all 21 21 10 2 2 1 1 2 1 1 2 1 1 2 1 1 2 1 1 2 1 1 2 1 1 2 1 1 2 1 1 2 1 1 1 2 1 1 1 2 1 1 1 2 1 1 1 2 1 1 1 2 1 1 1 2 1 1 1 2 1 1 1 2 1 公司混合类公募 荆 近3月业绩榜单 (投资周期3月以内 从产品发行机构来看，平安理财该期限混合类产品表现优异，近3月净值增长率均值达到1.89%。 本期榜单中，平安理财包揽冠亚军。"优享增强1号混合类人民币净值型理财产品"和"优享1号混合类人民币净值型理财产品"依 次位列榜单第一和第二，产品近3月净值增长率分别是6.57%和4.92%。招银理财"招越量化对冲FOF一号混合类理财计划"以 2.50%的增长率位列第三。 数据说明： 产品统计范围为理财公司3月以内期限的混合类公募理财，产品统计截止日期为2025年12月18日，统计区间为近3月。 一、整体表现 截至2025年12月18日，南财理财通数据显示，理财公司共计存续351只3月以内期限混合类理财产品，近3月平均净值增长率仅 0.36%，最大回撤均值为0.81%。从业绩表现来看，超过七成产品 ...

旗团 21世纪经济报道 理财公司混合类公营销队 近六月业绩榜单 (投资周期3-6个月 数据说明： 产品统计范围为理财公司3-6个月（含）期限的混合类公募理财，产品统计截止日期为2025年11月27日，统计区间为近6月。 一、整体表现 截至2025年11月27日，南财理财通数据显示，理财公司3-6个月（含）期限混合类理财近6月平均净值增长率为2.88%，最大回撤 均值为0.86%，2只产品近6月净值增长率超过10%。 本期榜单共有6家理财公司上榜。其中，宁银理财上榜3只产品，杭银理财和兴银理财各上榜2只产品，光大理财、民生理财以及 平安理财各上榜1只产品。 二、亮点产品分析 2025年三季度，股票市场交易活跃带动权益类投资收益大涨，高含权类产品收益表现相对突出。 | F 를 | 产品名称 | 三星人 | 净值增 | 最大回撤 | 年代的时 | | --- | --- | --- | --- | --- | --- | | | | | 长率 | | ral | | | 宁赢平衡增利院合会开放 工程师3号(管理信息180 | 宁银理财 10.40% 1.88% | | | 6.09% | | | R | | | | ...

Core Viewpoint - The mixed financial products have shown significant advantages this year, with "Xinghe Huijing No. 1" from Xingyin Wealth Management leading the performance rankings, achieving a net value growth rate of 12.02% over the past six months, outperforming pure debt products significantly [3][5]. Group 1: Performance of Mixed Financial Products - The average net value growth rate of mixed financial products in the first eight months of this year was 3.36%, while fixed-income products only achieved 1.68% [3]. - "Xinghe Huijing No. 1" has demonstrated strong excess return capabilities, with a maximum drawdown lower than that of the CSI 300 index during the same period [3][4]. - Other notable products include "Fuli Xinghe Changqing Six-Month Open No. 3" with a return of 9.54% and a maximum drawdown of 2.90% [3]. Group 2: Investment Strategy and Management - "Xinghe Huijing No. 1" employs a mixed investment strategy, with a performance benchmark based on 60% of the CSI 300 index and 40% of the new comprehensive wealth index for bonds under one year [4]. - The product's equity portion is directed towards asset management plans managed by Invesco Great Wall Fund Management, while the fixed-income part is managed by Xingyin Wealth Management [4]. - The product has shown resilience during market fluctuations, effectively controlling net value volatility and drawdown [4][5]. Group 3: Recent Performance Metrics - Since its inception, "Xinghe Huijing No. 1" has achieved a net value growth rate of 22.13%, significantly outperforming its benchmark, which has seen a decline of 2.24% [5]. - The product has recorded an annualized return of 46.93% over the past three months and an impressive 84.03% annualized return in the last month [5]. Group 4: Portfolio Composition and Market Trends - The product's performance is bolstered by individual stock selections, with significant holdings in companies like Pop Mart, which has seen a year-to-date increase of over 200% [7]. - The product has also increased its holdings in gold stocks, benefiting from rising gold prices amid various economic factors [7]. - The strategy emphasizes a diversified asset allocation, balancing stable bond income with opportunities in equity markets [8].

