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当保险邂逅数字中国:解码粤港澳大湾区普惠金融的科技底色
Yang Guang Wang· 2025-08-08 07:25
不断夯实基层战斗堡垒。搭建立体式全覆盖的党员教育培训体系和党支部标准化规范化建设体系。完善 党建荣誉平台,打造可视化荣誉评价模型,发挥示范引领作用。创建省公司级"四强"党支部,并高标准 创建省公司级营销员党建示范点。持续加强党员学习,提高政治觉悟,把增强党性、严守纪律、砥砺作 风贯通起来,融入日常、化为习惯,营造干事创业的良好氛围。 构建多层次医疗保障"广东模式" 近年来,中国人寿寿险广东省分公司始终坚持人民至上,围绕"一个国寿 一生守护"的经营理念,坚定 走好普惠为民的实践之路。 政企联动,让金融服务惠民有感。积极参与政保融合业务的创新发展,近三年来,为全省17个地市超 3500万人次提供城市定制型商业医疗保险保障,累计赔付超150万人次,赔付金额超15亿元。城乡居民 大病保险2024年为全省8个地市3000多万人提供大病保险保障,共赔付130多万人次,赔付金额超14亿 元。委托经办业务多点创新,2014年该公司开启政保融合委托经办业务,在16个地市累计承办80余个项 目,累计服务人群超8900万人次,累计协议管理资金超过6800万元。积极推进长期护理保险试点,为 650万人提供长期护理保险服务。护航"两新 ...
中国人寿:普惠金融赋能民生,创新模式推动多层保障
Nan Fang Du Shi Bao· 2025-06-26 13:23
Core Viewpoint - The article emphasizes the role of inclusive insurance as a vital component of inclusive finance, particularly in the context of China's push for high-quality development and the construction of the Guangdong-Hong Kong-Macao Greater Bay Area [2][5][13] Group 1: Development of Inclusive Insurance - China Life Insurance Company has been actively implementing the concept of "finance for the people," creating a multi-level medical insurance model known as the "Guangdong Model" to address public welfare challenges [2][4] - The company has established a comprehensive financial insurance service system that covers the entire life cycle, redefining the social value of inclusive insurance [4][5] - By the end of 2024, the major illness insurance will cover nearly 32 million residents across 8 cities, and the "惠民保" program has provided services to over 35 million people in 17 cities over the past three years [4] Group 2: Specific Initiatives and Programs - Various inclusive insurance brands have been launched, such as "穗岁康" in Guangzhou, which has insured over 14 million people and paid out over 2 billion yuan [6] - The "大爱无疆" project in Zhuhai has insured 590 million people, with a participation rate of 45.78% in 2024, leading the province in similar initiatives [6] - The "银龄安康行动" has served 92% of the elderly population in Guangdong, with total payouts reaching 2.3 billion yuan, benefiting 1.9 million people [7] Group 3: Focus on Vulnerable Groups - The company has launched initiatives like "托育无忧" for childcare institutions and "爱·童行" for vulnerable children, providing insurance coverage to ensure safety and health [6][7] - The "她健康 粤幸福" project focuses on women's health, providing free screenings and insurance for cancer, benefiting 600,000 women with a total coverage of 6 billion yuan [9] Group 4: Rural Revitalization and Community Support - The "绿丝带" initiative aims to integrate financial services with rural revitalization, providing insurance coverage to key demographics and enhancing community support [10][11] - Over the past three years, the company has donated to 130 projects, reaching over 4.3 million people with a total coverage amount of 240 billion yuan [11] Group 5: Technological Innovation in Services - The company has made significant advancements in digital transformation, achieving a 100% electronic rate for personal business and implementing a fully automated claims process [12] - A digital management platform covering 25,000 villages has been established, enhancing service efficiency and customer experience [12] Group 6: Future Goals and Commitment - The company aims to continue its journey towards inclusive finance, focusing on product innovation and service upgrades to meet the needs of the population [13]