金融作为实体经济的血脉，其服务质效直接关系到经济高质量发展的成色。1月28日，封面新闻、华西 都市报联合发布"2025年四川金融行业服务实体经济优秀成果"，四川天府银行凭借在普惠金融领域的深 耕细作与显著成效，斩获"年度最佳普惠金融服务银行"殊荣。该行始终坚守金融服务实体经济的本源初 心，深入贯彻落实金融服务"五篇大文章"部署要求，以产品创新为抓手、以数智化转型为支撑，持续为 实体经济发展注入金融"活水"。 小微企业融资难、融资贵是制约实体经济活力释放的关键痛点，亦是普惠金融工作的攻坚重点。四川天 府银行聚焦这一症结精准发力，通过需求洞察与产品创新持续扩大普惠金融覆盖面与服务深度：一是聚 焦科技创新、高端制造，创新"天府产业贷"覆盖企业初创、成长到成熟的全生命周期，规模已突破20亿 元，近三年复合增长率80%。二是持续扩大普惠小微覆盖面构建信用贷款体系，该行"天府惠商贷"产品 已覆盖供应商、经销商、税票、商户小额等客群，业务规模超15亿元，增速50%，累计为近3000户市场 主体提供高效的普惠金融服务。官方数据显示，截至2025年11月末，该行零售小微贷款余额达139.21亿 元，实现同比连续增长。 作为国有 ...

Core Viewpoint - The establishment of Chengdu Bank's Ya'an branch marks the first transformation of a village bank into an urban commercial bank branch in Sichuan, aimed at enhancing inclusive financial services and supporting regional economic development through strategic integration with local resources and national initiatives [1][4]. Group 1: Establishment and Purpose - Chengdu Bank's Ya'an branch officially opened on July 8, 2023, after a year-long restructuring process from the original Mingshan Jincheng Village Bank [4]. - The new branch will focus on bridging the financial service gap in rural areas and leverage opportunities from the Sichuan-Tibet Railway and the Sichuan-Tibet Economic Cooperation Experimental Zone [1][3]. Group 2: Strategic Integration and Development - The branch aims to integrate local resources and national strategies, enhancing its role as a "financial main force" in supporting the local economy [5][7]. - The transformation from a village bank to a branch of Chengdu Bank allows for greater business permissions, improved service capabilities, and a broader operational scope [5][6]. Group 3: Economic and Environmental Focus - Ya'an is rich in natural resources, with a forest coverage rate exceeding 69%, and is positioned as a key area for green development and ecological tourism [7]. - The branch will support core industries such as big data, advanced materials, and high-end equipment manufacturing, while also promoting clean energy and environmental sustainability [8]. Group 4: Financial Products and Services - The branch will implement inclusive financial products like "Tianfu Industry Loan" and "Huiqi Loan" to better serve small and micro enterprises, simplifying approval processes and lowering barriers [8]. - Chengdu Bank's digital transformation initiatives will enhance the operational efficiency and risk management capabilities of the Ya'an branch, providing a more accessible and user-friendly banking experience [8].