Core Points - Jiangsu Provincial Communication Administration has been actively addressing the issue of apps and mini-programs illegally collecting and using personal information, with a recent report identifying seven apps, including "Xiao Cheng Borrowing," that have not completed rectification [1][3] - "Xiao Cheng Borrowing" is operated by Nanjing Lezai Technology Microloan Co., Ltd., which has been flagged for violating personal information collection regulations [1][3] - Lezai Technology has registered multiple microloan apps, with "Xiao Cheng Borrowing" being one of them, and the company was established in May 2023 with a registered capital of 100 million yuan [3] Company and Industry Insights - The financial software sector is under strict scrutiny from regulatory bodies, with the National Cyber Security Reporting Center having previously issued warnings regarding multiple financial apps' violations [3] - Lezai Technology's apps are linked to Sanbao Group, raising market concerns about potential undisclosed relationships and the implications for the company's operations [2][5] - The connection between Lezai Technology and Sanbao Group is highlighted by the fact that several apps registered by Lezai Technology share names with those previously registered by Nanjing Hongtu Technology Microloan Co., Ltd., which is linked to Sanbao Group [5][6] - Sanbao Group has faced financial difficulties, including a delisting from the Shanghai Stock Exchange, which raises questions about whether Lezai Technology is a vehicle for transferring Sanbao Group's credit business [7]

Core Viewpoint - Jiangsu Provincial Communication Administration emphasizes the protection of user rights and has initiated actions against APPs that violate personal information protection laws [1] Group 1: Regulatory Actions - Jiangsu Provincial Communication Administration has released a report on APPs that infringe on user rights, as part of a series of actions for personal information protection in 2025 [1] - The administration is conducting inspections on financial and utility APPs to address illegal collection and use of personal information [1] Group 2: Compliance Status - As of now, seven APPs have not completed the required rectifications, including three financial software applications [1] - The non-compliant financial APPs include "Shan Yong Hua" from Nanjing Mantanghong Information Technology Co., "Xiao Cheng Borrowing" from Nanjing Lezai Technology Microloan Co., and "Donghai Tong" from Donghai Securities Co. [1]

Core Points - Jiangsu Provincial Communication Administration has reported on APPs that infringe on user rights, as part of its ongoing efforts to protect personal information [1][3] - The administration is conducting inspections of financial and utility APPs to address illegal collection and use of personal information [3][4] - Seven APPs have been identified for failing to rectify their issues and must complete corrections by September 29 [3][4] Summary by Category Regulatory Actions - Jiangsu Provincial Communication Administration is implementing a series of special actions for personal information protection, based on various laws including the Personal Information Protection Law and Cybersecurity Law [3] - The administration has organized third-party inspections to identify APPs that violate user rights [3] Identified APPs and Issues - Seven APPs have been reported for issues such as illegal collection and use of personal information, with specific details as follows: 1. **闪用花** - Violations include illegal collection and use of personal information [4] 2. **小橙借款** - Violations include illegal collection of personal information [4] 3. **东海通** - Violations include illegal collection of personal information [4] 4. **蜜柚目历** - Violations include illegal collection of personal information [4] 5. **晶算师企业版** - Violations include illegal collection of personal information and frequent self-starting [4] 6. **伞送货主** - Violations include illegal collection, excessive collection of personal information, and frequent self-starting [4] 7. **点石智投** - Violations include illegal collection of personal information [4] Compliance Requirements - The identified APPs must complete their rectifications by September 29, and failure to comply will result in further legal actions [3][4]