1][4]. - A total of 155 grain harvesting entities have benefited from these financial products, purchasing tractors, harvesters, and seeders, with partnerships established with 17 agricultural machinery sales companies [1][4]. Group 2: Grain Production and Processing - Huai'an, known as a major grain production area, has over 10 million acres of grain sowing area and a total output of nearly 10 billion pounds, making it a critical base for national grain supply [2]. - The local agricultural bank has launched various loan products, such as "Grain Farmer e-loan" and "Huinong e-loan," to alleviate funding shortages for grain purchasing, benefiting large-scale grain buyers like Gong Shuyan [2][3]. Group 3: Timely Financial Support - The bank's timely financial support has enabled local businesses, such as Jiangsu Lingyou Rice Industry Co., Ltd., to expand their grain purchasing scale, with loans issued promptly to meet urgent funding needs [3][4]. - As of the end of September, the bank has disbursed a total of 1.42 billion yuan in loans to grain brokers and storage processing entities, demonstrating its commitment to supporting the agricultural sector [4]. Group 4: Strategic Focus on Food Security - The bank emphasizes the importance of food security as a priority, aligning its services with national policies to enhance agricultural productivity and ensure a stable food supply [4]. - The bank aims to strengthen cooperation with government and agricultural partners, focusing on improving grain production, agricultural machinery upgrades, and supply chain services [4].

Group 1 - The People's Bank of China Shaanxi Branch focuses on supporting agricultural production through policy guidance and financial resource allocation to ensure stable grain production and rural revitalization [1][5] - A comprehensive support framework has been established, emphasizing credit support for the entire agricultural supply chain, including production, circulation, storage, processing, and sales of key crops like wheat and corn [1][3] - By the end of August, the agricultural loan balance in Shaanxi Province increased by 41.992 billion yuan compared to the beginning of the year [1] Group 2 - Financial institutions in key grain-producing areas like Xianyang, Weinan, and Yulin are encouraged to develop tailored financial services to enhance support for autumn harvest and sowing [2] - As of the end of September, over 1 billion yuan in loans were issued to grain merchants and large-scale farmers in Xianyang [2] - In Weinan, financial institutions provided over 2 billion yuan in loans to the grain industry, benefiting more than 10,000 households by the end of August [2] Group 3 - The Agricultural Development Bank of China Shaanxi Branch is coordinating policy funds and market-based credit support to ensure sufficient funding for autumn grain purchases [3] - A total of 1.5 billion yuan in credit has been prepared to meet the loan demands of 25 grain purchasing enterprises [3] Group 4 - The "President + Chain Leader" mechanism is utilized to enhance financial services for key agricultural industry chains, such as apples and kiwifruit, during the autumn harvest [4] - By the end of August, the apple industry loan balance in Yan'an reached 10.945 billion yuan, while loans for the fruit industry in Tongchuan increased by 36.57% year-on-year [4] Group 5 - The People's Bank of China Shaanxi Branch continues to strengthen credit policy guidance and innovate credit products across the agricultural supply chain to support food security [5]

Core Viewpoint - The Chinese government emphasizes the importance of rural revitalization as part of achieving modernization, with financial policies aimed at directing resources towards rural areas [1] Financial Support and Loan Growth - As of June 2023, the agricultural loan balance in Liaoning Province reached 780.22 billion yuan, a year-on-year increase of 2.47%, surpassing the average growth rate of all loans by 4.77 percentage points [1] - The Agricultural Bank of China plays a crucial role in supporting rural industries and farmers' income, with a focus on enhancing financial services for rural revitalization [1] Case Studies of Loan Impact - Individual farmers, such as Feng Suyun, have benefited from timely loans, allowing them to expand their operations significantly, from 100 acres to 500 acres, with sales exceeding 2 million yuan and net profits of 550,000 yuan [2] - Another farmer, Fu Hanbing, expanded his farming area from over 300 acres to more than 1,900 acres, facilitated by loans from the Agricultural Bank [2] Business Growth through Financial Support - Companies like Pengyue Rice Industry have scaled operations from a small rice mill to a leading enterprise, increasing processing capacity from 50,000 tons to 200,000 tons and sales from 100 million yuan to 500 million yuan, supported by bank loans [3][5] Innovative Financial Products - The Agricultural Bank of China has introduced various specialized loan products tailored to local agricultural needs, such as "Sea Cucumber e-loan" and "Grain e-loan," to support specific industries [5][12] Credit and Guarantee Innovations - The bank has developed a service plan for the sea cucumber industry, providing a total credit line of 500 million yuan to address financing and guarantee challenges faced by local enterprises [9] - The proportion of pure credit loans for farmers has exceeded 70%, reflecting a 14 percentage point increase year-on-year [12] Policy Support and Strategic Initiatives - The Agricultural Bank of China aligns its services with national policies aimed at rural development, offering preferential loan rates and fee reductions for agricultural clients [13][14] - The bank has completed credit approvals totaling 121.8 billion yuan for major provincial projects, supporting significant local economic initiatives [14]