登录新浪财经APP 搜索【信披】查看更多考评等级 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假记载、误导性陈述或重大遗 漏。 一、可向有关银行申请综合授信额度 江苏南方精工股份有限公司（以下简称"南方精工"或"公司"）分别于2024年4月18日、2024年5月10日召 开了第六届董事会第九次会议、2023年年度股东会，审议通过了《关于2024年度公司向银行申请综合授 信额度的议案》，同意公司向有关银行申请综合授信额度不超过人民币50,000万元（具体额度以各银行 的最终授信为准），综合授信内容包括但不限于本外币流动资金贷款、银承承兑汇票及贴现、商业汇票 贴现等综合授信业务（具体业务品种以相关金融机构审批意见为准）。授信额度有效期自审议该议案的 股东会决议通过之日起最长不超过三年。具体内容详见公司于2024年4月19日、2024年5月11日在指定信 息披露媒体《证券日报》、《证券时报》、《中国证券报》、《上海证券报》和巨潮资讯网 （http://www.cninfo.com.cn）上发布的相关公告。 二、本次向工商银行、建设银行申请授信额度情况 为满足公司及控股子公司江苏南方昌盛新能源科技 ...

Core Viewpoint - The article discusses the increasing volatility in the bill market, highlighting the shift in banks' reliance on bill financing amid a slowdown in long-term loan growth, indicating a potential shift in credit dynamics [1][5][7]. Group 1: Bill Market Dynamics - The bill discount rates have shown significant fluctuations, with the 6-month national stock bill discount rate rising sharply before falling back to 1.06% by the end of May [2][3]. - The demand for bill financing has increased as banks face pressure in personal credit, leading to a notable rise in bill financing volumes [5][6]. - As of the end of April, the acceptance and discount balances of commercial bills reached historical highs, exceeding 20 trillion yuan and 15 trillion yuan respectively [1][7]. Group 2: Credit Growth Trends - The growth rate of medium and long-term loans has dropped below 10% year-on-year, contrasting with the growth in short-term loans and bill financing, which has seen a rare increase [1][5]. - In April, bill financing reached 834.1 billion yuan, approximately double the average for the same period over the past five years, while short-term loans decreased by 480 billion yuan [5][6]. - The trend of "using bills to fill loans" has become more pronounced, with banks increasingly relying on bill financing as a substitute for traditional loan growth [6][7]. Group 3: Future Outlook - Analysts predict that the demand for effective credit from enterprises may recover in May due to favorable external trade conditions and the impact of recent monetary policy adjustments [4][5]. - The supply of bills in the primary market is expected to remain low at the beginning of June, which may lead to increased competition for available bills [4][5].