Overall Performance - The A-share market in August exhibited a strong upward trend, with all three major indices showing significant monthly gains, including a more than 24% increase in the ChiNext Index and a 28% rise in the Sci-Tech 50 Index, while the Shanghai Composite Index surpassed 3,800 points, reaching a 10-year high [4] - The market conditions have positively impacted the performance of mixed public wealth management products, with an average net value growth rate of 5.63% and a maximum drawdown of 1.48% over the past year for mixed public wealth management products with investment cycles of 6 to 12 months [4] Product Performance - Among the 166 existing products, 18 products achieved a return rate exceeding 10% over the past year, while only one product, the "Zhaoyin Value Selected One-Year Holding Mixed Fund" from Zhaoyin Wealth Management, reported a negative return of -0.93% [5] - The "Ningyin Mixed Carbon Neutral Open-Ended No. 1" and "Ningyin Dividend Selected No. 1" from Ningbo Bank displayed strong performance, with net value growth rates nearing 30% over the past year [6] Highlighted Products - The "Ningyin Mixed Carbon Neutral Open-Ended No. 1" achieved the highest return, with a net value growth rate of 29.77%, although it also experienced a high maximum drawdown of 15.04% [6] - This product is classified as a stock-mixed wealth management product, with a performance benchmark of 3% and an annualized return of 6.3% for 2024. However, since its inception on September 23, 2021, it has recorded an annualized return of -0.70% up to the second quarter of 2025 [6] - As of the end of the second quarter of 2025, the product reduced its equity position slightly, with equity investments decreasing from 77.35% at the end of the first quarter to 72.10% [6]

Core Insights - The report focuses on the performance of three types of investment products: "Fixed Income + Equity," mixed, and equity products [1] Group 1: Overall Performance - The average net value growth rate for "Fixed Income + Equity" public investment products with a 2-3 year investment period is 3.11%, with an average maximum drawdown of 0.64% over the past year [6] - Among 743 products in this category, 75.91% achieved positive returns in every quarter over the past year [6] Group 2: Highlighted Product Analysis - The top three performing products in the "Fixed Income + Equity" category are: 1. "京华远见鑫益盈金61号" by 北银理财 with a net value growth rate of 8.66% 2. "璀璨人生成就系列（共享）2022年280期" by 青银理财 with a growth rate of 7.43% 3. "幸福99丰裕固收多资产23005期" by 杭银理财 with a growth rate of 7.30% [7] Group 3: Mixed Product Performance - The average net value growth rate for mixed public investment products with a holding period of less than 3 months is 1.51% [12] - The top three products in this category are: 1. "富利兴成阿尔法一个月持有期2号A" by 兴银理财 with a growth rate of 11.87% 2. "富利兴易智享量化指增3个月最短持有期1号A" by 兴银理财 with a growth rate of 10.39% 3. "兴睿优选进取" by 兴银理财 with a growth rate of 7.54% [12] Group 4: Equity Product Performance - The average net value growth rate for equity investment products over the past year is 18.93%, with a maximum drawdown of 13.27% [16] - Notable products include: 1. "天工日开6号（微盘成长低波指数）" by 华夏理财 with a growth rate of 63.85% 2. "天工日开2号（数字基础设施指数）" by 华夏理财 with a growth rate of 44.19% 3. "天工日开5号（AI算力指数）" by 华夏理财 with a growth rate of 41.14% [16]

