Synchrony Financial (SYF) Conference February 10, 2025 09:40 AM ET Company Participants Brian Wenzel - Executive VP & CFO Conference Call Participants Erika Penala - Analyst Erika Penala All right, everybody. Welcome again. We have our second presentation, but certainly not second. First in my heart, we have Synchrony Financial and CFO, Brian Wentzel. Welcome, Brian. Brian Wenzel Thanks, Erica. Appreciate being here today in Florida. Much warmer and a lot less snow than Connecticut. Erika Penala Yes, much w ...