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东平农商银行:“三个坚定”为乡村振兴增添动力
Qi Lu Wan Bao Wang· 2025-10-21 06:49
坚定因地制宜发展举措,全面提高服务水平。该行深入辖内种粮大户及农业企业,详细了解育苗、农资 采购、农机租赁等环节的资金需求,以实际行动践行服务"三农"初心使命。该行工作人员通过对客户进 行详细的考察和了解,并根据其贷款需求,结合贷款产品特点,有针对性地、有重点地向客户进行介 绍,在客户对服务及产品满意的情况下,加大跟进力度。 东平农商银行以始终坚持服务"三农"为己任,不断探索金融支持切入点,持续创新金融产品和服务模 式,加大信贷投放力度,满足乡村振兴多样化金融需求,积极发挥乡村振兴加速器作用,取得较好成 效。 坚定支农支小市场定位,全力推进普惠金融。该行主动融入全县经济发展大局,借力政策杠杆,联合县 妇联推出"乡村振兴巾帼贷",联合县农业农村局推出"富民大棚贷",联合县水产业发展中心推出"富民 渔业贷",精准营销对接,挖掘潜在增长点。划分多个重点行业,工作人员在实行区域化管理的基础 上,再细分门类建立子网格,包括种养殖、沿街商铺、教育、医疗、餐饮等多个网格,根据网格特点实 行差异化营销,丰富"四张清单"对接方式。 坚定扎根基层服务理念,凝聚乡村振兴力量。东平农商银行坚持"金融为民"理念,通过优化服务模式、 下 ...
东平农商银行:金融赋能,助力东平渔业“乘风破浪”
Qi Lu Wan Bao Wang· 2025-07-22 11:57
Core Viewpoint - The article highlights the significant role of Dongping Rural Commercial Bank in supporting the development of the fishery industry in Dongping County, leveraging its unique geographical advantages and abundant water resources to foster growth in the sector [1][4]. Group 1: Financial Support - Dongping Rural Commercial Bank has introduced specialized credit products like "Fumin Fishery Loan" to address the financing challenges faced by fishery operators, offering high credit limits, low interest rates, and simplified procedures [2][4]. - The bank's financial support has been crucial for fishery operators, enabling them to expand their operations, acquire advanced equipment, and invest in technology and sales channels [2][4]. Group 2: Efficient Service Delivery - The bank has established a dedicated team of financial service managers to conduct on-site visits and tailor financial solutions to the specific needs of fishery operators, ensuring timely and adequate funding [2][4]. - By optimizing the loan approval process and creating a green channel, the bank enhances the efficiency of fund disbursement, ensuring that financial resources are available when needed for production [2][4]. Group 3: Technological Empowerment - The bank promotes online banking services, allowing fishery operators to manage their accounts and apply for loans conveniently, thus saving time and reducing costs [3]. - The application of financial technology, including big data and IoT, enables real-time monitoring and data analysis of fishery operations, providing scientific decision-making support for the industry [3]. Group 4: Industry Growth and Future Outlook - With the bank's support, the fishery industry in Dongping County is experiencing robust growth, with increased economic and social benefits, and the establishment of green aquaculture bases [4]. - The bank aims to continue enhancing its financial support for ecological protection and high-quality development in the Yellow River basin, focusing on innovative financial products and comprehensive services for the fishery sector [4].
东平农商银行:普惠金融“贷”动东平新发展
Qi Lu Wan Bao Wang· 2025-06-30 07:04
Core Viewpoint - Dongping Rural Commercial Bank is actively promoting high-quality development of inclusive finance in county areas through a series of practical and effective measures [1][2] Group 1: Financial Product Innovation - The bank has launched a variety of tailored loan products to meet the diverse financial needs of small and micro enterprises and "three rural" clients, including "Fumin Greenhouse Loan" and "Fumin Fishery Loan" [1] - "Fumin Greenhouse Loan" provides specialized loan support for vegetable greenhouse growers, helping them expand production and improve yield and quality [1] - "Fumin Fishery Loan" assists fishery farmers in updating equipment and expanding farming areas, promoting the growth of the fishery industry [1] Group 2: Support for Individual Entrepreneurs - The bank has developed products like "Tongxin Leshang Loan" and "Huiqing Business Loan" for individual business owners, featuring flexible borrowing and low-interest rates suitable for frequent cash flow needs [1] - An individual entrepreneur operating a small supermarket successfully obtained a loan of 200,000 yuan through "Tongxin Leshang Loan" to stock up for the Spring Festival, resulting in good sales during the peak season [1] Group 3: Promotion of Policy-Driven Products - The bank promotes policy-based products such as "Ludanhui Agricultural Loan" and "Veteran Entrepreneurship Loan," providing low-interest loans to agricultural operators and preferential rates for veterans starting businesses [2] - A veteran entrepreneur received a loan of 500,000 yuan through the "Veteran Entrepreneurship Loan" to establish an e-commerce platform, purchase equipment, and train employees, facilitating a successful startup [2] Group 4: Future Outlook - Dongping Rural Commercial Bank aims to continue its commitment to serving the real economy, deepen reforms in inclusive finance, and enhance financial service levels to support the economic and social development of Dongping County [2]