"苏岗贷"是江苏省推出的创新金融产品，重点支持吸纳就业多、稳岗效果好且用工规范的企业，具有准 入门槛低、审批速度快、融资成本低等特点；也是全国首个就业金融服务产品，服务对象主要是工商注 册地在江苏省境内、具有独立法人资格的民营企业。 为深入贯彻落实稳就业、促发展、惠民生要求，进一步增强"苏岗贷"金融政策对于稳就业工作的支持力 度，扩大对吸纳就业多、稳岗效果好且用工规范的民营企业和以单位形式参保的个体工商户的融资服务 规模，并重点向实体经济、小微企业和个体工商户倾斜，对经营暂时困难但预期发展良好的企业给予一 定支持，中国银行苏州分行与省信用再担保集团公司牵手合作，依托前者的资金优势、服务网络和风险 控制技术，以及后者的增信优势，由中行苏州分行对贷款项目进行审批放款和贷后管理，由省信用再担 保集团公司为贷款项目提供批量担保。服务对象为吸纳就业多、稳岗效果好且用工规范的民营企业和个 体工商户，属于江苏省人力资源和社会保障厅向中行推荐的"苏岗贷"清单客户。 近日，在江苏省信用再担保集团有限公司担保下，张家港一家科技公司成功获得中国银行苏州分行500 万元贷款，标志着省信用再担保集团公司与中国银行苏州分行联合推出的"苏 ...

Core Viewpoint - Yangzhou Bank, as a state-owned financial institution, is committed to serving the real economy and actively responds to national policies aimed at stabilizing the economy and promoting development, injecting strong momentum into regional economic high-quality development through innovative financial products and services [1] Policy Guidance - Yangzhou Bank aligns with national strategic directions by developing specialized financial service plans that focus on key sectors such as manufacturing, green industries, and rural revitalization, achieving a manufacturing loan balance of 17.7 billion yuan and a green credit scale exceeding 18 billion yuan [2] - The establishment of an "entity economy service special class" and a "one enterprise, one policy" mechanism allows for customized financing solutions for leading enterprises and specialized small giants in local industries [2] Support for Small and Micro Enterprises - Yangzhou Bank has issued loans totaling nearly 18 billion yuan to over 9,000 small and micro enterprises, significantly contributing to employment by supporting more than 50,000 jobs [3] - The bank's rapid response to a food processing enterprise's financial difficulties exemplifies its commitment to providing timely and favorable financial solutions, with a loan processed in just two days at a rate 0.5 percentage points lower than the market [3] Innovation and Technology - The bank leverages data and technology to enhance financial services, introducing products like "Yangfan Loan" that have helped over 800 enterprises address financing challenges [4] - The "industrial chain finance" model has facilitated 250 million yuan in credit for an automotive parts industry cluster, promoting collaborative development among numerous supporting enterprises [4] Social Responsibility - Yangzhou Bank actively engages in community service through financial literacy programs and has invested 4.2 billion yuan in major projects such as affordable housing and community renovations [5][6] - The bank has implemented "age-friendly" services and improved social security service efficiency through partnerships with local health insurance agencies [6]