转机来自平安融易APP里的智能客服"小惠"的一声问候。通过简单的对话交互，平安融易AI大数据风控模型快速分析了他的养殖规模和经营流 水，无需复杂材料或线下办理，智能客服"小惠"再次发声："恭喜您！额度20万元审批通过。"数字金融应用让金融"活水"随时随地精准流向最需 要的地方，助力养殖户把握市场机遇，扩大牛群规模。 创新金融服务模式 构建普惠金融新路径 正如节目主持人所说："技术能为金融服务打开更多服务空间，提供更多高效服务路径。"平安融易以科技为笔，以责任为墨，扎根田间，把创新 产品变作稳产的保障，把专业服务化作增收的路径。 平安融易"三农护航计划"，用高效、足额的普惠金融服务解决农户"融资难"问题。 线上，平安融易专门开通融资"绿色通道"，推出"助农贷"等专属助农产品，通过APP申请，可一键生成等定制化纾困融资方案，不仅门槛低、额 度大，而且速度快、更便捷，为急需资金的群体及时送上"源头活水"。 9月23日晚，平安融易服务山东滨州肉牛养殖户的实践案例，亮相《央视财经金融强国——外滩大会之夜》。该节目围绕"金融强国"目标，聚 焦"金融科技 创新发展"，集中展现了金融行业服务高质量发展的成果。 作为普惠金融助 ...

Group 1 - The "China Farmers' Harvest Festival" was celebrated in Beijing, showcasing the achievements in agricultural development and promoting financial services to support rural revitalization [1] - Several banks participated in the event, providing unique financial services aimed at enhancing the agricultural sector and rural economy [1][2] Group 2 - Industrial and Commercial Bank of China (ICBC) Beijing Branch engaged with farmers and merchants, offering financial education and promoting anti-fraud awareness, distributing over 1,000 informational materials [2] - ICBC's agricultural loans and inclusive agricultural loans have exceeded 150 billion and 10 billion respectively, achieving the highest rating in rural revitalization assessments for four consecutive years [2] Group 3 - Beijing Rural Commercial Bank has been a key player in supporting farmers, conducting interactive financial knowledge activities and live-streaming sales of local agricultural products [3] - The bank has established 17 "Warm Station" rural financial service centers and upgraded over 1,400 rural financial convenience stores to enhance service accessibility [3][4] Group 4 - The bank has provided over 660 billion in loans for rural revitalization over the past decade, with significant recent credit approvals for agricultural projects [4] Group 5 - Financial institutions are innovating products and services to support rural revitalization, addressing challenges such as lack of collateral and long production cycles [5][6] - Agricultural Bank of China is involved in infrastructure improvements and comprehensive service upgrades in rural areas, transitioning from single credit supply to a broader rural ecosystem [6] Group 6 - Beijing Bank focuses on the diverse financial needs of the New Fa Market, offering customized financial products and digital solutions to address operational challenges for merchants [6] - The future of rural revitalization financing will be supported by the deepening application of digital and green finance tools [6]

Core Viewpoint - The "China Farmers' Harvest Festival" in Beijing showcased the achievements in agricultural development and highlighted the role of financial institutions in supporting rural revitalization through various financial services [1] Group 1: Financial Support for Agriculture - Industrial and Commercial Bank of China (ICBC) Beijing Branch actively engaged with farmers and merchants, providing financial knowledge and promoting anti-fraud awareness, distributing over 1,000 informational materials [2] - ICBC's agricultural loans and inclusive agricultural loans have exceeded 150 billion and 10 billion respectively, achieving the highest rating of "excellent" in rural revitalization assessments for four consecutive years [2] - Beijing Rural Commercial Bank has been a key player in supporting farmers, conducting interactive financial knowledge activities, and leveraging its "Phoenix Rural Tour" platform for live-streaming sales of local agricultural products [5][6] Group 2: Innovative Financial Services - Financial institutions are innovating products and services to address the unique challenges faced by the agricultural sector, such as lack of collateral and long production cycles [7] - Agricultural Bank of China Beijing Branch is enhancing rural infrastructure and living conditions through targeted financial support and community projects, transitioning from single credit supply to comprehensive service ecosystems [7] - Beijing Bank is focusing on the diverse financial needs of the New Fa Di market, offering customized credit solutions and digital financing options to improve operational efficiency for merchants [8] Group 3: Future Outlook - The continued application of digital and green finance tools is expected to provide robust support for rural revitalization efforts in the Beijing area [8]

