无锡阳山镇以水蜜桃闻名，已成为当地农业经济的"金字招牌"。但生产链条长、运营成本高、销售周期 短等现实压力制约其发展。其中，本地龙头企业——无锡某水蜜桃公司近年来持续扩建标准化基地、引 入数字化管理系统，并加大科研育种投入，资金压力较大。江苏中行聚焦"种植—加工—销售"全流程， 为龙头企业定制1000万元授信，助力扩建标准化基地与数字化升级。今年已为阳山地区小微企业发放贷 款超3亿元，并推出"苏岗贷""富民创业贷"等产品，举办"蜜桃新农人"训练营，为近30名创业者提供超 1500万元信贷支持，让"甜蜜产业"焕发新生。 在江苏广袤乡村，一幅"果满枝、鱼满舟、粮满仓"的丰收画卷正徐徐展开。作为服务"三农"的主力军， 中国银行江苏省分行（简称"江苏中行"）紧扣农时节奏与地方特色产业，通过精准金融供给托起乡村振 兴希望。截至2025年11月末，该行当年新投放涉农贷款2172亿元，惠及11万户农业经营主体，新增粮食 重点领域贷款84亿元，并落地"海门家纺贷""东海水晶贷"等特色金融方案，为农业强、农村美、农民富 注入强劲动能。 阳山"甜"产业： 全链赋能"桃"经济 沭阳"稳"粮仓： 信用贷款保收购无忧 从盛夏桃林的"果 ...

Core Insights - The Bank of China Jiangsu Branch is actively supporting rural development through tailored financial services, focusing on agricultural loans and local industry needs [1][2][3][4][5] Agricultural Loans - As of September 2025, the Bank of China Jiangsu Branch has issued 187.8 billion yuan in agricultural loans, benefiting 110,000 agricultural operators [1] - The bank has introduced various financial service solutions for local特色产业, including "Haimen Home Textile Loan" and "Donghai Crystal Loan" [1] Support for Specific Industries - In Wuxi's Yangshan Town, the bank provided a 10 million yuan credit line to a leading peach company to support its expansion and digital management initiatives [2] - The bank has issued over 300 million yuan in loans to small and micro enterprises in the Yangshan area this year [2] Fisheries Financing - The bank launched the "Lüsi Fishing Boat Loan" to address financing challenges faced by local fishing enterprises, focusing on key areas like vessel upgrades and cold chain improvements [3] - A family-owned fishing farm received a 10 million yuan credit approval to enhance its cold storage and processing capabilities, boosting its brand influence and sales [3] Grain Purchase Support - The bank introduced the "Su Nong Grain Trade Loan" to facilitate quick funding for grain purchases during peak seasons, eliminating collateral requirements [4] - A grain purchasing station received a 2 million yuan credit loan to address liquidity needs, ensuring timely grain sales for farmers [4] Inclusive Financial Products - The bank has expanded its inclusive product offerings, serving over 4,500 agricultural operators in the Shuyang area alone, thereby providing robust financial support for stable grain production [5] - The bank's initiatives connect various agricultural sectors, from peach orchards to fishing ports, ensuring a continuous flow of financial resources throughout the rural economy [5]

Financial Overview - As of June 30, the total balance of financial institutions' loans in Jiangsu Province reached 28.09 trillion yuan, a year-on-year increase of 9.8% [1] - New loans added amounted to 2.09 trillion yuan, which is 152.9 billion yuan more than the previous year [1] - The total social financing scale increased by 2.63 trillion yuan, up by 434.4 billion yuan year-on-year [1] - Jiangsu continues to lead the nation in both new loans and social financing scale increments [1] Manufacturing Sector Support - Jiangsu's manufacturing sector is crucial for economic resilience and innovation, with medium to long-term loans in this sector growing by 15.1%, outpacing overall loan growth by 5.3 percentage points [2] - The Industrial and Commercial Bank of China provided a 2.2 billion yuan syndicated loan for a major project in the new materials industry, highlighting the financial sector's support for manufacturing [2] Financial Products for Innovation - Diverse financial products such as "Talent Loans," "Achievement Transformation Loans," and "Specialized and New Loans" are being developed to meet the financing needs of technology enterprises [3] - The "Su Chuang Rong" initiative enhances financial support for key areas like technology transformation and equipment upgrades [3] - By July 25, Jiangsu had issued 240.4 billion yuan in technology innovation bonds, indicating strong market engagement [3] Agricultural Financing - The "Su Nong Grain Trade Loan" provided credit support to grain purchasing enterprises, addressing seasonal funding needs without requiring collateral [4] - By mid-year, the loan balance for key agricultural sectors reached 1.01 trillion yuan, reflecting a 19% year-on-year increase [4] Consumer Market Activation - The Jiangsu banking sector has actively supported the agricultural economy, with over 1.2 billion yuan in loans directed towards various agricultural projects [6] - The People's Bank of China and other departments have introduced measures to boost consumer spending, including a 500 billion yuan incentive for service consumption and the elderly care sector [7] - Banks are expanding their consumer loan offerings into new consumption areas, enhancing digital capabilities to meet evolving market demands [7]

Group 1 - The core viewpoint emphasizes the proactive financial support provided by Bank of China to agricultural producers during the critical "Three Summer" production period, addressing their specific financial needs and enhancing service quality [1][2][3] - Bank of China Jiangsu Branch has introduced tailored financial products like "Su Nong Grain Trade Loan" and "Su Nong Micro Loan" to alleviate the challenges of obtaining loans for agricultural entities, benefiting over 6,600 agricultural operators this year [1] - In Shandong, Bank of China has designed the "Grain Storage Loan" to support grain purchasing entities, facilitating efficient cash flow management during the peak summer grain collection season [2] Group 2 - Bank of China Henan Branch has established a "Three Summer" financial service team to enhance financial support and optimize services across the entire agricultural supply chain, addressing the slow response and accessibility issues of traditional financial services [2] - A customized financial service plan called "Grain Trade Loan" was developed by Bank of China Henan Branch to assist grain trading companies facing liquidity shortages, enabling quick online applications and approvals [3] - The ongoing commitment of Bank of China to increase agricultural credit resources aims to alleviate financing difficulties for grain industry stakeholders, contributing to national food security and rural revitalization efforts [3]