Core Insights - Harbin Bank is focusing on building a new financial ecosystem to support the ice and snow economy in Heilongjiang, with a total loan balance of 3.4 billion yuan for ice and snow-related industries by the end of November 2025 [1] - The bank has tailored financial products to meet the diverse needs of the ice and snow industry, including loans for small and micro enterprises in sports, accommodation, and cultural sectors [1][2] Group 1 - Harbin Bank has supported 25 enterprises and provided 113 loans to individual practitioners in the ice and snow industry, with a total loan balance of 88 million yuan [1] - The bank offers a range of financial products, including the Ice and Snow Cultural Tourism Loan and the Xin Dan Cultural Tourism Quick Loan for small and micro clients [1] - For heavy asset tourism projects, the bank provides project loans with terms of up to 20 years [1] Group 2 - Harbin Bank has provided credit support to various ice and snow sports equipment companies, including funding for projects like the Ice World Four Seasons project and the renovation of Friendship Palace [1] - The bank has collaborated with nine leading internet platforms to design a series of ice and snow consumption activities, enhancing consumer engagement in the ice and snow economy [2] - The bank has launched the "Ice and Snow Benefit Financial Package" to promote Harbin's ice and snow brand both nationally and internationally [2]

Group 1 - The 2026 Harbin International Ice and Snow Economy Expo has officially opened, focusing on the development of the ice and snow industry and aiming to create a high-quality development blueprint for the ice and snow economy [1][3] - The theme of the expo is "Ice Chain World, Snow Dance Future - New Momentum, New Link, New Ecology," emphasizing the comprehensive development of the ice and snow sports, culture, equipment, and tourism industries [3][4] - Harbin Bank is actively participating in the expo to align with national and local ice and snow economic development strategies, showcasing its commitment to local economic growth [4][5] Group 2 - Harbin Bank has developed a comprehensive financial service system tailored for the ice and snow industry, including specialized credit support products such as "Scenic Area Loans" and "Ice and Snow Cultural Tourism Loans" [4] - The bank is collaborating with nine major internet platforms to create ten promotional activities that enhance the ice and snow consumption ecosystem and improve the payment experience for tourists and merchants [4][5] - A new "Harbin Ice and Snow Economy Research Center" has been established to integrate industry, academia, and research, focusing on policy research and financial innovation in the ice and snow economy [5][7] Group 3 - On the opening day, Harbin Bank signed strategic cooperation agreements with leading companies in various sectors, indicating a deep integration of finance and the ice and snow industry [7] - The bank aims to be an "enabler" for industry growth and a "companion" for enterprise development, promoting the linkage between technology, industry, and finance [7] - Harbin Bank plans to continue optimizing its specialized products and services while strengthening collaboration with the Ice and Snow Economy Research Center to support the healthy development of the industry chain [7]