科技赋能渠道，打通乡村金融服务"最后一公里"。该行积极应用金融科技，着力构建线上线下融合的立 体化乡村金融服务网络。在辖内重点村镇区域精心布设并挂牌开业12家"兴农通"农村普惠金融服务点， 创新采用"外拓营销+村委合伙人共建"模式，将工行服务窗口前移至村民家门口。大力推广"兴农 通"App，该平台整合多种金融服务功能，成为服务县域乡村客户的线上综合枢纽。外拓营销队伍深入 村屯指导农户使用App，显著提升金融服务的便捷性和覆盖面。截至2025年7月末，"兴农通"App线上县 域乡村获客超3万户。 服务下沉聚力，构筑惠农兴村坚实后盾。该行深知服务"三农"贵在主动与深入，组建4支县域"普惠青年 先锋队"，常态化开展"兴农万里行"活动，通过金融知识讲座、定点咨询摆摊等形式，将普惠融资、账 户服务、村务支持等综合金融"套餐"送到田间地头。派驻定点帮扶干部扎根乡村，化身金融政策"宣传 员"和需求"联络员"，深入对接农户、种植大户、合作社，精准摸排生产资金需求，推介适配的涉农产 品，确保惠农政策直达需求端。大力宣传惠企利农政策，持续用好"惠企贷"贴息工具，让农户充分知晓 其利率优、手续简、种类多的特点，丰富农户融资渠道。（ ...

Core Viewpoint - The establishment of Chengdu Bank's Ya'an branch marks the first transformation of a village bank into an urban commercial bank branch in Sichuan, aimed at enhancing inclusive financial services and supporting regional economic development through strategic integration with local resources and national initiatives [1][4]. Group 1: Establishment and Purpose - Chengdu Bank's Ya'an branch officially opened on July 8, 2023, after a year-long restructuring process from the original Mingshan Jincheng Village Bank [4]. - The new branch will focus on bridging the financial service gap in rural areas and leverage opportunities from the Sichuan-Tibet Railway and the Sichuan-Tibet Economic Cooperation Experimental Zone [1][3]. Group 2: Strategic Integration and Development - The branch aims to integrate local resources and national strategies, enhancing its role as a "financial main force" in supporting the local economy [5][7]. - The transformation from a village bank to a branch of Chengdu Bank allows for greater business permissions, improved service capabilities, and a broader operational scope [5][6]. Group 3: Economic and Environmental Focus - Ya'an is rich in natural resources, with a forest coverage rate exceeding 69%, and is positioned as a key area for green development and ecological tourism [7]. - The branch will support core industries such as big data, advanced materials, and high-end equipment manufacturing, while also promoting clean energy and environmental sustainability [8]. Group 4: Financial Products and Services - The branch will implement inclusive financial products like "Tianfu Industry Loan" and "Huiqi Loan" to better serve small and micro enterprises, simplifying approval processes and lowering barriers [8]. - Chengdu Bank's digital transformation initiatives will enhance the operational efficiency and risk management capabilities of the Ya'an branch, providing a more accessible and user-friendly banking experience [8].

Group 1 - The fresh corn industry in Suhua City, Heilongjiang Province, is experiencing significant growth, with "Suhua Fresh Corn" recognized as a geographical indication product, contributing to local economic development [1] - Guoguo Food Co., a key player in the fresh corn market, achieved sales of over 32 million yuan in 2024 and received a credit line of 19.5 million yuan to expand production [1] - The People's Bank of China in Suhua is actively supporting the fresh corn industry through financial initiatives, including a coordinated approach with local agricultural departments [2] Group 2 - A series of financial products and services tailored for the fresh corn industry have been launched by local banks, enhancing support for downstream processing enterprises [3] - The total loans issued to 22 leading fresh corn enterprises reached 642 million yuan, a 39% increase year-on-year, while the overall loans for the fresh corn industry chain amounted to 735 million yuan, up 46% [2] - Local banks are employing innovative financing methods, such as accounts receivable and warehouse receipts pledges, to ensure sufficient funding for enterprises in the fresh corn supply chain [3]