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邮储银行潮州市分行:为产业集群提供定制化服务方案 金融活水精准灌溉产业沃土
Zheng Quan Ri Bao· 2025-09-23 10:44
Core Viewpoint - The article highlights how China Postal Savings Bank's Chaozhou branch is actively exploring financial empowerment for industrial upgrades, providing customized service solutions to local industries such as ceramics and cultural tourism, thereby injecting financial vitality into their transformation and upgrading [2]. Group 1: Financial Support for Local Industries - Chaozhou branch of Postal Savings Bank has been instrumental in supporting the local ceramics industry by providing specialized services and fast-track financing options, which are crucial for equipment upgrades and operational improvements [2][3]. - The collaboration between Chaozhou branch and Yulong Ceramics Co., established in 2012, has enabled the company to achieve significant advancements in equipment and market expansion through continuous financial support [3]. - The bank's services extend beyond individual companies to cover the entire ceramics industry chain, including raw material suppliers, manufacturers, and traders, thereby enhancing the overall industry ecosystem [3]. Group 2: Customized Financial Products - The Chaozhou branch has developed a range of tailored financial products, including "Ceramics Loan," "Stainless Steel Loan," and "E-commerce Loan," among others, to meet the diverse needs of different industries in the region [5]. - The bank has implemented a "one industry, one plan" policy to provide customized financial solutions, addressing the specific requirements of various sectors and facilitating high-quality local economic development [5]. Group 3: Broader Impact on Other Industries - Financial support from Postal Savings Bank has also benefited other sectors, such as the hospitality industry, exemplified by the financing provided to the historic Yingzhou Design Hotel, which has helped preserve cultural heritage while expanding its customer base [4]. - The bank's commitment to supporting local businesses is further illustrated by its partnership with Guangdong Lebin Automobile Trading Co., which has seen significant growth in auto financing through the bank's responsive services [5].
三向发力精准下沉 安福农商银行绘就普惠金融新图景
Zheng Quan Ri Bao· 2025-07-08 08:42
Core Viewpoint - Anfu Rural Commercial Bank is committed to enhancing local economic services and improving people's livelihoods by implementing targeted financial services to meet community needs and support the real economy [1] Group 1: Service Area Expansion - Anfu Rural Commercial Bank aims for comprehensive financial service coverage in county areas, optimizing its network of 24 branches and 157 inclusive financial service stations [2] - The bank is upgrading old facilities and implementing age-friendly modifications to enhance customer experience [2] - The establishment of three fully functional and two benchmark service stations allows villagers to conveniently conduct basic financial transactions without leaving their villages [2] Group 2: Targeted Clientele Focus - The bank focuses on small and micro enterprises, individual businesses, and farmers, offering tailored financial products [3] - It has streamlined credit processes to provide loans within one working day, addressing the urgent funding needs of small businesses [3] - The "whole village credit" model and "small household credit loans" are promoted to lower financing barriers for farmers [3] Group 3: Service Content Enrichment - Anfu Rural Commercial Bank is expanding its service offerings beyond traditional deposit and loan services [4] - The bank conducts financial literacy activities in rural areas and industrial parks, reaching over 8,000 individuals this year [4] - These initiatives aim to enhance financial risk awareness and basic financial literacy among county residents, particularly in rural areas [4]