Core Insights - The securities industry is experiencing a significant increase in monthly active users (MAU) for trading apps, reaching 172 million in November, a month-on-month growth of 2.06% [1] - Brokerages are leveraging AI tools to enhance service models and improve user experience amid a competitive landscape for customer acquisition [4][5] Group 1: Monthly Active Users and Account Growth - In November, the total number of new accounts opened in the market was 2.5506 million, reflecting a month-on-month increase of 3.38% [2] - Eleven brokerage apps had monthly active users exceeding 6 million, with Huatai Securities and Guotai Junan leading at 11.8149 million and 10.1848 million respectively, both showing month-on-month growth of over 2% [2] - Smaller brokerages like Guojin Securities and Chengtong Securities achieved significant month-on-month growth rates of 9.58% and 4.61% respectively, despite having lower user volumes [3] Group 2: Competitive Landscape and AI Integration - The competition among brokerages is intensifying, with a focus on mobile app functionality and service innovation, particularly through the integration of AI [4] - AI has become a central element in app updates, with features like "AI Dashboard" and AI-driven investment assistants being introduced to enhance user engagement and provide real-time market insights [4][5] - The application of intelligent technology is expected to improve response efficiency and personalized service levels, aiding brokerages in transitioning to comprehensive wealth management service providers [5][6] Group 3: Future Outlook and Strategic Directions - The ongoing evolution of financial technology positions intelligent solutions as a standard in the securities industry, with a focus on enhancing professional service levels and creating value for investors [6] - Large institutions are expected to leverage their resources to build comprehensive intelligent wealth management platforms, while smaller brokerages can focus on niche markets to establish competitive advantages [6]

中国经济网北京12月9日讯 国家网络安全通报中心微信公众号4日发布消息"国家计算机病毒应急处 理中心检测发现69款违法违规收集使用个人信息的移动应用"。经国家计算机病毒应急处理中心检测， 69款移动应用存在违法违规收集使用个人信息情况。 其中，《创金合信基金》（微信小程序）存在以下问题：在App首次运行时未通过弹窗等明显方式 提示用户阅读隐私政策等收集使用规则；隐私政策难以访问；个人信息处理者在处理个人信息前，未以 显著方式、清晰易懂的语言真实、准确、完整地向个人告知个人信息处理者的名称或者姓名、联系方 式、个人信息的保存期限等。未采取相应的加密、去标识化等安全技术措施。 公开资料显示，《创金合信基金》的应用运营商为创金合信基金管理有限公司。《东海通》的应用 运营商为东海证券股份有限公司。《国投瑞银》的应用运营商为国投瑞银基金管理有限公司。 创金合信官网显示，创金合信基金管理有限公司成立于2014年7月，获得了MOM公募产品发行资 格、QDII资格以及受托管理保险资金资格。2015年，创金合信基金发行了首只公募基金产品，经过11 年的发展，截至2025年9月30日，公司公募基金管理规模1765.95亿元，较2 ...

Group 1 - Jiangsu Provincial Communication Administration recently released a notice regarding APPs that infringe on user rights, indicating that seven APPs have not completed the required rectifications and must do so by September 29 [1] - The notice includes a list of APPs with issues related to the illegal collection and use of personal information, highlighting the need for compliance with regulations [2] - Among the listed APPs, Donghai Tong, operated by Donghai Securities Co., Ltd., is specifically noted for violating personal information collection regulations [2] Group 2 - Donghai Securities Co., Ltd. was established in 1993 and is a member of the Changzhou Investment Group, primarily engaged in capital market services [3] - The company has a registered capital of approximately 1.86 billion RMB and a paid-in capital of 1.59 billion RMB, indicating a solid financial foundation [3] - Donghai Securities is recognized as one of the earliest comprehensive securities firms in China and has expanded its operations to include 19 branches and over 60 business offices, serving more than one million clients [4]

Core Viewpoint - Jiangsu Provincial Communication Administration emphasizes the protection of user rights and has initiated actions against APPs that violate personal information protection laws [1] Group 1: Regulatory Actions - Jiangsu Provincial Communication Administration has released a report on APPs that infringe on user rights, as part of a series of actions for personal information protection in 2025 [1] - The administration is conducting inspections on financial and utility APPs to address illegal collection and use of personal information [1] Group 2: Compliance Status - As of now, seven APPs have not completed the required rectifications, including three financial software applications [1] - The non-compliant financial APPs include "Shan Yong Hua" from Nanjing Mantanghong Information Technology Co., "Xiao Cheng Borrowing" from Nanjing Lezai Technology Microloan Co., and "Donghai Tong" from Donghai Securities Co. [1]

Core Points - Jiangsu Provincial Communication Administration has reported on APPs that infringe on user rights, as part of its ongoing efforts to protect personal information [1][3] - The administration is conducting inspections of financial and utility APPs to address illegal collection and use of personal information [3][4] - Seven APPs have been identified for failing to rectify their issues and must complete corrections by September 29 [3][4] Summary by Category Regulatory Actions - Jiangsu Provincial Communication Administration is implementing a series of special actions for personal information protection, based on various laws including the Personal Information Protection Law and Cybersecurity Law [3] - The administration has organized third-party inspections to identify APPs that violate user rights [3] Identified APPs and Issues - Seven APPs have been reported for issues such as illegal collection and use of personal information, with specific details as follows: 1. **闪用花** - Violations include illegal collection and use of personal information [4] 2. **小橙借款** - Violations include illegal collection of personal information [4] 3. **东海通** - Violations include illegal collection of personal information [4] 4. **蜜柚目历** - Violations include illegal collection of personal information [4] 5. **晶算师企业版** - Violations include illegal collection of personal information and frequent self-starting [4] 6. **伞送货主** - Violations include illegal collection, excessive collection of personal information, and frequent self-starting [4] 7. **点石智投** - Violations include illegal collection of personal information [4] Compliance Requirements - The identified APPs must complete their rectifications by September 29, and failure to comply will result in further legal actions [3][4]