中新 近期,中国人民银行发布的《2025年支付体系运行总体情况》显示,2025年,支付系统共处理支付业务 16242.16亿笔,金额12807.07万亿元。支付系统包含人民银行清算总中心系统(大额实时支付系统、小额 批量支付系统、网上支付跨行清算系统、境内外币支付系统)、银联跨行支付系统、城银清算支付清算 系统、农信银支付清算系统、人民币跨境支付系统、网联清算平台、商业银行行内业务系统。 ...

Core Insights - The article highlights the efforts of Industrial Bank Kunming Branch in promoting the advantages of the People's Bank of China's modern payment system to enhance the efficiency of fund circulation for enterprises [1][2] - The focus is on providing tailored financial services to meet the diverse needs of small and medium-sized enterprises in the payment and settlement sector [2] Group 1 - Industrial Bank Kunming Branch organized a promotional event for Jin Nian County Fashion Jewelry Co., emphasizing the theme "Empowering Efficient Development of Enterprises through China's Modern Payment System" [1] - The event included detailed explanations of the core functions of the central bank's payment and settlement system, such as large-value real-time payment systems and cross-bank clearing systems [1][2] - The bank provided practical case analyses demonstrating how to achieve real-time fund transfers, reduce transaction costs, and improve reconciliation efficiency [1] Group 2 - The modern payment system developed by the People's Bank of China is designed to meet the needs of the market economy, providing efficient and secure cross-bank payment clearing services [2] - Financial personnel from the participating enterprise expressed a systematic understanding of central bank payment tools, particularly appreciating the "payment + technology" service proposal [2] - Industrial Bank Kunming Branch aims to continue promoting financial inclusivity by delivering policies and services directly to enterprises, focusing on the diverse needs of small and medium-sized businesses [2]