时值"十四五"规划圆满收官阶段，金融赋能"百千万工程"正有序、有质、有效推进落地。江门农商银行 紧扣地方战略部署，积极融入区域高质量发展大局，围绕产业链升级、价值链融合、服务链延伸三大主 线，以金融力量深耕实体经济、赋能特色产业、服务千家万户，为区域经济提质注入澎湃动能。 江门农商银行调研企业需求。 把赋能用在产业链升级时 该行积极响应省农信联社"1+1+3"党建共建工程，组建金融团队深入推进"金融特派员"驻村机制，目前 已向全市三区一市486个行政村(居)派驻近460名金融特派员，入户走访、村委联动，累计为42万户农户 建档立卡，推动"整村授信"覆盖26万户，农户贷款余额突破59亿元，真正把金融资源送达村民家门口。 随着区域产业链布局加快完善、集群经济发展行稳致远，围绕"十四五"规划目标，江门农商银行聚焦本 地制造产业、重点产业园区和招商引资项目，推动金融服务构建覆盖采购、生产、销售及终端购买的完 整服务链。 为打通政务服务"最后一公里"，提升基层联动效能，该行在全市镇街铺设了274台"粤智助"政务服务一 体机，实现社保卡办理等200项政务服务"一窗通办"。目前平台累计受理政务服务已超116万笔，惠及村 民 ...

Core Viewpoint - Postal Savings Bank of China Tianjin Branch has officially issued the "Action Plan for Financial Services to High-Quality Development of Binhai New Area (2025-2030)", aiming to provide no less than 250 billion yuan in financing to support the high-quality development of the Binhai New Area over the next five years [1] Group 1: Financial Services Strategy - The plan focuses on multiple dimensions including technology finance, shipping finance, green finance, and livelihood services to inject strong financial momentum into the development of the Binhai New Area [1] - The guiding principles include "policy leadership, demand orientation, innovation-driven, and ecological co-construction" to build a financial service system that integrates financial resources with industrial development, urban construction, and livelihood improvement [1] Group 2: Technology Finance - Technology finance is identified as a core strategy, with services tailored for advanced manufacturing, technological innovation, and industrial upgrading [2] - The bank will provide a relay service model from pre-park planning to post-park operation, optimizing long-term loan terms and improving the intellectual property pledge financing system [2] - The bank aims to support major technological tasks and technology-based SMEs, focusing on strategic emerging industries such as biomanufacturing and artificial intelligence [2] Group 3: Shipping Finance - The plan constructs a shipping financial service ecosystem focusing on port infrastructure, logistics services, and industrial chain collaboration [3] - The bank will support projects like new terminal construction and multi-modal transport, providing loans and participating in syndicate loans [3] - In cross-border financial services, the bank will offer solutions like ship prepayment guarantees and long-term foreign currency loans for quality shipping enterprises [3] Group 4: Green Finance and Livelihood Services - The plan includes establishing a green finance center in the free trade zone, focusing on supporting energy conservation, new energy, and ecological restoration [4] - The bank will build specialized wealth centers in the Binhai New Area and expand the application scenarios of social security cards [4] - A consumption stimulation mechanism will be established to support key areas such as housing, automotive needs, and education [4] Group 5: Implementation Mechanism - To ensure the plan's implementation, a three-tiered linkage mechanism will be established, with a focus on resource allocation and professional talent supplementation [4]

Group 1: Financial Support for Small and Micro Enterprises - Guangdong Fengwei Intelligent Technology Co., Ltd. faced challenges in obtaining secured loans due to a lack of effective collateral, leading to a customized loan solution from Nanhsiung Rural Commercial Bank, which provided a credit financing of 5 million yuan [1] - Nanhsiung Rural Commercial Bank has issued nearly 9 billion yuan in small loans over the past six years to support small and micro enterprises [1] Group 2: Green Finance Initiatives - Nanhsiung Rural Commercial Bank supported local rice farmer Qiu by including expected carbon credit income as collateral, enabling a loan of 100,000 yuan to purchase agricultural inputs [1] - The bank has issued a total of 1.058 billion yuan in green loans over the past six years [1] Group 3: Elderly Financial Services - The bank launched the "Xiongcheng Filial Piety Loan" series to meet various elderly service needs and conducted nearly 80 anti-fraud promotional activities, reaching over 20,000 people [2] - The introduction of the "Yue Zhi Zhu" self-service machine has facilitated pension certification for local residents, saving time and effort [2] Group 4: Support for Technology Enterprises - Nanhsiung Rural Commercial Bank provided a credit limit of 10 million yuan to a local biotechnology company after overcoming challenges in financing assessment due to the sector's complexity [3] - The bank has issued a total of 330 million yuan in credit support to 26 technology enterprises as of June this year [3]

Core Viewpoint - Small and micro enterprises are crucial to the national economy, playing a significant role in promoting economic growth and stabilizing employment. Guangdong Nanhong Rural Commercial Bank is addressing the financing challenges faced by these enterprises through targeted initiatives like the "Thousand Enterprises and Ten Thousand Households" outreach program [1][2]. Group 1: Financial Support Initiatives - Nanhong Rural Commercial Bank has conducted visits to 314 enterprises, providing a total credit amount of 1.882 billion yuan and a loan balance of 1.972 billion yuan for small and micro enterprises as of the end of April [1]. - The bank has implemented a comprehensive outreach program to assess the operational conditions and financing needs of small and micro enterprises, resulting in visits to 941 enterprises this year [2]. Group 2: Collaborative Mechanisms - The bank has established a platform for cooperation among government, industrial parks, and enterprises to facilitate financial services, enhancing the effectiveness of the "Thousand Enterprises and Ten Thousand Households" initiative [3]. - A partnership agreement was signed with the Nanhong City Federation of Industry and Commerce, allowing for a pre-approval credit line of 3.2 billion yuan to support private enterprises [3]. Group 3: Tailored Financial Products - Nanhong Rural Commercial Bank has developed customized financial service plans based on the specific needs of enterprises, including a loan of 3 million yuan with an 8-year term for a high-tech energy company facing funding shortages [4]. - The bank has introduced various specialized credit products such as "Park Development Loan," "Inclusive Micro Loan," and "Water Extraction Loan" to better meet the financing needs of small and micro enterprises [4].