Group 1 - The core viewpoint of the articles highlights the transformation in rural credit access facilitated by the integration of digital financial infrastructure and data sharing among government departments, significantly improving loan approval processes for farmers [1][2][3] - Jiangxi Province's Ganzhou City, known for its large citrus production, has implemented a rural credit information verification platform that aggregates agricultural data from various sectors, enhancing credit evaluation for rural operators [2] - The platform has led to a reduction in loan approval procedures by 2 to 3 steps, increasing efficiency by approximately one-third, and has expanded the coverage of credit services to previously underserved rural operators [2] Group 2 - By April 2025, the platform had aggregated 14.75 million pieces of agricultural data, covering various aspects of rural operations, which has been crucial for financial institutions in assessing creditworthiness [2] - The platform has supported the issuance of 20,600 loans amounting to 1.868 billion yuan, demonstrating its effectiveness in facilitating access to credit for rural businesses [2] - The integration of agricultural data into credit products has accelerated the digital transformation of financial institutions, allowing for more precise identification of customer groups and tailored financial solutions [3]

数字金融不仅是金融服务的数字化升级，更是通过技术赋能，促进金融资源优化配置、提高金融服务实体经济能力、推动金融行业转型升级的重要力量， 它正在深刻改变着金融行业的生态格局。作为五篇大文章之一，党中央对数字金融工作高质量发展提出了更高的要求，人民银行、国家发展改革委等七部 门联合印发《推动数字金融高质量发展行动方案》，对构建中国特色的数字金融体系进行了周密部署。人民银行江西省分行始终坚持数字化发展理念，深 入贯彻落实总行"数字央行"建设规划，聚焦做好"数字金融"大文章，提前谋划、主动创新、深化运用，提升数字金融竞争力，为推动江西经济高质量发展 提供数字新动能。 乘"数"而上，谋篇布局积累先发优势 人民银行江西省分行立足本地实际，从零起步、积极探索，持续推进江西省金融大数据平台建设，深入挖掘数据价值，开展数据应用，积极谋篇布局积累 数字金融先发优势。 1. 加强组织领导，在布局谋划上向新而立。人民银行江西省分行党委高度重视金融数字化转型工作，充分发挥党建"把方向、管大局、保落实"的引领促进 作用，将大数据平台建设作为数字化转型的重点，并纳入全行党建与业务融合重点项目，扎实推动大数据平台在全省落地落实。组织成立了数 ...