今年以来，暴雨洪涝灾害显著增多，给不少三农相关产业的小微企业主带来巨大冲击，自然风险陡然升 高。田间农作物被洪水冲毁，辛苦耕耘化作泡影；小微企业的厂房、设备遭水浸泡，生产经营陷入停 滞。在自然灾害的阴霾下，他们不仅要应对当下的损失，还面临着复产资金短缺的难题。在中国经济的 毛细血管里，这些受灾的小微企业主、个体经营者与农户，如同风雨中飘摇的"种子"，虽怀揣生长的热 忱，却常因资金之"渴"难以舒展拳脚，亟待普惠金融的润泽。 2025年6月，国家金融监督管理总局、中国人民银行联合发布《银行业保险业普惠金融高质量发展实施 方案》明确表示，未来五年，基本建成高质量综合普惠金融体系，普惠金融促进共同富裕迈上新台阶。 日前，南方都市报社、湾财社携手中国人民大学中国普惠金融研究院，共同启动"中国普惠金融行"专题 系列报道，呈现鲜活生动的普惠金融服务案例、模式，探索数字时代普惠金融创新路径，栏目本期采访 平安融易。 作为中国平安集团旗下陆金所控股的融资服务品牌，平安融易专注于为小微企业主、个体经营者及个人 提供金融服务。它像一位懂行的"身边人"，用科技搭起"快速通道"，用服务送上"贴心暖意"，为受灾农 户撑起保护伞。 线下打 ...

Group 1 - The agricultural production in the Hetao region is progressing orderly after the busy spring plowing, with a spring plowing loan balance of 22.923 billion yuan, a year-on-year increase of 9.69%, supporting 112,100 farmers [1] - Financial institutions in the region have launched over 20 credit products aimed at disaster-affected farmers, including "Fumin Loan" and "Zhongliang Loan," and have established 940 withdrawal service points and 107 comprehensive service stations [2] - The total amount of loans issued to 7,080 disaster-affected farmers reached 1.096 billion yuan [2] Group 2 - New agricultural entrepreneurs are emerging, with individuals like Chen Lu transitioning from traditional farming to live-streaming sales of agricultural supplies, supported by loans from local banks [3] - The total agricultural loan balance in the city reached 65.397 billion yuan, with an increase of 3.319 billion yuan since the beginning of the year, and loans to new agricultural business entities amounting to 3.347 billion yuan [3] Group 3 - The development of agriculture relies on technological advancements, with the establishment of a "Support for Agriculture and Small Enterprises + Technology Finance" model to optimize credit approval processes [4] - Baotou Yongming Machinery Manufacturing Co., Ltd. has seen a surge in orders, signing 98 production orders in the first two months of the year, nearly matching the total for the previous year [5] - The company received a credit loan of 5 million yuan from the Industrial and Commercial Bank of Baotou to alleviate financial pressure, with a total of 336 million yuan provided to 12 technology enterprises through the "Re-loan + Technology Finance" model [5]