来源：中国能源网 作为背靠中国农业银行的老牌银行系公募基金公司，农银汇理基金曾凭借股东方强大的渠道优势与资金 背书，实现管理规模的快速攀升，巅峰时期规模突破2679亿元。然而近一年来，这家昔日银行系公 募"优等生"却遭遇多重发展瓶颈，产品业绩惨淡、基金经理履职不佳、管理规模持续缩水、持有人大会 两度流产等问题集中爆发，深陷舆论漩涡。据悉，该公司2022—2024年净利润连续三年下滑，从高点 6.48亿元降至2.48亿元，降幅达61.7%，风光不再。 业绩崩塌：权益类产品成重灾区 在整体公募市场行情回暖的背景下，农银汇理基金的业绩表现却持续低迷，其中权益类产品成为亏损重 灾区。据国泰海通证券数据显示，农银汇理基金近三年主动权益绝对收益率为-32.43%，在全行业排名 中跌入倒数10%的区间，大幅落后于行业平均水平。多只重点权益产品亏损幅度远超同类，部分产品长 期在清盘线边缘挣扎，农银汇理品质农业股票型基金堪称典型。 公开资料显示，农银汇理品质农业成立于2022年11月，产品定位聚焦品质农业主题，合同约定股票资产 占比80%—95%，其中农业主题股票占比不低于80%。但Wind数据库2026年1月23日的数据显示 ...

Core Viewpoint - Agricultural Bank of China-backed fund management company, Agricultural Bank of China Huiri Fund, has faced significant challenges over the past year, including poor product performance, ineffective fund managers, and a continuous decline in management scale, leading to a net profit drop from 648 million yuan to 248 million yuan, a decrease of 61.7% [1] Performance Decline - The company's performance has been particularly poor in equity products, with a three-year absolute return rate of -32.43%, placing it in the bottom 10% of the industry [2] - Key equity products have suffered losses significantly greater than their peers, with some struggling near the liquidation threshold [2] Fund Performance Data - Agricultural Bank of China Huiri Quality Agriculture Fund has consistently underperformed since its inception, with A-class shares showing a net value of only 0.8485 yuan as of January 23, 2026, and a cumulative loss of 23.21% since inception [3] - The fund's annualized return over the past three years is -15.66%, significantly lagging behind the benchmark and the CSI Agricultural Index [3] Fund Size Reduction - The fund's management scale has drastically decreased from an initial 2.7 billion yuan to 320 million yuan, a reduction of over 88% [4] - The fund's actual holdings have deviated significantly from its agricultural theme, with 73.66% of its holdings in manufacturing sectors [4] Liquidation Risk - The fund has faced liquidation risks since its inception, with multiple announcements regarding potential liquidation due to low net asset values [5] - The company has modified its liquidation terms to make it more difficult to liquidate the fund, but subsequent shareholder meetings have failed due to lack of participation [8] Management Turmoil - The fund has experienced significant turnover in its management team, with previous star fund manager Zhao Yi leaving and subsequent managers failing to deliver positive returns [9] - Current managers have also struggled, with one manager's funds showing a maximum drawdown exceeding 40% [9] Industry Position - The company's management scale has decreased by nearly 13% from its peak, with its industry ranking dropping to 38th [15] - The company has faced increasing challenges in raising new funds, with many new products failing to meet their fundraising targets [16]