创新服务模式，助力园区企业发展。该行园区金融服务已覆盖玉林高新技术开发区、玉柴工业园区、福 绵环保园区、陆川产业园区等七个全市重点园区，创新推出一系列特色融资产品：针对新建园区及入园 企业购置机器设备、建造厂房的需求，推出"购建贷"产品，为企业提供长期、稳定的资金支持，帮助降 低融资成本，加快园区建设进度；推出线上化、便捷化的循环贷款产品"工业e贷"，满足企业日常随借 随还的经营资金需求。截至2025年8月末，该行为园区企业发放普惠贷款余额近6亿元，惠及小微企业 200余户。同时在园区周边优化三家网点布局，通过"支行行长+客户经理+网点人员"团队模式营销协 同，效率实现提升。 转自：新华财经 工行玉林分行坚持贯彻落实国家普惠金融政策，推出特色金融产品，纾解企业融资难题，助力"玉商回 归"。截至2025年8月末，该行普惠贷款余额超49亿元，在推动地方经济稳健成长中发挥了关键作用。 优化金融服务，纾解企业融资难题。该行推出"线上+线下"相结合的续贷服务，通过建立续贷审批绿色 通道，提高审批效率，为企业提供金融"及时雨"。此外，还加大服务创新力度，拓展续贷融资方式，根 据客户实际需求，推出"新一代经营快贷""链群交 ...

Group 1 - The core mission of the company is to serve the real economy by innovating financial products and services, enhancing cooperation with government and enterprises to provide robust financial support for local economic development [1] - As of August 2025, the company has issued nearly 4 billion yuan in inclusive loans, significantly contributing to the growth of the local real economy [1] - The company has successfully applied for 17 million yuan in special financial subsidies for small and micro enterprises since July 2025, injecting strong financial momentum into the local economy [1] Group 2 - The company utilizes financial technology to create a matrix of inclusive financial products that are scenario-based, intelligent, and online, addressing the financing difficulties faced by small and micro enterprises [2] - The company has expanded its funding to key local industries, including traditional Chinese medicine and agriculture, with over 500 million yuan in new funding allocated to 31 industrial clusters [2] - By the end of August 2025, the company has issued nearly 35 million yuan in loans to small and micro enterprises in the service consumption sector [2] Group 3 - The company actively collaborates with local government initiatives, particularly the "Yushang Return" program, to provide targeted financial services to returning enterprises [3] - As of August 2025, the company has issued nearly 60 million yuan in loans to small and micro enterprises involved in the "Yushang Return" initiative [3] - The company has established a regular communication mechanism with industry associations and local government to promote the development of the "Yushang Return" program [3]

Core Insights - The Industrial and Commercial Bank of China (ICBC) Yulin Branch is actively responding to the Guangxi Zhuang Autonomous Region's "2025 Financial Benefits for Enterprises Fiscal Interest Subsidy Policy Implementation Plan" by innovating the "Huiqi Loan" product system to address the core issue of high financing costs for small and micro enterprises [1][2] - Since July 2025, the bank has successfully applied for 160 million yuan in fiscal interest subsidy funds for small and micro enterprise loans, injecting strong financial momentum into the real economy of Yulin City [1] Group 1 - The bank leverages its financial engine role to assist small and micro enterprises in financing by closely aligning with the economic characteristics of Yulin's regional specialty industries and important agricultural bases [1] - The "Huiqi Loan" product system focuses on the common financing challenges faced by small and micro enterprises, individual businesses, and agricultural entities, with marketing teams actively engaging with business owners in various localities [2] - The bank utilizes big data analysis and refined management tools to select high-quality small and micro entities that align with national and regional industrial policies, ensuring precise allocation of fiscal subsidy resources [1][2] Group 2 - The bank addresses the "high financing costs" issue by creating a scene-based, intelligent, and online inclusive financial product matrix under the unified brand of "Huiqi Loan" [2] - Key products such as "New Generation Business Quick Loan," "Transaction e-Loan," "Merchant e-Loan," and "Agricultural e-Loan" have been introduced to innovate traditional credit models that rely on collateral and complex processes [2] - The product system covers 31 key industrial clusters, continuously optimizing based on customer needs to achieve comprehensive coverage of Yulin's characteristic industries and specialized markets [2] Group 3 - To ensure the effective and transparent allocation of the 160 million yuan in fiscal interest subsidy funds, the bank has established a rigorous and efficient full-process closed-loop management mechanism [3] - A strict customer admission and subsidy qualification review mechanism is in place, utilizing multi-dimensional risk control models and policy adaptation models for cross-validation and screening of applicant enterprises [3] - The focus is on ensuring that subsidy resources are directed towards the most urgent, most compatible, and most beneficial small and micro entities, preventing any leakage of funds [3]

