合作社快贷
Search documents
银行业为和美乡村注入“金动能”
Jin Rong Shi Bao· 2025-12-05 02:03
在这一进程中,金融力量是不可或缺的重要支撑。各大银行机构精准施策、创新突破,以多元化服 务打通堵点、破解难点,让金融活水持续浸润乡村沃土,为宜居宜业和美乡村建设注入强劲动能。从陕 西延安的苹果园到广西桂林的罗汉果田,从浙江衢州的鸭蛋产销链到河西走廊的农批市场,金融活水正 精准滴灌,将农户的"产品清单"转化为实实在在的"幸福账单"。 打通金融服务"最后一公里" 今年是巩固拓展脱贫攻坚成果同乡村振兴有效衔接5年过渡期的最后一年。五载耕耘,脱贫成果持 续巩固,脱贫地区内生发展动力持续增强,宜居宜业和美乡村新画卷徐徐展开。 得知吴大哥的困境后,稠州银行衢州分行迅速行动,指导衢江支行启动专项帮扶机制,不仅通过厅 堂宣传展示、客户社群精准推送、员工志愿推广等多种方式拓宽销路,更是拿出专项资金给予消费补 贴。 "原本以为积压的鸭蛋要砸在手里,没想到银行掏钱补贴帮我找销路。"吴大哥感激之情溢于言表。 "农民不用跑银行网点,足不出户就能获得高效便捷的贷款服务。"在雷赤镇雷多村党支部书记郝缩 梅家里,她高兴地介绍,"这几年,银行工作人员把金融服务送到家门口,把政策讲进心坎里,给我们 吃了'定心丸'。" 雷赤镇雷多村位于陕西省延安 ...
中国建设银行高质量做好县域乡村金融服务
Jin Rong Shi Bao· 2025-09-23 05:41
Core Viewpoint - The article emphasizes the critical role of financial services in supporting rural revitalization and agricultural modernization in China, highlighting the initiatives taken by China Construction Bank to enhance its rural financial service capabilities and support national food security [1][2]. Financial Services for National Food Security - China Construction Bank has prioritized food security as a key focus for its rural revitalization financial services in 2024, implementing the "善建粮安" financial service plan to support various agricultural financing needs [2][3]. - The bank has introduced a series of financial products such as "种业贷" (Seed Industry Loan), "粮食收储贷" (Grain Storage Loan), and "高标准农田贷款" (High-Standard Farmland Loan) to enhance support for the agricultural sector [2][3]. Support for County-Level Prosperity Industries - The bank has developed tailored financial products to support the honey pomelo industry in Fujian, which is a significant agricultural sector in the region, facilitating a comprehensive financial service approach [4][5]. - As of the second quarter, the bank's "裕农产业" platform has engaged with 66 core enterprises and over 500 chain enterprises, serving more than 70,000 farmers [5]. Agricultural Ecosystem Service Model - China Construction Bank has adopted a "圈链群" (Circle-Chain-Group) service model to enhance agricultural service levels, focusing on various agricultural clusters and supply chains [6][7]. - The bank has established digital platforms to connect agricultural production and supply chain participants, exemplified by its collaboration with Dunhuang Seed Industry in Gansu [7]. Financial Performance Metrics - As of the second quarter, the bank's agricultural loan balance reached 36,153.25 billion yuan, with an increase of 2,722.67 billion yuan year-to-date, reflecting an 8.14% growth [1]. - The bank's rural household operating loan balance was 5,543.87 billion yuan, with a year-to-date increase of 506.39 billion yuan, marking a growth rate of 10.05% [5].