Overall Performance - As of December 25, 2025, there are 128 mixed public wealth management products with an investment period of 3-6 months, showing an average net value growth rate of 2.97% over the past six months, with an average maximum drawdown of 0.94% [5] - 29 products have a net value growth exceeding 5%, while over 60% of the products have a growth rate between 1% and 5%, totaling 82 products; 17 products have a growth rate below 1% [5] - Ningyin Wealth Management and Hangyin Wealth Management have performed exceptionally well, with average net value growth rates of 8.49% and 7.60% respectively over the past six months [5] Highlighted Product Analysis - From June to December 2025, the gold ETF market experienced a strong upward trend, with several gold ETFs, such as Huaan Gold ETF and Bosera Gold ETF, showing a net value growth rate exceeding 30% [7] - The convertible bond market also performed well, driven by technology and growth stocks, with Bosera CSI Convertible Bond and Exchangeable Bond ETF rising by 15.93% year-to-date as of November 21, significantly outperforming pure bond indices and high-yield bond ETFs [7] - Hangyin Wealth Management's "Happiness 99 Excellent Mixed (Diverse Constant Profit) 180-day Holding Period" and "Happiness 99 Excellent Mixed (State-owned Enterprise Dividend Selected FOF) 100-day Holding Period" ranked third and fourth, with net value growth rates of 8.68% and 8.06% respectively, benefiting from the strong performance of the convertible bond market and gold sector [7][8] Product Details - "Happiness 99 Excellent Mixed (Diverse Constant Profit) 180-day Holding Period" has investments covering fixed income, equity, and gold, with equity investments and public fund holdings accounting for 27.95% and 23.64% respectively at the end of Q3; the top ten assets include convertible bond ETFs, gold ETFs, index funds, and stocks [8] - The product currently has a leverage level of 101.97%, with plans to increase leverage to enhance returns if funding rates are reasonable [8] - "Happiness 99 Excellent Mixed (State-owned Enterprise Dividend Selected FOF) 100-day Holding Period" has a public fund holding ratio of 47.04% at the end of Q3, maintaining a high gold position; its top ten assets include convertible bond ETFs, gold ETFs, Hong Kong stock ETFs, and various index funds [8] - The product management anticipates an active equity market in Q4, balancing dividends and technology sectors, while maintaining a bullish long-term outlook on gold [9]

旗团 21世纪经济报道 理财公司混合类公营销队 近六月业绩榜单 (投资周期3-6个月 数据说明： 产品统计范围为理财公司3-6个月（含）期限的混合类公募理财，产品统计截止日期为2025年11月27日，统计区间为近6月。 一、整体表现 截至2025年11月27日，南财理财通数据显示，理财公司3-6个月（含）期限混合类理财近6月平均净值增长率为2.88%，最大回撤 均值为0.86%，2只产品近6月净值增长率超过10%。 本期榜单共有6家理财公司上榜。其中，宁银理财上榜3只产品，杭银理财和兴银理财各上榜2只产品，光大理财、民生理财以及 平安理财各上榜1只产品。 二、亮点产品分析 2025年三季度，股票市场交易活跃带动权益类投资收益大涨，高含权类产品收益表现相对突出。 | F 를 | 产品名称 | 三星人 | 净值增 | 最大回撤 | 年代的时 | | --- | --- | --- | --- | --- | --- | | | | | 长率 | | ral | | | 宁赢平衡增利院合会开放 工程师3号(管理信息180 | 宁银理财 10.40% 1.88% | | | 6.09% | | | R | | | | ...

数据说明： 混合类产品范围为理财公司发行的3—6月（含）投资周期的公募混合类产品，统计截止日期为2025年8月21日，统计区间为近6 月。 榜单排名来自理财通AI全自动化实时排名，如您对数据有疑问，请在文末联系助理进一步核实。 | ਸਾਰ ਕੁਰ | 产品名称 | 管理人 | 净值增 长率 | 最大回撤 | 年代渡 动率 | 卡玛比率 | | --- | --- | --- | --- | --- | --- | --- | | | 宁赢平衡增利混合 类开放式理财3号 | 宁银理财 11.42% 7.22% | | | 7.15% | 3.19181 56 | | | (最短持有180天) | 销售机构:宁波银行 | | | | | | | 一赢平衡增利智能 制造活 - 3 - 5 - 5 | 宁银理财 | 11.02% | 7.59% | 7.79% | 2.92597 329 | | | 号(最短篇6个 | | | | | | | | FD | 销售机构:宁波银行 | | | | | | | | 兴银理财 10.06% 10.28% | | | 16.53% | 1.96428 ਰੇਵੇਂ ਕ | | | ...