Group 1 - The core viewpoint is that Tai Gu Rural Commercial Bank is optimizing credit resource supply to support small and micro enterprises, having issued a total of 1.533 billion yuan in inclusive small and micro loans to date [1] Group 2 - The bank has established a special working group to implement a financing coordination mechanism for small and micro enterprises, clearly defining responsibilities and creating a multi-dimensional work structure [2] - Specific target plans and work measures have been developed to ensure efficient management of financing needs, including streamlined processes and effective communication across departments [2] Group 3 - The bank has initiated a "thousand enterprises and ten thousand households" outreach activity to better understand the financing needs of small and micro enterprises, resulting in over 860 visits and the collection of more than 320 financing demand information [3] - A "one enterprise, one file" system has been established to categorize enterprises based on industry, scale, and credit status, providing data support for credit limit approvals [3] Group 4 - Financial services have been optimized to enhance financing efficiency, with targeted services developed for specific industries such as steel, agriculture, cultural tourism, and technology [4] - The bank has introduced diverse credit products like "specialized and innovative loans," "industry loans," and "benefit enterprise loans," tailoring financing solutions to meet the unique needs of enterprises [4]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Yulin Branch focuses on local agricultural characteristics and farmer needs, utilizing innovative products, technological empowerment, and in-depth services to optimize service models and expand agricultural credit issuance, significantly contributing to local agricultural efficiency, farmer income, and rural prosperity [1][2][3] Group 1: Agricultural Credit Innovation - The bank has developed a diverse and precisely tailored agricultural credit product matrix, launching the "Xingnong e-loan" product system targeting key local industries such as Yulin Shatian pomelo, pig farming, traditional Chinese medicine, and spices [1] - As of July 2025, the bank's loans for Shatian pomelo cultivation exceeded 15 million, pig farming loans surpassed 100 million, and loans for the traditional Chinese medicine industry chain approached 300 million [1] - The bank has also optimized online inclusive credit products like "Breeding e-loan" and "Planting e-loan," successfully expanding into seven agricultural clusters with a total issuance of "Merchant e-loan" reaching nearly 330 million [1] Group 2: Technological Empowerment in Financial Services - The bank actively applies financial technology to create an integrated rural financial service network, establishing 12 "Xingnong Tong" rural inclusive financial service points in key villages and towns [2] - The "Xingnong Tong" App integrates various financial service functions, serving as a comprehensive online hub for county-level rural customers, with over 30,000 households acquired online by July 2025 [2] Group 3: Community Engagement and Support - The bank emphasizes proactive and in-depth service for the "three rural issues," forming four county-level "Inclusive Youth Vanguard Teams" to conduct regular "Xingnong Thousand-Mile Journey" activities [3] - These activities include financial knowledge lectures and on-site consultations, delivering comprehensive financial "packages" directly to farmers [3] - The bank promotes favorable policies for farmers, ensuring they are aware of the benefits of "Huiqi Loan" interest subsidies, which offer low rates, simple procedures, and diverse options, thereby enriching farmers' financing channels [3]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Yulin Branch is actively implementing the national inclusive finance strategy by innovating service models and enhancing service efficiency to support the high-quality development of small and micro enterprises in key industrial parks [1][2] Group 1: Financial Services and Support - As of July 2025, the bank's financial services have covered seven key industrial parks in Yulin City, benefiting over 200 small and micro enterprises with an inclusive loan balance exceeding 500 million yuan [1] - The bank's marketing team has conducted comprehensive analyses of enterprises in key parks to identify quality clients and promote innovative financing products tailored to their needs, such as "purchase and construction loans" and "industrial e-loans" [1][2] Group 2: Service Optimization and Policy Implementation - The bank has optimized its branch layout, establishing three branches near key industrial parks to provide comprehensive financial services, including settlement and retail, to meet the financing needs of enterprises [2] - Customer managers actively promote enterprise support policies, ensuring continuous funding support for small and micro enterprises facing operational difficulties, and implementing favorable loan policies to reduce their financing burdens [2]

Group 1 - The core viewpoint of the articles emphasizes the role of the Industrial and Commercial Bank of China (ICBC) Yulin Branch in supporting the "Yushang Return" initiative, which aims to enhance local economic development through innovative financial products and services [1][2] - As of July 2025, the bank has issued nearly 50 million yuan in loans to small and micro enterprises under the "Yushang Return" program, contributing to high-quality local economic growth [1] - The bank has implemented a principle of "no loan withdrawal, no loan interruption, and no loan pressure" to assist struggling small and micro enterprises, ensuring continuous financial support [1] Group 2 - The bank has strengthened cooperation with government departments and enterprises to enhance the financial service system, signing a strategic cooperation agreement with the Yulin Municipal United Front Work Department in April 2025 [2] - The bank actively promotes innovative financial products such as "Industrial e-loan," "New Generation Business Quick Loan," "Chain Group Transaction e-loan," and "Cluster Merchant e-loan" to attract enterprise interest [2] - Regular communication mechanisms have been established with local government departments and industry associations to stay updated on the latest policies and market demands related to the "Yushang Return" initiative [2]