Core Viewpoint - Beijing Bank has launched a specialized financial service plan aimed at supporting agricultural development and enhancing financial services for rural areas, aligning with national policies and local strategies for rural revitalization [1][5]. Group 1: Financial Services Initiatives - Beijing Bank has introduced three core service measures to address the diverse needs of merchants in markets like Xinfadi: smart operational empowerment, customized financing support, and full lifecycle services [2][3][4]. Group 2: Smart Operational Empowerment - The bank has developed a dedicated "Jingzhanggui" smart assistant that integrates functions such as unified weighing, payment aggregation, data linking, and business management, providing merchants with comprehensive digital solutions to ensure smooth operations [2]. Group 3: Customized Financing Support - The bank focuses on the funding challenges faced by merchants by offering tailored credit solutions through the "Jingxin Huinong Loan" series, which includes products like "Strong Agricultural Loan," "Wealthy Agricultural Loan," and "Assistance Agricultural Loan," covering the entire operational cycle from procurement to daily operations [3]. Group 4: Full Lifecycle Services - A comprehensive service chain has been established to meet the needs of Xinfadi market workers, encompassing various financial services from children's finance to retirement finance, thereby alleviating non-business-related concerns for merchants and workers [4]. Group 5: Strategic Cooperation and Future Outlook - A strategic cooperation agreement was signed between Beijing Bank and Beijing Xinfadi Enterprise Management Co., marking a new phase in collaboration aimed at optimizing the financial ecosystem of the market and supporting rural revitalization [4]. The bank plans to continuously enhance its services by iterating product offerings, expanding service scenarios, and solidifying the service ecosystem [4][5].

Core Viewpoint - The increasing frequency of natural disasters, particularly heavy rainfall and flooding, has significantly impacted small and micro enterprises in the agricultural sector, leading to urgent financial needs for recovery and production resumption [2][3] Group 1: Impact of Natural Disasters - Natural disasters have caused severe damage to crops and production facilities, resulting in financial distress for small farmers and micro-enterprises [2] - The urgent need for recovery funds is highlighted, as many small business owners struggle to cope with the aftermath of these disasters [2] Group 2: Government Initiatives - The National Financial Regulatory Administration and the People's Bank of China have announced a plan to establish a high-quality inclusive financial system by June 2025, aimed at promoting common prosperity [2] - The initiative emphasizes the importance of inclusive finance in supporting small and micro enterprises affected by natural disasters [2] Group 3: Company Response - Ping An Rongyi, a financing service brand under Ping An Group, focuses on providing financial services to small business owners and individual operators, acting as a supportive partner during crises [2][3] - The company has launched the "Three Rural Customer Return Visit" initiative to quickly respond to the needs of affected farmers, demonstrating a commitment to timely financial assistance [3][6] Group 4: Financial Solutions - Ping An Rongyi has developed customized financing solutions, such as the "Pear Orchard Stabilization" financing plan, which utilizes AI and smart risk control systems to expedite loan approvals [4][5] - The company has successfully facilitated rapid funding for farmers, enabling them to address immediate challenges and maintain production [4][5] Group 5: Technological Empowerment - The integration of technology in financial services has improved risk assessment and funding processes, allowing 95% of small micro-enterprise clients to receive loans within 1.3 hours [7] - The use of AI and data-driven models has transformed traditional lending practices, making financial support more accessible to those without conventional collateral [7][8] Group 6: Broader Impact - As of June 2025, Ping An Rongyi has provided support to over 13.5 million small business operators, showcasing the potential of inclusive finance to empower local economies [8] - The company's approach combines financial support with resource empowerment, fostering sustainable development in rural areas and enhancing the resilience of agricultural enterprises [8]

Group 1 - The agricultural production in the Hetao region is progressing orderly after the busy spring plowing, with a spring plowing loan balance of 22.923 billion yuan, a year-on-year increase of 9.69%, supporting 112,100 farmers [1] - Financial institutions in the region have launched over 20 credit products aimed at disaster-affected farmers, including "Fumin Loan" and "Zhongliang Loan," and have established 940 withdrawal service points and 107 comprehensive service stations [2] - The total amount of loans issued to 7,080 disaster-affected farmers reached 1.096 billion yuan [2] Group 2 - New agricultural entrepreneurs are emerging, with individuals like Chen Lu transitioning from traditional farming to live-streaming sales of agricultural supplies, supported by loans from local banks [3] - The total agricultural loan balance in the city reached 65.397 billion yuan, with an increase of 3.319 billion yuan since the beginning of the year, and loans to new agricultural business entities amounting to 3.347 billion yuan [3] Group 3 - The development of agriculture relies on technological advancements, with the establishment of a "Support for Agriculture and Small Enterprises + Technology Finance" model to optimize credit approval processes [4] - Baotou Yongming Machinery Manufacturing Co., Ltd. has seen a surge in orders, signing 98 production orders in the first two months of the year, nearly matching the total for the previous year [5] - The company received a credit loan of 5 million yuan from the Industrial and Commercial Bank of Baotou to alleviate financial pressure, with a total of 336 million yuan provided to 12 technology enterprises through the "Re-loan + Technology Finance" model [5]