金融赋能

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让肉牛产业“牛”起来
Jin Rong Shi Bao· 2025-09-25 03:00
肉牛养殖是宁夏固原市特色重点农业产业之一,是巩固拓展脱贫攻坚成果,全面推进乡村振兴的支 柱产业,2024年末,固原市肉牛饲养量106万头,占全区的比例达到43.27%。近年来,中国人民银行固 原市分行充分用好结构性货币政策工具,积极推进新型农业经营主体信用体系建设工作,持续助力金融 机构"智慧畜牧贷"融资模式与"动产融资统一登记公示系统"等有机高效衔接,逐步将青贮玉米种植户、 肉牛屠宰加工企业等全产业链上的农户和企业通过金融赋能深度融合,有效实现肉牛产业的"智能融 通"。截至8月末,固原市肉牛产业贷款余额175.70亿元,加权平均利率4.20%。 政策工具精准滴灌 激发产业发展动能 为深入推进乡村振兴工作,加快补齐发展短板,中国人民银行固原市分行制定印发《关于做好当前 形势下金融支持肉牛产业健康发展工作的通知》,引导金融机构不得对肉牛养殖农户、新型农业经营主 体和涉农企业盲目抽贷、断贷、压贷,通过贷款展期、调整还款付息方式、减免服务收费、适当降低利 率、追加授信额度等措施降低养殖主体贷款成本和还款压力,优先保障肉牛产业的贷款规模。与政府相 关部门建立重点项目政银企对接机制,小微企业、个体工商户信息互联互推机制 ...
福建:地标产品走向全国
Jin Rong Shi Bao· 2025-09-24 03:39
Core Insights - The launch of a financial empowerment initiative for geographical indication products in Fujian aims to enhance market competitiveness and brand influence while supporting rural revitalization [1][2] Group 1: Financial Empowerment and Support - Fujian province is actively promoting financial support for geographical indication industries by encouraging banks and insurance institutions to innovate specialized credit products and explore insurance options [2] - A financial cooperation framework has been established between the Minhou Olive Industry Association and China Bank, with a credit line of 1 billion yuan allocated to support the geographical indication industry [2] - As of now, banks in Fujian have provided loans totaling 65.1 billion yuan to 480 geographical indication-related industries, with trademark pledge loans amounting to 1.003 billion yuan [3] Group 2: Technological Integration and Digital Transformation - The initiative emphasizes the integration of technology with financial services, including the use of data analytics and intelligent systems to enhance risk decision-making for geographical indication products [3] - The application of blockchain and IoT technologies in the traceability system for geographical indication products aims to build consumer trust and enhance purchasing willingness [4] - Digital transformation is being embraced across the entire geographical indication industry ecosystem, with recent e-commerce events showcasing local products through live streaming [3][4] Group 3: Market Impact and Consumer Engagement - The geographical indication products in Fujian, such as Minhou olives, have significant market value, with the brand value of "Minhou Olive" estimated at nearly 1.3 billion yuan [1] - The introduction of a traceability system using QR codes on product packaging enhances consumer confidence and willingness to purchase [4] - The initiative aims to leverage agricultural big data to analyze consumer preferences and regional demands, facilitating precise matching between production and sales [4]
农业银行服务乡村全面振兴助力农民共同富裕成果发布
Xin Hua Cai Jing· 2025-09-19 10:41
Core Viewpoint - The China Agricultural Bank (CAB) has released a report highlighting its efforts in supporting rural revitalization and promoting farmers' common prosperity through innovative financial services and products [1][8]. Group 1: Financial Services for Rural Revitalization - CAB has prioritized rural revitalization as a key focus, aligning with national strategies and addressing farmers' needs through digital empowerment and comprehensive service models [4]. - The bank has developed a systematic service capability in eight key areas of rural revitalization, including poverty alleviation and food security, with notable products like "Huinong e-loan" and "Grain Farmer e-loan" [4][5]. - The "Huinong e-loan" has a balance of 1.8 trillion yuan, serving over 18 million farmers, while the "Grain Farmer e-loan" has a balance exceeding 1.4 trillion yuan [5]. Group 2: Innovations in Financial Products - CAB has introduced various innovative loan models, such as "Liangtian Loan" for farmland protection and "Smart Livestock Loan" utilizing IoT technology for livestock financing [5][7]. - The bank has also launched "Feishou Loan" in collaboration with DJI to support the use of agricultural drones, enhancing productivity in the sector [5]. Group 3: Enhancing Rural Credit Systems - CAB has implemented the "Party Building + Credit Village" model to improve rural credit environments, benefiting over 6 million credit users [7]. - The "e-push customer" model facilitates loan applications for farmers, streamlining the process and reducing their need to travel [7]. Group 4: Commitment to Social Responsibility - CAB has developed financial products aimed at new citizens and has provided services to 130 million individuals, demonstrating its commitment to social responsibility [7]. - The bank has also promoted financial assistance for disabled individuals, ensuring that financial services are accessible and compassionate [7]. Group 5: Future Directions - The report serves as both a performance record and a roadmap for CAB's future efforts in empowering rural revitalization, emphasizing the bank's commitment to innovation and service optimization [8].
