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金融展位前的“助农热度” 中国农民丰收节北京市庆祝活动现场见闻
Jin Rong Shi Bao· 2025-09-25 03:40
Group 1 - The "China Farmers' Harvest Festival" was celebrated in Beijing, showcasing the achievements in agricultural development and promoting financial services to support rural revitalization [1] - Several banks participated in the event, providing unique financial services aimed at enhancing the agricultural sector and rural economy [1][2] Group 2 - Industrial and Commercial Bank of China (ICBC) Beijing Branch engaged with farmers and merchants, offering financial education and promoting anti-fraud awareness, distributing over 1,000 informational materials [2] - ICBC's agricultural loans and inclusive agricultural loans have exceeded 150 billion and 10 billion respectively, achieving the highest rating in rural revitalization assessments for four consecutive years [2] Group 3 - Beijing Rural Commercial Bank has been a key player in supporting farmers, conducting interactive financial knowledge activities and live-streaming sales of local agricultural products [3] - The bank has established 17 "Warm Station" rural financial service centers and upgraded over 1,400 rural financial convenience stores to enhance service accessibility [3][4] Group 4 - The bank has provided over 660 billion in loans for rural revitalization over the past decade, with significant recent credit approvals for agricultural projects [4] Group 5 - Financial institutions are innovating products and services to support rural revitalization, addressing challenges such as lack of collateral and long production cycles [5][6] - Agricultural Bank of China is involved in infrastructure improvements and comprehensive service upgrades in rural areas, transitioning from single credit supply to a broader rural ecosystem [6] Group 6 - Beijing Bank focuses on the diverse financial needs of the New Fa Market, offering customized financial products and digital solutions to address operational challenges for merchants [6] - The future of rural revitalization financing will be supported by the deepening application of digital and green finance tools [6]
金融展位前的“助农热度”
Jin Rong Shi Bao· 2025-09-25 02:24
Core Viewpoint - The "China Farmers' Harvest Festival" in Beijing showcased the achievements in agricultural development and highlighted the role of financial institutions in supporting rural revitalization through various financial services [1] Group 1: Financial Support for Agriculture - Industrial and Commercial Bank of China (ICBC) Beijing Branch actively engaged with farmers and merchants, providing financial knowledge and promoting anti-fraud awareness, distributing over 1,000 informational materials [2] - ICBC's agricultural loans and inclusive agricultural loans have exceeded 150 billion and 10 billion respectively, achieving the highest rating of "excellent" in rural revitalization assessments for four consecutive years [2] - Beijing Rural Commercial Bank has been a key player in supporting farmers, conducting interactive financial knowledge activities, and leveraging its "Phoenix Rural Tour" platform for live-streaming sales of local agricultural products [5][6] Group 2: Innovative Financial Services - Financial institutions are innovating products and services to address the unique challenges faced by the agricultural sector, such as lack of collateral and long production cycles [7] - Agricultural Bank of China Beijing Branch is enhancing rural infrastructure and living conditions through targeted financial support and community projects, transitioning from single credit supply to comprehensive service ecosystems [7] - Beijing Bank is focusing on the diverse financial needs of the New Fa Di market, offering customized credit solutions and digital financing options to improve operational efficiency for merchants [8] Group 3: Future Outlook - The continued application of digital and green finance tools is expected to provide robust support for rural revitalization efforts in the Beijing area [8]
姜堰农商银行注入金融科技动能 滋养乡村振兴热土
Jiang Nan Shi Bao· 2025-09-19 13:36
作为扎根本土的金融机构,姜堰农商银行持续深化数字化转型,聚焦重点客群,加强客群分层分类管 理,积极以数字科技驱动集约化、智能化零售转型,采用线上化工具,结合强大的线下服务渠道,服务 好现有基础客群,同时拓展新兴客群。该行始终聚焦农业生产规律,积极主动将金融"活水"精准灌溉至 实体经济沃土,针对农户"急、频、快"的资金需求,加大金融产品创新,先后推出"惠民富村贷""阳光e 贷""良田贷""惠农快贷""农保e贷"等信贷产品,依托普惠展业平台,实现小额贷款线上申请当日放款、 大额贷款3个工作日内办结。截至8月末,该行涉农贷款余额27.38亿元,较年初增加2.5亿元,增幅 10.07%。徐莉莉 "农商行的支持既解了燃眉之急,也让咱村的产业有了奔头!"泰州姜堰区张甸镇三陈村村支书郑昌云的 话语里满是感激。三陈村凭借便利的交通条件,长期以种植业为支柱产业,但如何盘活闲置土地与劳动 力,一直是村集体探索的方向。2025年,郑昌云牵头承包2000余亩土地,计划发展桂花树苗、小蜜薯、 小麦等特色种植产业,却在农资采购的关键阶段遭遇资金短缺难题。姜堰农商银行了解到这一情况后, 第一时间上门对接,结合村庄产业规划,推荐了"惠农快贷 ...
千企万户大走访 体会“菜篮子”里的普惠味道
Bei Jing Ri Bao Ke Hu Duan· 2025-06-25 21:10
四方食事,菜市场里藏着人间烟火。走进首都"菜篮子"北京新发地市场,各色新鲜果蔬错落摆放,往来人群熙熙 攘攘,浓郁的生活气息扑面而来。商户们忙着补货上架、热情地向顾客介绍商品、熟练地收款;前来采购的市 民满载而归,脸上洋溢着幸福的笑容。 工行北京分行工作人员在"千企万户大走访"期间走进新发地,调研商户金融需求。王贺摄 这购销两旺的繁荣景象,一头连着商户们的辛勤经营,另一头连着中国工商银行北京市分行(以下简称"工行北 京分行")的金融服务。来自全国各地的水果蔬菜、肉禽海鲜等名优特新产品汇聚于此,让市民得以品尝新鲜、 享受实惠。与此同时,源源不断的金融活水,让这座"老牌"农贸市场里的小微涉农业主,真切感受到了温暖与幸 福。 工行北京分行工作人员走进种植基地,了解小麦生长情况。于路摄 助力创业立业 小商户连接大消费 "我们做小本买卖,最怕的就是资金周转不过来。小店里里外外都是我一个人忙活,金融方面的事情我是真不 懂,也没时间研究。幸好有工行的工作人员忙前忙后帮我办理。"说起与工行合作的点点滴滴,小微涉农业主刘 先生言语间满是感激,他的第一个对公账户和第一笔贷款都是工行工作人员上门办理的,为他节省了很多时 间,没有因此 ...