Core Viewpoint - Postal Savings Bank of China Hubei Branch focuses on supporting veterans' entrepreneurship and employment through enhanced government-bank cooperation, innovative financial products, and optimized service models, effectively stimulating veterans' entrepreneurial vitality and contributing to local economic development and social stability [1][3][4]. Group 1: Financial Support and Impact - As of the end of October, the bank has disbursed a total of 570 million yuan in loans to veterans, leading the province in financial support for veterans and serving over 3,000 veteran clients, which has created employment for over 10,000 people [3][4]. - The bank's "Military Entrepreneurship Loan" product has been pivotal in providing financial backing, with one veteran receiving a loan increase from 50,000 yuan to 200,000 yuan to upgrade his business [1][3]. Group 2: Systematic Approach and Collaboration - The bank employs a "systematic connection" strategy, establishing regular communication with veteran affairs departments to integrate financial services into local government support frameworks, implementing tailored strategies for each county [4][6]. - In collaboration with local veteran affairs departments, the bank has created a project platform for the "Military Entrepreneurship Loan," with a cumulative investment of 150 million yuan benefiting over 200 clients by the end of October 2025 [4][6]. Group 3: Product Innovation and Service Optimization - The bank has introduced specialized products like "Military Entrepreneurship Loan" and "Veteran Loan," with a high proportion of credit loans reaching 89%, catering to various stages of entrepreneurship [5][6]. - A professional customer manager team has been established to conduct market outreach and provide targeted financial services, ensuring effective coverage and accessibility [5][6]. Group 4: Rural and Urban Development - The bank's financial support extends to rural areas, aiding modern agricultural development and creating job opportunities for local residents, with one veteran's cooperative generating over 2 million yuan in annual income [7][8]. - In urban settings, the bank supports small businesses, with loans facilitating market stabilization and business expansion for veterans [7][8]. Group 5: Future Directions and Commitment - The bank plans to continue enhancing its "Military Entrepreneurship Loan" service system, innovate financial products tailored to different development stages, and deepen cooperation with government and enterprises to create a collaborative entrepreneurial ecosystem [8][9].

在湖北省黄冈市英山县乌云山村，退役军人王某望着自家生意红火的农家乐，感慨万千。"当年一 笔5万元的退役军人创业贴息贷款到账，让我重燃创业梦想。"2017年，王某退役后首次创业办茶厂受 挫，就在他迷茫之际，邮储银行英山县支行与当地退役军人事务局携手提供的金融支持，让他有了重新 开始的勇气。 八年后，邮储银行英山县支行再次通过"军创贷"专属产品，将王某的贷款额度提升至20万元，助力 其农家乐改造升级。如今，乌云山村已成为四季宜游的旅游胜地，王某的事业也随着乡村发展而蒸蒸日 上。 此类案例正是邮储银行支持退役军人创业就业的生动缩影。截至2025年10月末，邮储银行湖北省分 行累计投放退役军人创业贷款已达5.7亿元，贷款投放量位居湖北省金融机构首位，服务退役军人客户 3000余户，通过信贷支持带动就业超万人。 精准施策 金融支持退役军人创业 退役军人是重要的人力人才资源，他们的稳定就业和成功创业不仅关系到个人和家庭生计，更对经 济社会发展与和谐稳定具有重要意义。然而，退役军人在创业过程中普遍面临启动资金不足、融资渠道 有限、缺乏抵押担保等现实难题。 邮储银行湖北省分行以"体系对接"为抓手，强化政银合作效能。该行主动与 ...