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三向发力精准下沉 安福农商银行绘就普惠金融新图景
Zheng Quan Ri Bao· 2025-07-08 08:42
今年以来,安福农商银行锚定服务地方经济、改善民生的目标,从服务区域、服务对象、服务内容三大 维度精准发力,持续推动金融服务下沉,以扎实有力的举措,将金融活水精准滴灌至基层一线,切实满 足群众金融需求,为实体经济注入强劲动能,在普惠金融发展版图中书写亮眼答卷。 服务区域下沉,织密基层金融服务网络 安福农商银行致力于实现县域金融服务全覆盖,在现有24个营业网点及157个普惠金融服务站的基础 上,持续推进服务网络优化升级。一方面,对辖内老旧网点设施进行更新并实施适老化改造,提升客户 业务办理体验;另一方面,对117个普惠金融服务站进行升级,打造了3个全功能型和2个标杆型服务 站,使村民足不出村即可便捷办理小额存取款、转账汇款、社保医保缴费等十余项基础金融业务,有效 解决偏远乡村金融服务难获取的问题。同时,针对园区企业和个体工商户聚集区,该行组建专业服务团 队,建立"半日走访"及"每周二固定夜访"制度,今年以来累计走访园区企业超60户、市场商户1800余 户,主动提供金融服务。 安福农商银行将服务重心精准聚焦于小微企业、个体工商户及农户等核心群体,有针对性地推出适配金 融产品。针对小微企业融资"短、频、急"的特点,该 ...
金台农商银行:发力“信用+金融” 精准灌溉小微企业融资需求
Sou Hu Cai Jing· 2025-07-03 15:34
Core Viewpoint - The event aimed to address the financing challenges faced by local businesses and individual entrepreneurs by providing tailored financial services and promoting inclusive financial policies [1][3]. Group 1: Event Overview - The "Credit + Finance" policy seminar was held on July 3, organized by the Jintai District Market Supervision Administration [1]. - The seminar gathered various stakeholders including the district market regulation bureau, development and reform bureau, municipal credit loan platform, local government, and multiple financial institutions [3]. Group 2: Financial Services Offered - Jintai Rural Commercial Bank's Panlong branch introduced specialized credit products for small and micro enterprises, such as "Qin Zengxin," "Qin e Loan," and "Small Credit Loans for Farmers," which are characterized by low interest rates and convenience [5]. - The branch provided one-on-one financial services, helping businesses navigate the loan application process and match them with suitable financing solutions [5]. Group 3: Engagement and Follow-up - Over 50 market entities participated in the seminar, allowing the Panlong branch to collect financing needs directly from businesses [5]. - The bank plans to enhance collaboration with government and enterprises, regularly conducting financial knowledge dissemination and financing connection activities to support the high-quality development of the local economy [5].