Core Insights - The report focuses on the performance of three categories of wealth management products: "Fixed Income + Equity," mixed-type, and equity-type products, highlighting their returns and risk metrics over specified periods [1][6][13]. Group 1: Performance Overview - As of July 3, 2025, the average net value growth rate for "Fixed Income + Equity" products over the past year is 3.04%, with an average maximum drawdown of 0.37%. Notably, 88.46% of these products achieved positive quarterly returns throughout the year [6]. - For mixed-type public wealth management products with a 1-3 year investment horizon, the average net value growth rate is 3.66%, with a maximum drawdown of 1.31%. Among these, 31.25% of products exceeded a 4% growth rate, and four products surpassed 10% [13]. - Equity-type public wealth management products have shown an average net value growth rate of 5.13% over the past six months, with a maximum drawdown of 10.75%. Only two out of 36 sample products reported negative performance [16]. Group 2: Highlighted Products - The top-performing products in the "Fixed Income + Equity" category include: - Hangyin Wealth's "Happiness 99 Abundant Fixed Income Multi-Asset (Balanced Preferred FOF) 742 days" with a net value growth rate of 7.54% [8]. - Hangyin Wealth's "Happiness 99 Added Income Fixed Income Multi-Asset 540 days" with a growth rate of 7.47% [8]. - Beiyin Wealth's "Jinghua Vision Infrastructure Public REITs Jingpin No. 1" with a growth rate of 7% [8]. - The performance of these products is primarily supported by fixed income asset yields, supplemented by a small allocation to equity funds, convertible bond funds, and public REITs [7]. - In the mixed-type category, notable products include: - Ningyin Wealth's "Ning Win Individual Stock Selection No. 2" with a growth rate of 13.06% [10]. - Ningyin Wealth's "Ning Win Long Triangle Development" with a growth rate of 11.67% [10]. - In the equity-type category, the standout product is "Tian Gong Ri Kai 8" (Precious Metals Index) with a leading growth rate of 25% [16].

Core Insights - The report focuses on the performance of three types of investment products: "Fixed Income + Equity," Mixed, and Equity products, with data collected until June 19, 2025 [1][6][16]. Group 1: Overall Performance - As of June 19, the average net value growth rate for "Fixed Income + Equity" public investment products with a duration of 3-6 months is 1.23%, with an average maximum drawdown of 0.18% [6]. - Among 1,421 products with disclosed performance, only 3 reported negative returns in the past six months, indicating a low failure rate [6]. - The percentage of products achieving positive monthly returns is 62.63% within the "Fixed Income + Equity" category [6]. Group 2: Highlighted Product Analysis - The top-performing product in the "Fixed Income + Equity" category is Hangyin Wealth's "Happiness 99 Hongyi (Double Bond Enhancement) 100-Day Holding Period," with a net value growth rate of 6.04% over the past six months [7][8]. - The second and third positions are held by "April Xin Shortest Holding Period No. 5 A" from Puyin Wealth at 4.54% and "Flexible Growth Profit Launch 180-Day Holding No. 2 D" from Ping An Wealth at 3.63% [7][8]. Group 3: Mixed Product Performance - The average net value growth rate for mixed investment products with a duration of 3-6 months is 1.61% [12]. - The top product in this category is "Xinghe Huijing No. 1" from Xingyin Wealth, achieving a net value growth rate of 9.83%, but it also has a high maximum drawdown of 10.28% [12][10]. Group 4: Equity Product Performance - The average net value growth rate for equity public investment products over the past six months is 3.53%, with a maximum drawdown average of 10.91% [16]. - Notably, 16.67% of equity products reported negative returns, with the largest decline seen in "Tiangong Daily Open No. 7 (Home Building Materials Index)" from Huaxia Wealth, which fell over 8% [16]. Group 5: New Product Launches - A new equity product launched in June is "Shengxin Junzhi Private Banking Enjoyment Dividend Selected Quantitative No. 1" from Goldman Sachs Industrial Bank, with a fundraising scale of 36.018 million yuan [17].