农银薪资管家
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农业银行服务乡村全面振兴助力农民共同富裕成果发布
Xin Hua Cai Jing· 2025-09-19 10:41
Core Viewpoint - The China Agricultural Bank (CAB) has released a report highlighting its efforts in supporting rural revitalization and promoting farmers' common prosperity through innovative financial services and products [1][8]. Group 1: Financial Services for Rural Revitalization - CAB has prioritized rural revitalization as a key focus, aligning with national strategies and addressing farmers' needs through digital empowerment and comprehensive service models [4]. - The bank has developed a systematic service capability in eight key areas of rural revitalization, including poverty alleviation and food security, with notable products like "Huinong e-loan" and "Grain Farmer e-loan" [4][5]. - The "Huinong e-loan" has a balance of 1.8 trillion yuan, serving over 18 million farmers, while the "Grain Farmer e-loan" has a balance exceeding 1.4 trillion yuan [5]. Group 2: Innovations in Financial Products - CAB has introduced various innovative loan models, such as "Liangtian Loan" for farmland protection and "Smart Livestock Loan" utilizing IoT technology for livestock financing [5][7]. - The bank has also launched "Feishou Loan" in collaboration with DJI to support the use of agricultural drones, enhancing productivity in the sector [5]. Group 3: Enhancing Rural Credit Systems - CAB has implemented the "Party Building + Credit Village" model to improve rural credit environments, benefiting over 6 million credit users [7]. - The "e-push customer" model facilitates loan applications for farmers, streamlining the process and reducing their need to travel [7]. Group 4: Commitment to Social Responsibility - CAB has developed financial products aimed at new citizens and has provided services to 130 million individuals, demonstrating its commitment to social responsibility [7]. - The bank has also promoted financial assistance for disabled individuals, ensuring that financial services are accessible and compassionate [7]. Group 5: Future Directions - The report serves as both a performance record and a roadmap for CAB's future efforts in empowering rural revitalization, emphasizing the bank's commitment to innovation and service optimization [8].