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邮储银行“快服务”“暖支持”守护粮食安全
在河北张家口市阳原县,种粮大户杨先生同样感受到了邮储银行的金融温度。面对农田积水、农机下地 难、潮粮晾晒难的严峻挑战,邮储银行张家口市分行及时为其办理了100万元贷款,支持他购置收割机 和烘干设备。"烘干塔24小时连轴转,每天能处理80吨湿玉米,不仅自家900亩玉米没耽误,还能帮周边 农户保住收成。"杨先生说。 为了抓住雨停间隙抢收,卢军鑫急需新增2台高性能履带式收割机和3台拖拉机,可前期农资储备已经投 入了大量资金,新设备采购的50万元缺口成了"拦路虎"。 得知卢军鑫的困境后,邮储银行周口市分行客户经理主动上门,迅速启动"秋收金融应急服务机制",开 通绿色通道,安排专人对接资料审核、贷款审批等环节,很快就完成了从申请到放款的全流程。农机购 置贷款顺利到账,为农机采购和秋粮收获按下"加速键"。 "新的履带式收割机不怕地湿积水,工作效率大幅提升。"卢军鑫介绍,如今雨停间隙,合作社的6台农 机同时作业,不仅能高效完成自家负责的农田收割,还主动帮助周边农户抢收,助力颗粒归仓。 高水分的粮食抢收后,必须抓紧烘干晾晒。在山东滨州,滨州市国盛农业科技有限公司的12台烘干机24 小时运转,帮上百户农户解决了潮粮烘干难题。但 ...
普惠涉农贷款火热 多元金融主体瞄准乡村市场
Group 1 - The financial technology sector is accelerating support for agricultural development, particularly in rural areas, through various new inclusive financial entities [1] - In September, the Quanzhou Agricultural and Rural Bureau and the Quanzhou Office of the Rural Credit Cooperative Union in Fujian Province introduced measures to enhance financial support for agricultural machinery research and promotion, aiming to improve mechanization levels in agriculture [1] - By the end of Q2 2025, the balance of inclusive agricultural loans is projected to reach 13.9 trillion yuan, an increase of 1.1 trillion yuan since the beginning of the year [1] Group 2 - As of the end of December 2024, the loan balance for new citizens provided by Henan Zhongyuan Consumer Finance Co., Ltd. has reached 20.946 billion yuan, serving over 10.7816 million customers [2] - The company has established offline service teams in multiple locations to integrate consumer finance services into various rural life scenarios, promoting a "non-intermediary" approach [2] - Chongqing Xiaoyudian Microloan Co., Ltd. has been focusing on small and micro enterprises and agricultural loan projects since 2018, targeting core agricultural production materials to address issues in the planting and breeding industries [2]