河南省“专精特新”专板正式启航 中国银行河南省分行签约助力金融赋能
Sou Hu Cai Jing· 2025-09-17 10:21
本次"专精特新"专板的设立,是河南省支持创新型中小企业发展、深化金融赋能实体经济的重要举措。 中国银行河南省分行始终坚持以服务地方经济社会发展为己任,积极参与多层次资本市场建设,持续提 升对科技型企业和专精特新企业的金融支持力度,截至8月末,已为全省2100家相关企业提供授信,覆 盖率42%。 责编:王时丹 | 审校:陈筱娟 | 审核:李震 | 监审:古筝 【大河财立方消息】9月16日,河南省"专精特新"专板开板仪式暨2025资本赋能专精特新企业高质量发 展大会在郑州举行。中国银行河南省分行作为合作金融机构代表出席仪式并签署协议。 下一步,中国银行河南省分行将充分发挥国有大行金融主力军作用,不断创新金融产品,持续提升服务 质效,进一步赋能中小企业成长,全方位助力企业创新发展,为河南省经济社会高质量发展注入更多金 融动力。 ...
香港资本助力中国企业出海,海上丝绸之路再拓新局
Cai Fu Zai Xian· 2025-09-16 10:07
2025年9月12日,中国空中商学院企业家俱乐部主办,旷逸国际(01683.HK)承办的"香港金融资本助力中 国企业出海,再造海上新丝绸之路"经济论坛,在香港金钟海富中心暨中国空中商学院企业家俱乐部香 港办举行。这也是继9月10号香港第十届"一带一路"高峰论坛成功举办后,接力举办的又一项"一带一 路"主题活动。同日,中国空中商学院企业家俱乐部香港办、萨摩亚独立国驻香港办、旷逸国际 (01683.HK)新址同步举行开业剪彩和揭牌仪式,三喜齐至、福缘齐聚,这是本次活动取得的又一实质性 具体成果。 本次经济论坛发出行动倡议:一、共建金融赋能平台。充分发挥香港国际金融中心优势,搭建跨境投融 资对接通道,实现资源共用、风险共担、红利共享。二、共享全球合作生态。构建"中国企业+香港服 务+沿线国家资源"合作模式,促进产业、资本、技术在丝路沿线高效流动。三、创新金融赋能路径。 发挥香港金融科技优势,支持数字经济、新能源、生物医药、低空经济、人工智能等前沿科技产业扬帆 出海。四、合作共赢走向世界。秉持共商共建共享原则,实现从单一项目投融资向全产业链赋能的范式 升级,打造利益共同体、责任共同体和命运共同体,携手迈向繁荣未来。 ...
恒丰银行多措并举助燃文旅“出圈”更“出彩”
Qi Lu Wan Bao· 2025-09-16 07:15
盛夏的江苏大地,文旅活力正蓬勃涌动。古韵悠悠的秦淮河畔游人如织,消夏避暑的海水浴场人声鼎沸,遍布街巷的非遗体验、舌尖美味引人驻足,再加上 "苏超" 足球赛事的强势出圈,万千景致共同吸引着全国各地游客前来打卡,勾勒出江苏文旅消费市场多元融合、活力迸发的生动图景。 文旅热潮的背后,离不开银行信贷资金的"添柴加火"。恒丰银行结合江苏丰富的文旅资源禀赋,针对历史文化街区、传统景区运营企业普遍面临的轻资产、 周转难等核心痛点,通过倾斜信贷资源、开通绿色审批通道、提供全生命周期综合金融服务等多重举措,为江苏文旅消费复苏与产业升级注入强劲动力。 专项贷款助燃秦淮烟火 作为南京的城市名片和国家级旅游休闲街区,秦淮风光带常年位居全省文旅"顶流"之列。今年上半年,这里更是人气爆棚、烟火升腾,日接待游客屡创新 高,累计接待游客2891万人次,同比增长12.15%。 在景区运营提升的关键阶段,恒丰银行南京新街口支行主动对接南京某旅游商务管理有限公司,深入调研企业日常经营中的流动资金缺口,第一时间制定定 制化融资方案,迅速发放960万元文旅专项贷款,并以优惠利率切实降低企业融资成本。 该笔资金将专项用于景区设施维护、服务品质优化与文化 ...
