Group 1 - The total amount of newly approved residential mortgage loans in Macau increased by 13.8% month-on-month to 880 million MOP in April 2025, with the residential portion rising by 6.8% to 820 million MOP [1] - The average monthly amount of newly approved residential mortgage loans from February to April 2025 was 790 million MOP, a decrease of 15.7% compared to the previous period [1] - Newly approved commercial property loans decreased by 22.1% month-on-month to 1.52 billion MOP, with the residential portion dropping by 45.6% to 1.01 billion MOP [1] Group 2 - As of the end of April 2025, the total outstanding residential mortgage loans decreased by 0.6% month-on-month to 214.39 billion MOP, a year-on-year decrease of 5.3% [2] - The outstanding commercial property loans amounted to 148.08 billion MOP, reflecting a month-on-month decrease of 0.3% and a year-on-year decrease of 5.2% [2] - The residential portion of outstanding residential mortgage loans accounted for 96.7% of the total [2] Group 3 - The residential mortgage loan delinquency ratio remained stable at 3.6% as of the end of April 2025, with a year-on-year increase of 0.1 percentage points [3] - The commercial property loan delinquency ratio was 5.5%, showing an increase of 0.1 percentage points month-on-month and 2.1 percentage points year-on-year [3] - Residential mortgage loans are secured by residential properties within the Macau SAR, while commercial property loans are secured by commercial properties within the same region [3]

5月16日，澳门金融管理局发布的统计显示，2025年3月新批核的住宅按揭贷款及商用物业贷款均按月增 加。在未偿还贷款总额方面，住宅按揭贷款及商用物业贷款均按月减少。澳门银行于2025年3月新批核 的住宅按揭贷款按月上升7.2%至7.8亿元(澳门元，下同)。其中，占新批核住宅按揭贷款98.7%的居民部 分增加7.7%至7.7亿元，非居民部分则下跌19.5%至1千万元。 2025年1月至3月的新批核住宅按揭贷款每月平均数为9.4亿元，较上期(2024年12月至2025年2月)下跌 7.6%。 新批核的商用物业贷款按月增加27.4%至19.4亿元。其中，占新批核商用物业贷款95.9%的居民部分上升 48.1%至18.6亿元，非居民部分则下跌69.9%至8千万元。2025年1月至3月的新批核商用物业贷款每月平 均数为16.4亿元，较上期(2024年12月至2025年2月)上升34.3%。 贷款拖欠比率 2025年3月底的住宅按揭贷款拖欠比率按月持平于3.6%，与一年前比较上升0.2个百分点。商用物业贷款 拖欠比率为5.4%，按月及按年分别上升0.1个百分点及2.1个百分点。 住宅按揭贷款是以澳门特别行政区(特区)境内 ...