7月8日上午11时，伴随着成都银行雅安分行的金色牌匾揭开红绸，四川省首家由村镇银行重组升级 的城市商业银行分行正式诞生。这家新的分行，不仅将肩负打通县域金融服务"最后一公里"的普惠金融 职责，还将紧抓川藏铁路建设和川藏经济协作试验区机遇，为川西产业动脉注入更多金融动能。 "我们将深度融入雅安的战略发展，依托地方法人银行'短、快、灵'决策机制和省级城商行的资源 和综合金融服务能力，当好'产业助推者'、做好'普惠践行者'、成为'绿色领航者'，为川西经济高质量发 展注入新生动能。"成都银行负责人表示，一直以来，成都银行积极将自身发展主动融入国家战略，紧 扣区域发展脉搏，形成了自身独特的地域优势和持续提升的金融综合服务能力。新设立的雅安分行，将 聚焦雅安的自然资源禀赋和发展蓝图，从服务中心工作、深化普惠金融以及科技全面赋能三大维度精准 发力。 改革破局 2024年5月，成都银行董事会通过决议，决定收购四川名山锦程村镇银行其他股东股份，将其改建 为雅安分行。经过一年时间的收购改建，2025年5月19日，四川金融监管局批复同意成都银行雅安分行 开业，7月8日，成都银行雅安分行正式挂牌，四川首例"村改分"金融改革终于尘埃落 ...

Core Insights - Sichuan Provincial Finance Department, in collaboration with various industry authorities, has launched the "Tianfu Industry Loan" series of policy products to support the real economy and address corporate financing challenges [1][2][3] Group 1: Product Launch and Implementation - Luzhou Bank has effectively leveraged the advantages of the "Tianfu Industry Loan" products, characterized by low thresholds and costs, to serve the real economy and alleviate financing bottlenecks for enterprises [1] - The bank quickly collaborated with local guarantee institutions to implement a "loan-on-demand" guarantee model, successfully launching the first "Tianfu Science and Technology Loan," "Tianfu Foreign Trade Loan," and "Tianfu Manufacturing Loan" within two days [1] Group 2: Addressing Client Needs - Luzhou Bank responded promptly to a national high-tech enterprise facing a cash flow issue due to delayed export payments, successfully disbursing the first "Tianfu Foreign Trade Loan" of 2 million yuan within two days, significantly reducing financing costs for the client [2] - The bank maintained close communication with a provincial specialized enterprise to address its credit limit challenges, successfully providing the first "Tianfu Science and Technology Loan" of 5 million yuan, effectively resolving the client's refinancing difficulties [2] Group 3: Future Strategy - Luzhou Bank plans to utilize its advantages of a short decision-making chain and quick information response to focus on customer needs, expanding the reach of policy benefits through differentiated products like "Tianfu Science and Technology Loan" and "Tianfu Manufacturing Loan" [3] - The bank aims to support the high-quality development of the real economy in Luzhou City by matching products with enterprise characteristics and addressing financing challenges [3]