近日，记者实地探访银行网点发现，尽管时值假期，但金融服务需求并未停歇，从个人客户的应急取现，到 企业资金周转的迫切需求，总需要有人守在网点一线，确保基础金融服务持续运转。 假期金融需求不减 网点内依旧忙碌 10月3日，湖北某农商银行营业网点内，人流并未因假期而减少。三个柜面窗口仅开放一个，等候区内坐满 了排队办理业务的客户。 一进入网点，最引人注目的便是墙上大字号展示的贷款产品推介：创业贴息贷、房易融、扫码流量贷等一应 俱全。其中，"创业贴息贷"以2.2%的利率和"财政贴息助力""按季结息，到期还本"为亮点，吸引了不少客户 咨询。 "大部分客户是来办理存取款和柜面业务的。目前我行三年期定期存款利率是1.55%，5年期利率还要略低一 些。"网点工作人员一边向记者介绍，一边熟练地引导客户办理取号。记者注意到，排队等候的客户仍有8 人。 等候区的一位大妈告诉记者："年纪大了，手机转账什么的都弄不明白，子女也不在身边，还是来银行网点 直接取出来最安心。幸好这家网点假期还开着，离家近，很方便。" 同样，邮储银行湖北省某网点内也是人来人往。客户经理正耐心地向客户介绍各类产品利率。据她观察，每 逢节假日，网点客流量都不小， ...

Core Insights - The article highlights the success story of a young entrepreneur, Zhang Shuang, who transitioned from being a worker to a business owner with the help of a loan from Xiangyang Rural Commercial Bank [1][2]. Group 1: Entrepreneurial Journey - Zhang Shuang received a 300,000 yuan startup loan, enabling him to open a community supermarket in Xiangyang, Hubei Province [1]. - The initial funding requirement for the supermarket was estimated at 200,000 yuan for inventory alone, which posed a significant challenge given the family's savings of only around 100,000 yuan [1]. - The loan application process was efficient, taking only five working days from submission to disbursement [1]. Group 2: Economic Impact - The supermarket provides convenience to three nearby residential communities and has created six job opportunities [2]. - The family's monthly income has increased nearly threefold compared to their previous earnings from labor work [2]. Group 3: Financial Services and Support - Xiangyang Rural Commercial Bank has adopted a "whole village credit" and "whole street credit" model to provide financial services to community residents, issuing a total of 16 million yuan in entrepreneurial interest-subsidized loans this year [3]. - The bank aims to establish a "15-minute financial service circle" and leverage big data to offer more online loans, making low-interest and specialized loan products accessible to more entrepreneurs [3].