2025服贸会 | 中国乡村发展协会执行副会长兼秘书长李金祥:金融赋能是构建乡村可持续新生态的关键支撑
Bei Jing Shang Bao· 2025-09-10 15:56
Core Viewpoint - The forum on rural development emphasizes the importance of financial empowerment, technological support, and innovative models to achieve sustainable rural ecosystems in China [1][2]. Group 1: Financial Empowerment - Financial support is crucial for rural revitalization, with a focus on innovative financial products and services to enhance credit availability and agricultural insurance [1]. - The aim is to guide more financial resources into agricultural supply chains, rural infrastructure, and governance to strengthen rural self-sufficiency [1]. Group 2: Technological Support - There is a strong emphasis on agricultural modernization through technological innovation, integrating big data, AI, remote sensing, and blockchain into agriculture [1]. - The goal is to create a new landscape for smart, digital, and precision agriculture, encouraging collaboration among enterprises, research institutions, and universities for faster technology transfer [1]. Group 3: Innovative Models - Localities are encouraged to explore unique paths for rural revitalization based on their resources and development realities [2]. - The China Rural Development Association plans to promote initiatives focusing on livable and workable rural areas, industry development, and talent cultivation, aiming to create demonstration models [2]. - Rural revitalization is viewed as a necessity for urban-rural integration and common prosperity, with efforts to gather policies, funds, technologies, and talents towards rural development [2].
2025服贸会|中国乡村发展协会执行副会长兼秘书长李金祥:金融赋能是构建乡村可持续新生态的关键支撑
Bei Jing Shang Bao· 2025-09-10 08:34
Core Viewpoint - The forum emphasizes the importance of technology, finance, and innovative models in promoting sustainable rural development in China [1][2] Group 1: Financial Empowerment - Financial support is crucial for rural revitalization, with a focus on innovative financial products and services to enhance credit availability and agricultural insurance [1] - The aim is to guide more financial resources into agricultural supply chains, rural infrastructure, and governance to strengthen rural self-sufficiency [1] Group 2: Technological Support - There is a strong emphasis on agricultural modernization through technological innovation, integrating big data, AI, remote sensing, and blockchain into agriculture [1] - The goal is to create a new framework for smart, digital, and precision agriculture, encouraging collaboration among enterprises, research institutions, and universities for faster technology transfer [1] Group 3: Model Innovation - Localities are encouraged to explore unique paths for rural revitalization based on their resources and development realities [2] - The China Rural Development Association plans to continue its "Hundred-Thousand-Ten Thousand Action" initiative, focusing on livable and workable rural areas, industry development, and talent cultivation [2] - Rural revitalization is seen as a necessity for urban-rural integration and common prosperity, with efforts to gather policies, funds, technology, and talent towards rural development [2]
把资源优势转化为发展优势(记者手记)
Ren Min Ri Bao· 2025-09-07 22:10
Economic Growth and Development - The GDP of Tibet has increased from 327 million yuan in 1965 to 276.5 billion yuan in 2024, representing a growth of 155 times with an average annual growth rate of 8.9% [1] - Central government transfer payments to Tibet have exceeded 1 trillion yuan over 60 years, providing solid support for modernization [1] Financial Sector Evolution - The financial sector in Tibet has evolved from basic banking services to sophisticated financial institutions, with total deposits and loans exceeding 600 billion yuan [1] - Since 2011, banks have provided over 130 billion yuan in preferential interest rates for loans to Tibetan enterprises, benefiting 235,000 business entities [1] Policy Initiatives and Support - The China Securities Regulatory Commission has implemented favorable policies for IPOs of Tibetan enterprises since 2016, facilitating immediate review and approval [2] - The "Galsang Flower Action" initiated in 2023 aims to promote the growth of Tibetan enterprises by attracting talent, technology, and capital [2] Resource Utilization and Industry Development - Tibet's unique ecological, clean energy, mineral, and cultural tourism resources are becoming attractive for investment, necessitating further financial and fiscal policy support [2] - There is a need to enhance product service innovation and diversify financing models to better utilize natural resources for economic development [2] Infrastructure and Livelihood Improvement - Major projects like the Yaluzangbu River hydropower project and the Sichuan-Tibet Railway present historical opportunities for economic growth and improved livelihoods [3] - Continuous financial support and effective use of policies are essential for sustaining development momentum and ensuring that all ethnic groups benefit from modernization [3]
金融赋能助力现代农业产业园蓬勃发展
Zheng Quan Ri Bao· 2025-09-06 15:36
Group 1 - The importance of banks as a key financial support in the construction of modern agricultural industrial parks is emphasized, highlighting their role in driving rural revitalization through precise positioning and multi-dimensional efforts in mechanisms, models, products, and technology [1][3] - Banks should establish a dedicated service system that aligns with the development of modern agricultural industrial parks, including forming special working groups and appointing service specialists to provide comprehensive professional services [1][2] - Innovative financing models are crucial to solving the financing difficulties faced by modern agricultural industrial parks, with a focus on promoting supply chain finance models that extend the credit of core enterprises to upstream and downstream participants [1][2] Group 2 - Customization and development of credit products should closely align with the diverse needs of modern agricultural industrial parks, moving away from a one-size-fits-all approach to create specialized credit product systems [2] - The application of financial technology is essential for enhancing service efficiency, enabling online platforms for loan applications, and utilizing big data and IoT to build more accurate agricultural credit risk control models [2] - Continuous and stable financial support is necessary for the construction of modern agricultural industrial parks, with banks needing to optimize services, innovate products, and improve efficiency to allocate financial resources effectively [3]