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三向发力精准下沉 安福农商银行绘就普惠金融新图景
Zheng Quan Ri Bao· 2025-07-08 08:42
Core Viewpoint - Anfu Rural Commercial Bank is committed to enhancing local economic services and improving people's livelihoods by implementing targeted financial services to meet community needs and support the real economy [1] Group 1: Service Area Expansion - Anfu Rural Commercial Bank aims for comprehensive financial service coverage in county areas, optimizing its network of 24 branches and 157 inclusive financial service stations [2] - The bank is upgrading old facilities and implementing age-friendly modifications to enhance customer experience [2] - The establishment of three fully functional and two benchmark service stations allows villagers to conveniently conduct basic financial transactions without leaving their villages [2] Group 2: Targeted Clientele Focus - The bank focuses on small and micro enterprises, individual businesses, and farmers, offering tailored financial products [3] - It has streamlined credit processes to provide loans within one working day, addressing the urgent funding needs of small businesses [3] - The "whole village credit" model and "small household credit loans" are promoted to lower financing barriers for farmers [3] Group 3: Service Content Enrichment - Anfu Rural Commercial Bank is expanding its service offerings beyond traditional deposit and loan services [4] - The bank conducts financial literacy activities in rural areas and industrial parks, reaching over 8,000 individuals this year [4] - These initiatives aim to enhance financial risk awareness and basic financial literacy among county residents, particularly in rural areas [4]
金台农商银行:发力“信用+金融” 精准灌溉小微企业融资需求
Sou Hu Cai Jing· 2025-07-03 15:34
Core Viewpoint - The event aimed to address the financing challenges faced by local businesses and individual entrepreneurs by providing tailored financial services and promoting inclusive financial policies [1][3]. Group 1: Event Overview - The "Credit + Finance" policy seminar was held on July 3, organized by the Jintai District Market Supervision Administration [1]. - The seminar gathered various stakeholders including the district market regulation bureau, development and reform bureau, municipal credit loan platform, local government, and multiple financial institutions [3]. Group 2: Financial Services Offered - Jintai Rural Commercial Bank's Panlong branch introduced specialized credit products for small and micro enterprises, such as "Qin Zengxin," "Qin e Loan," and "Small Credit Loans for Farmers," which are characterized by low interest rates and convenience [5]. - The branch provided one-on-one financial services, helping businesses navigate the loan application process and match them with suitable financing solutions [5]. Group 3: Engagement and Follow-up - Over 50 market entities participated in the seminar, allowing the Panlong branch to collect financing needs directly from businesses [5]. - The bank plans to enhance collaboration with government and enterprises, regularly conducting financial knowledge dissemination and financing connection activities to support the high-quality development of the local economy [5].