Core Insights - Assurant reported revenue of $3.25 billion for the quarter ended September 2025, reflecting an 8.7% increase year-over-year and a surprise of +2.67% over the Zacks Consensus Estimate of $3.16 billion [1] - Earnings per share (EPS) reached $5.73, significantly higher than the $3.00 reported in the same quarter last year, resulting in an EPS surprise of +35.46% compared to the consensus estimate of $4.23 [1] Financial Performance Metrics - Net earned premiums, fees, and other income totaled $3.11 billion, exceeding the average estimate of $2.56 billion by five analysts, marking an 8.9% year-over-year increase [4] - Net investment income was reported at $133.5 million, slightly above the average estimate of $131.39 million, with a year-over-year change of +2.9% [4] - Fees and other income reached $484.4 million, surpassing the four-analyst average estimate of $463.68 million, representing a +10.3% change year-over-year [4] - Global Lifestyle's net earned premiums, fees, and other income amounted to $2.41 billion, exceeding the average estimate of $2.36 billion, with a year-over-year change of +7% [4] - Global Housing's net earned premiums were reported at $702.9 million, above the average estimate of $675.48 million, reflecting a +16.4% year-over-year increase [4] Stock Performance - Assurant's shares have returned -4.3% over the past month, contrasting with the Zacks S&P 500 composite's +2.1% change, indicating underperformance relative to the broader market [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the market in the near term [3]

Core Insights - RLI Corp. is expected to report quarterly earnings of $0.61 per share, reflecting a year-over-year decline of 6.2%, with revenues projected at $445.65 million, an increase of 4.6% from the previous year [1] - Over the past 30 days, the consensus EPS estimate has been revised downward by 5.6%, indicating a reassessment by analysts [1][2] Financial Metrics - Analysts estimate 'Net premiums earned' to be $404.26 million, a year-over-year increase of 3.8% [4] - 'Net investment income' is forecasted to reach $41.40 million, reflecting a 12.8% increase from the prior year [4] - 'Net premiums earned - Property' is estimated at $129.53 million, indicating a decline of 2.8% from the previous year [4] Operating Expenses and Losses - 'Net operating expenses - Total' are expected to be 38.2%, up from 37.7% reported in the same quarter last year [5] - The consensus for 'Net loss & settlement expenses - Total' stands at 55.4%, compared to 51.9% in the same quarter last year [6] - 'Underwriting income (loss) - Total' is projected to reach 93.6%, an increase from 89.6% reported in the same quarter last year [6] Specific Underwriting Income Estimates - 'Underwriting income (loss) - Surety' is expected to be 86.6%, up from 78.8% year-over-year [7] - 'Underwriting income (loss) - Property' is projected at 93.5%, compared to 77.2% in the previous year [7] - 'Underwriting income (loss) - Casualty' is anticipated to be 99.1%, slightly up from 98.8% year-over-year [7] Operating Expenses Breakdown - 'Net operating expenses - Property' are expected to reach 32.4%, compared to 31.4% in the same quarter last year [8] - 'Net operating expenses - Casualty' are projected at 35.8%, slightly down from 36.0% reported in the previous year [8] Market Performance - Over the past month, RLI Corp. shares have returned -1.5%, while the Zacks S&P 500 composite has increased by 1% [8]