Core Viewpoint - The establishment of Chengdu Bank's Ya'an branch marks the first transformation of a village bank into an urban commercial bank branch in Sichuan, aimed at enhancing inclusive financial services and supporting regional economic development through strategic integration with local resources and national initiatives [1][4]. Group 1: Establishment and Purpose - Chengdu Bank's Ya'an branch officially opened on July 8, 2023, after a year-long restructuring process from the original Mingshan Jincheng Village Bank [4]. - The new branch will focus on bridging the financial service gap in rural areas and leverage opportunities from the Sichuan-Tibet Railway and the Sichuan-Tibet Economic Cooperation Experimental Zone [1][3]. Group 2: Strategic Integration and Development - The branch aims to integrate local resources and national strategies, enhancing its role as a "financial main force" in supporting the local economy [5][7]. - The transformation from a village bank to a branch of Chengdu Bank allows for greater business permissions, improved service capabilities, and a broader operational scope [5][6]. Group 3: Economic and Environmental Focus - Ya'an is rich in natural resources, with a forest coverage rate exceeding 69%, and is positioned as a key area for green development and ecological tourism [7]. - The branch will support core industries such as big data, advanced materials, and high-end equipment manufacturing, while also promoting clean energy and environmental sustainability [8]. Group 4: Financial Products and Services - The branch will implement inclusive financial products like "Tianfu Industry Loan" and "Huiqi Loan" to better serve small and micro enterprises, simplifying approval processes and lowering barriers [8]. - Chengdu Bank's digital transformation initiatives will enhance the operational efficiency and risk management capabilities of the Ya'an branch, providing a more accessible and user-friendly banking experience [8].

Group 1 - The fresh corn industry in Suhua City, Heilongjiang Province, is experiencing significant growth, with "Suhua Fresh Corn" recognized as a geographical indication product, contributing to local economic development [1] - Guoguo Food Co., a key player in the fresh corn market, achieved sales of over 32 million yuan in 2024 and received a credit line of 19.5 million yuan to expand production [1] - The People's Bank of China in Suhua is actively supporting the fresh corn industry through financial initiatives, including a coordinated approach with local agricultural departments [2] Group 2 - A series of financial products and services tailored for the fresh corn industry have been launched by local banks, enhancing support for downstream processing enterprises [3] - The total loans issued to 22 leading fresh corn enterprises reached 642 million yuan, a 39% increase year-on-year, while the overall loans for the fresh corn industry chain amounted to 735 million yuan, up 46% [2] - Local banks are employing innovative financing methods, such as accounts receivable and warehouse receipts pledges, to ensure sufficient funding for enterprises in the fresh corn supply chain [3]

Group 1 - The cultural exchange initiated by the internet celebrity "Jia Kang Ge" has significantly boosted the popularity of "Rongchang Lu Goose," leading to a surge in orders and global exposure for the dish [1] - The number of tourists in Rongchang has increased by 152.3% year-on-year, and the online exposure rate of "Rongchang Lu Goose" has grown by over 4050% [1] - The local economy, including the restaurant, accommodation, and transportation sectors, has benefited from the influx of visitors seeking to taste the dish [1] Group 2 - The People's Bank of China, Chongqing Branch, has implemented financial support measures to boost consumption, particularly focusing on the "Lu Goose" industry in Rongchang [2] - Financial institutions are enhancing payment services for key merchants in the "Lu Goose" industry to convert traffic into sustained consumer engagement [2] Group 3 - Chongqing Sanxia Bank Rongchang Branch has provided a credit line of 1 million yuan to Chongqing Jiang Ge Food Technology Co., Ltd., supporting the integration of over 30 local agricultural products into its supply chain [3] - The online sales of "Rongchang Lu Goose" have seen an average increase of 105%, with the slaughter volume of white geese rising by over 300% [3] Group 4 - Chongqing Bank Rongchang Branch has issued a loan of 3 million yuan to enhance the processing capabilities of upstream enterprises in the "Lu Goose" industry, improving slaughter efficiency by 30% [4] - The support from financial institutions has played a crucial role in the standardization and scaling of "Rongchang Lu Goose" production, showcasing the synergy between local passion and financial backing [4]