吕四渔船贷
Search documents
创新“信用+产业”模式,破解农业融资难题
Xin Hua Ri Bao· 2025-12-15 07:09
Group 1 - The core viewpoint of the articles highlights the proactive role of Jiangsu Bank in supporting rural revitalization through targeted financial services for agriculture and local industries [1][2][3][4] Group 2 - Jiangsu Bank has provided a total of 217.2 billion yuan in agricultural loans by the end of November 2025, benefiting 110,000 agricultural operators [1] - The bank has introduced specialized financial products such as "Haimen Home Textile Loan" and "Donghai Crystal Loan" to support local agricultural sectors [1] - In Wuxi's Yangshan, Jiangsu Bank customized a credit line of 10 million yuan for a leading peach company to aid in the expansion of standardized bases and digital upgrades [2] - The bank has issued over 300 million yuan in loans to small and micro enterprises in the Yangshan area this year [2] - In the fishing industry of Lusi, Jiangsu Bank launched the "Lusi Fishing Boat Loan" to address financing challenges by creating a "credit + industry data" model [3] - The bank provided a customized financing plan and a rapid approval of 10 million yuan to a family fishing farm for cold storage expansion and e-commerce platform improvement [3] - In Shuyang, Jiangsu Bank introduced credit products like "Su Nong Grain Trade Loan" to simplify approval processes and provide quick funding for grain purchases [4] - The bank has served over 4,500 agricultural operators in Shuyang, reinforcing financial support for stable grain production and sales [4]
果满枝 鱼满舟 粮满仓
Jin Rong Shi Bao· 2025-10-28 02:12
Core Insights - The Bank of China Jiangsu Branch is actively supporting rural development through tailored financial services, focusing on agricultural loans and local industry needs [1][2][3][4][5] Agricultural Loans - As of September 2025, the Bank of China Jiangsu Branch has issued 187.8 billion yuan in agricultural loans, benefiting 110,000 agricultural operators [1] - The bank has introduced various financial service solutions for local特色产业, including "Haimen Home Textile Loan" and "Donghai Crystal Loan" [1] Support for Specific Industries - In Wuxi's Yangshan Town, the bank provided a 10 million yuan credit line to a leading peach company to support its expansion and digital management initiatives [2] - The bank has issued over 300 million yuan in loans to small and micro enterprises in the Yangshan area this year [2] Fisheries Financing - The bank launched the "Lüsi Fishing Boat Loan" to address financing challenges faced by local fishing enterprises, focusing on key areas like vessel upgrades and cold chain improvements [3] - A family-owned fishing farm received a 10 million yuan credit approval to enhance its cold storage and processing capabilities, boosting its brand influence and sales [3] Grain Purchase Support - The bank introduced the "Su Nong Grain Trade Loan" to facilitate quick funding for grain purchases during peak seasons, eliminating collateral requirements [4] - A grain purchasing station received a 2 million yuan credit loan to address liquidity needs, ensuring timely grain sales for farmers [4] Inclusive Financial Products - The bank has expanded its inclusive product offerings, serving over 4,500 agricultural operators in the Shuyang area alone, thereby providing robust financial support for stable grain production [5] - The bank's initiatives connect various agricultural sectors, from peach orchards to fishing ports, ensuring a continuous flow of financial resources throughout the rural economy [5]