Group 1 - The core viewpoint of the article emphasizes the strategic focus of CITIC Bank on enhancing non-interest income through wealth management and financial market operations [1] Group 2 - CITIC Bank aims to concentrate on capital markets and significantly develop wealth management, driven by the ongoing boost in capital markets and declining deposit rates [1] - The bank is collaborating with its financial subsidiaries to accelerate the growth of Assets Under Management (AUM), particularly in corporate wealth management, to establish it as a new growth driver [1] - The contribution of securities investment income to the bank's non-interest income has risen to 40%, indicating a significant increase in its importance [1] - The bank plans to optimize its investment strategies, enhance its market capabilities, and allocate resources towards trading, while also diversifying its product offerings to include credit bonds, foreign currency bonds, and precious metals [1]

Core Viewpoint - The president of CITIC Bank, Lu Wei, emphasized the importance of increasing non-interest income through wealth management and financial market operations during the bank's 2025 semi-annual performance release [1] Group 1: Wealth Management Focus - The bank aims to focus on capital markets and significantly develop wealth management as a new growth driver [1] - With the continuous decline in deposit rates and the maturity of high-interest three-year deposits, there is a natural trend for funds to shift towards wealth management products [1] - The bank is collaborating with CITIC Financial Holdings and its subsidiaries to accelerate the growth of Assets Under Management (AUM), particularly in corporate wealth management [1] Group 2: Financial Market Operations - The bank is committed to maximizing benefits from financial market operations, with securities investment income now accounting for 40% of the bank's non-interest income, showing a significant increase [1] - The bank plans to strategically arrange investment strategies, leveraging its strengths in financial markets, and will continue to allocate resources to scale [1] - There will be an increased focus on trading positions and a diversification of products, including credit bonds, foreign currency bonds, and precious metals, with a particular emphasis on increasing investments in public funds [1]